The promised return to creditors in this scenario would be 122%. None of the given answer choices (A, B, C, D, E) match this result.
How To Calculated Promised Return?To determine the promised return to creditors, we need to calculate the expected value of the cash flow and consider the potential bankruptcy cost. Let's calculate it step by step:
1. Calculate the expected cash flow:
Expected cash flow = ($90 x 0.6) + ($30 x 0.4) = $54 + $12 = $66.
2. Subtract the potential bankruptcy cost:
Promised return to creditors = Expected cash flow - Bankruptcy cost
= $66 - $5
= $61.
3. Calculate the promised return as a percentage of the borrowed amount:
Promised return to creditors percentage = (Promised return to creditors / Borrowed amount) x 100
= ($61 / $50) x 100
= 122%.
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which of the following is a responsebility of an HR manager.
a. making final decisions on whom to hire
b. providing employees with advice about compensation
c. making sure office politics leads to exclusive groups
d. stroking competition between employees over opportunities
The responsibility of an HR manager is Option B. providing employees with advice about compensation.
The HR manager is responsible for overseeing and managing employee-related tasks within the company. HR managers deal with employment contracts, compensation, employee relations, health benefits, and legal compliance with employment laws and regulations. The HR manager is responsible for developing, implementing, and managing employee policies, procedures, and programs.
The HR manager is responsible for managing employee relations, training, and development. HR managers must ensure that the company complies with all employment laws and regulations. They must maintain employee records and handle employee grievances and disputes. Employees need to be paid appropriately and HR managers are responsible for making sure this happens.
HR managers are responsible for keeping up-to-date with changes in employment law and compliance requirements. HR managers must ensure that employees receive the benefits they are entitled to. HR managers are responsible for developing employee incentive programs that help retain top talent and reduce turnover rates.
In conclusion, HR managers have a variety of responsibilities, including overseeing employee policies and procedures, managing employee relations, ensuring compliance with employment laws and regulations, and managing compensation and benefits. Providing employees with advice about compensation is a key responsibility of an HR manager. Therefore, the correct option is B.
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Evaluate the use of animals in attachment research
Identify the problem by analyzing the given scenario. An IT software company is losing market share because it fails to launch new products in a timely manner. Decisions are centralized at the top, and employees have little or no voice. One way to solve this problem is to use teams to eliminate ____ in the company.
Explanation:
to eliminate their best efforts in the company
Answer:
"bureaucratic barriers"
Explanation:
i got it right on plato
can you name a fashion brand that you have recently purchased because it had a positive brand image? how does that compare with a fashion brand that you have purposely not purchased because of the image of the company?
NIKE was the most recent brand I bought.
Consumers' mental and objective reactions to a brand when they buy a product are known as brand image. surpassing the expectations of the consumer is a positive brand image. A strong brand image improves an organization's reputation and brand value.
What does a strong brand identity entail?
A product can differentiate itself from almost identical rivals in the same market niche thanks to a strong brand image. For instance, even when there is little product differentiation, consumers still believe that name-brand products are of greater quality than store-brand products. Coca-Cola is a well-known brand for a beverage that is best enjoyed during times of joy, happiness, and positive experiences. It has a "unique taste" and is the "original cola."
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Disadvantages of choosing a job that is extremely popular or in demand
The disadvantage of choosing a job that is very popular or a job that is in high demand is that after a while such a job may become saturated or it would become monotonous.
What is a high demand job?This is the term that is used to refer to a job that the people that wpould employ labor are constantly in need of. Such a job is one that would require the people that have the qualification to opt in and get the places and the roles that they are to fill.
The issues that may arise from such a job that is in high demand is that after a period, such a job may have a lot of persons that would want to fulfil the role.
The number of qualified persons may become more than the job that is available for the people to do in the long run.
Hence this is a disadvantage. Therefore I would conclude by saying that the disadvantage of choosing a highly popular job is that the number of persons that are willing to fulfil the role may exceed the job overtime.
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When Heidi Ganahl first started out with Camp Bow Wow, she spent a lot of time "micromanaging" things, but as time went by, she spent more of her focus on which aspect of management functions?
Organizing
Establishing goals and objectives
Directing
Strategic planning
Controlling
Answer: Strategic planning
Explanation:
Strategic planning is when an organization sets its priorities, and also strengthens its operations so that organizational goals and objectives can be achieved.
Heidi Ganahl, who's the CEO of Camp Bow Wow, said that as the company was growing, she utilized strategic planning by making strategic decisions and planning in order to achieve organizational aims.
What is the best advice to keep in mind as you grow your business?
Answer:
Be smart and watch out for snakes
then impact of risky behaviour on one's well-being by referring to social,emotional,physical and spiritual
why do you think that continuing to add employees, stops to be effective at a certain point ?
All of the following are true for those who are not responsible with credit EXCEPT which one?
A: They have a higher balance that is carried over month to month
B: They charge fewer items or make the full payment each month
C: They charge more items, even if they cant pay the entire amount
D: They end up paying more in interest fees
All of the following are true for those who are not responsible with credit EXCEPT They charge fewer items or make the full payment each month.
What is meant by credit?This is the term that is used to refer to the fact that a person is able to get a way of paying for the goods and services that they make use of through the use of credit card that is issued to them by a credit facility.
The issue here is that the people that have a bad credit would have to be paying more in fees at the end of the day because it would keep piling. They would also have greater credit balance that they are to pay as well.
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Which type of interest does not change over the life of a loan?
Principal interest
Fixed interest
Variable interest
Annual percentage rate
Answer:
Fixed interest
Explanation:
A fixed-rate mortgage charges a set rate of interest that does not change throughout the life of the loan. You'll know exactly how much each monthly payment will be, as well as how much it will cost you overall to pay off the loan based on that rate.
What is forms of buisness??
Answer and Explanation:
Some forms of business are sole proprietorship, partnership, corporation, and s corporation.
sam is applying for a single year life insurance policy worth $40,950.00 . if the actuarial tables determine that she will survive the next year with probability 0.993 , what is her expected value for the life insurance policy if the premium is $371.00 ?
The expected value of Sam's life insurance policy is $367.83. This is calculated by multiplying the probability of survival (0.993) by the policy's face value ($40,950.00) and then subtracting the premium ($371.00).
The expected value is the amount a person should expect to receive from the policy if they were to purchase it. It is an estimate of the average return from the policy over a given period of time.
In this case, the expected value is slightly less than the premium due to the fact that Sam has a higher than average chance of survival. Therefore, the insurer has priced the policy to reflect this increased likelihood of survival.
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types of waves that can be plane polarized
HELP ASAP. WILL GIVE BRAINLIEST
after decreasing nominal GDP & real GDP, what would the next step for the federal reserve bank?
A. Observe how inflation is a factor.
B. Force banks to set the interest rate at 0%
C. Force consumers to buy more products
The Federal Reserve Bank would normally monitor inflation after lowering both nominal and real GDP. This is so because the Federal Reserve Bank's monetary policy focuses primarily on reducing inflation.
How does the Fed keep inflation in check?The Federal Reserve wants to affect interest rates in order to curb inflation. The Federal Reserve normally boosts interest rates to slow the economy and lower inflation when it is out of control.
Which of the following, if significant enough, would result in a decline in real GDP and a recession?Response and justification the right response is a rise in interest rates that lowers overall demand.
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branches of accounting
you have spent $1,000 building a hot-dog stand based on estimates of sales of $2,000. the hot-dog stand is nearly completed, but now you estimate total sales to be only $800. you can complete the hot-dog stand for another $300. should you complete the hot-dog stand? (assume that the hot dogs cost you nothing.)
I have spent $1,000 building a hot-dog stand based on estimates of sales of $2,000. the hot-dog stand is nearly completed, but now you estimate total sales to be only $800. you can complete the hot-dog stand for another $300. should you complete the hot-dog stand? yes
What does the term "hotdog" mean?A company that sells hot dogs, typically from an outside counter, is called a hot dog stand. A hot dog stand might be found on a busy street, close to a stadium, within a mall, or at a fair. Major American cities' streets frequently contain them.
Is a hot dog stand successful?Like a retail establishment, location is crucial for hot dog carts because their revenue is primarily dependent on foot traffic. Having said that, a hot dog stand can be highly successful. A recent ABC News piece claimed that a year-round hot dog vendor might make six figures of income.
How much money do NYC hot dog stands make?Owners of hot dog stands make an annual profit of roughly $100,000 (R1. 34 million) thanks to heavy foot traffic, extended hours, and the low cost of producing a hot dog. New York City hot dog stand.
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When production levels are expected to decline within a relevant range, what effects would be anticipated with respect to each of the following? Fixed Costs Variable Costs Per Unit Per Unit A) Increase No change B) Increase Increase No change No change D) No change Increase Please use this information to answer questions 13, 14 & 15: Assume the following information for SABRES Company: Prime Costs Conversion Costs Direct Materials Used Beginning Work In Process Ending Work In Process $525,000 598,000 105,000 198,000 81,000 13. Direct Labor used is calculated to be: $ 14. Factory Overhead is calculated to be: $ 15. The total all in manufacturing cost for the period is calculated to be: $
When production levels are expected to decline within a relevant range there is no change in fixed costs whereas the variable costs increases. (13).The Direct Labor used is $73,000, (14). The Factory Overhead is $525,000 (15). The Total All-in Manufacturing Cost is $1,050,000
When production levels are expected to increase within a relevant range and a flexible budget is used, the anticipated effects with respect to fixed and variable costs are as follows:
Fixed Costs: Generally, fixed costs do not change with changes in production levels within a relevant range. These costs remain constant regardless of the level of production. Therefore, the fixed costs would be expected to remain unchanged.
Variable Costs: Variable costs, on the other hand, are directly influenced by changes in production levels. As production increases, variable costs tend to increase as well. This is because variable costs are directly related to the quantity of inputs or resources required to produce the goods or services.
Based on the information, we have:
Prime Costs = Direct Materials Used + Direct Labor Used
Prime Costs = $525,000
Conversion Costs = Direct Labor Used + Factory Overhead
Conversion Costs = $598,000
13. To calculate the value for direct labor used, we subtract the prime costs from the conversion costs:
Direct Labor Used = Conversion Costs - Prime Costs
Direct Labor Used = $598,000 - $525,000
Direct Labor Used = $73,000
14. To find the factory overhead, we subtract the direct labor used from the conversion costs:
Factory Overhead = Conversion Costs - Direct Labor Used
Factory Overhead = $598,000 - $73,000
Factory Overhead = $525,000
15. The total all-in manufacturing cost for the period is the sum of prime costs and factory overhead:
Total All-in Manufacturing Cost = Prime Costs + Factory Overhead
Total All-in Manufacturing Cost = $525,000 + $525,000
Total All-in Manufacturing Cost = $1,050,000
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Complete Question : When production levels are expected to increase within a relevant range, and a flexible budget is used, what effect would be anticipated with respect to fixed and variable costs?
Please use this information to answer questions 13, 14 & 15: Assume the following information for SABRES Company: Prime Costs Conversion Costs Direct Materials Used Beginning Work In Process Ending Work In Process $525,000 598,000 105,000 198,000 81,000 13. Direct Labor used is calculated to be: $ 14. Factory Overhead is calculated to be: $ 15. The total all in manufacturing cost for the period is calculated to be: $
Tonya discovers that an employee is running a side business from his office, using company technology resources. What policy would most likely contain information relevant to this situation
The policy that will contain the information relevant and sanction procedures to this kind of situation is called the agreed-upon procedure.
What is an acceptable usage policy?This refers to a document stipulating constraints and practices that a user must agree to for access to a corporate network, the internet or other resources.
Majority of businesses and educational institutions requires employees or students to sign an acceptable usage policy before being granted a network ID.
Therefore, the policy that will contain the information relevant and sanction procedures to this kind of situation is called the agreed-upon procedure.
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After performing a bank reconciliation, we need to journalize ________.A. all items on the book side of the reconciliationB. to guarantee that a company will not go bankruptC. promote operational efficiencyD. is established to pay for minor purchases.
After performing a bank reconciliation, we need to journalize to guarantee that a company will not go bankrupt.
What is bank reconciliation?A bank reconciliation is the process of comparing the balances for a cash account in the accounting records of a company to the equivalent data on a bank statement. Finding the discrepancies between the two is the aim of this procedure, and any necessary alterations will be recorded in the accounting records. Bank reconciliations are a crucial internal control tool that are required for avoiding and identifying fraud. By explaining the discrepancies between the cash balances in the accounting record and the bank balance position as stated in the bank statement, they also assist in identifying accounting and banking problems.
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King Catering makes cutlery for restaurants and hotels, it is currently using a model 26XL shaping machine to make one of its products. It bought the equipment four years ago for $165,000. The present book value is $99,000, its present market value is $90,000.
We are January 1st 2022: The company is expected to have a large increase in demand for the product and is anxious to expand its productive capacity.
There are two possibilities under consideration:
Purchase another model 26XL shaping machine to operate along with the currently owned machine for a price of $180,000.
Purchase a new better performing machine the model C60 with double capacity of 26XL for $250,000, and use the 26XL as standby equipment.
Both models have a 10 year life when bought new, with straight line depreciation.They have a negligible scrap value and it can be ignored.
If the company decides not to buy the model C60, then the old 26XL model will have to be replaced in 6 years at an estimated cost of $200,000. The replacement machine will have a market value of about $100 000 when it is four years old.
Production in units are estimated to be:
2022: 20,000 units
2023: 30,000 units
2024: 40,000 units
2025 to 2031 : 45,000 units per year
Variable costs per unit for model 26XL are $0.36 for direct materials , $0.50 for direct labor, and $0.04 for supplies and lubricant per unit.
Variable costs per unit for model C60 are $0.40 for direct material , $0.22 for direct labor, and $0.08 for supplies and lubricant per unit.
Model 26XL is less costly to maintain, with annual maintenance and repair of $3000.
Repair and maintenance on Model C60 with a model 26XL used as standby would total $4600 per year.
The required rate of return for the project is 10%.
1) Using NPV, which alternative should be used? SHOW COMPUTATIONS (25 points)
2) Suppose that the cost of labor increases by 30%, how would it change your answer?
SHOW COMPUTATIONS (20 points)
3) Suppose that the cost of direct materials increase by 50%, how would it change your answer?SHOW COMPUTATIONS (20 points)
4) Suppose that a tax rate of 30% is applied, how would it change your answer?
SHOW COMPUTATIONS (25 points)
5) How would an inflation going up to 15% affect your capital budgeting decision? Explain without computations. (10 points)
All assignment will be on paper with cover page AND YOUR NAME, NO PDF FIL
An inflation rate of 15% would affect the cost of the equipment, labor, and materials over time.
1. To determine which alternative should be used based on NPV, we need to calculate the net present value of each alternative. The formula for NPV is:
NPV = Cash inflows - Cash outflows
For Option 1: Purchase another model 26XL shaping machine
Initial cash outflow: $180,000
Annual cash inflows: Net cash savings per year (savings in variable costs, maintenance costs, and replacement costs)
Salvage value: $100,000 (estimated market value when the machine is four years old)
The annual cash inflows for Option 1 can be calculated as follows:
2022: $0 (as the new machine is purchased in January)
2023: $0.36 x 30,000 + $0.50 x 30,000 + $0.04 x 30,000 + $3,000 (maintenance savings)
2024: $0.36x 40,000 + $0.50 x 40,000 + $0.04 x 40,000 + $3,000 (maintenance savings)
2025 to 2031: $0.36 x 45,000 + $0.50 x 45,000 + $0.04 x 45,000 + $3,000 (maintenance savings)
Calculate the present value (PV) of each year's cash inflow using the required rate of return (10%):
PV = Cash inflow / (1 + Required Rate of Return)^n
Sum up the present values of all years' cash inflows and subtract the initial cash outflow to find the NPV for Option 1.
For Option 2: Purchase a new model C60 shaping machine
Initial cash outflow: $250,000
Annual cash inflows: Net cash savings per year (savings in variable costs, maintenance costs, and replacement costs) + Salvage value of the 26XL machine ($90,000)
The annual cash inflows for Option 2 can be calculated in a similar manner as for Option 1. Calculate the present value of each year's cash inflow using the required rate of return and sum them up. Then subtract the initial cash outflow to find the NPV for Option 2.
Compare the NPVs of both options. The option with the higher NPV should be selected as the more favorable investment.
2. If the cost of labor increases by 30%, it will affect the variable costs per unit for both models. Recalculate the annual cash inflows for each option using the updated labor cost ($0.50 x 1.30 for 26XL and $0.22 x 1.30 for C60). Then recalculate the NPVs for both options using the updated cash inflows. Compare the new NPVs to determine the preferred option.
3. If the cost of direct materials increases by 50%, it will impact the variable costs per unit for both models. Recalculate the annual cash inflows for each option using the updated material cost ($0.36 x 1.50 for 26XL and $0.40 x 1.50 for C60). Then recalculate the NPVs for both options using the updated cash inflows. Compare the new NPVs to determine the preferred option.
4. If a tax rate of 30% is applied, it will affect the cash flows. Calculate the after-tax cash inflows for each option by subtracting the tax amount from the annual cash inflows. Then recalculate the NPVs for both options using the after-tax cash inflows. Compare the new NPVs to determine the preferred option.
5. An inflation rate of 15% would affect the cost of the equipment, labor, and materials over time. It could lead to higher initial investment costs, increased variable costs per unit, and potentially higher replacement costs in the future. These factors would need to be taken into account when evaluating the long-term financial viability of the project. It could potentially impact the NPV and overall profitability of the investment. However, without specific computations, it is difficult to determine the precise impact on the capital budgeting decision.
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Joining a career and technical student organization is a good way to
1. develop skills that match your areas of interest
2. get a part-time job to earn spending money
3. show your commitment to helping people
4. work on scholarship applications
Answer
A: develop skills that match your areas of interest
Answer:
A.
Explanation:
FILL THE BLANK.
for workplace safety violations, osha holds _____ ultimately responsible.
For workplace safety violations, OSHA holds employers ultimately responsible.
OSHA, which stands for the Occupational Safety and Health Administration, is a federal agency in the United States that is responsible for enforcing health and safety regulations in the workplace. Their mission is to ensure safe and healthy working conditions for employees.
Under OSHA regulations, employers have the primary responsibility for providing a safe and healthy work environment for their employees. This includes identifying and addressing potential hazards, implementing safety programs, providing appropriate training, and maintaining compliance with OSHA standards.
When workplace safety violations occur, OSHA holds employers accountable for their failure to meet their legal obligations. This means that employers can be held liable for violations such as failure to provide proper safety equipment, inadequate training, lack of hazard communication, or failure to maintain a safe work environment.
OSHA has the authority to conduct inspections, investigate complaints, and issue citations and penalties for violations. The severity of the penalties depends on the nature of the violation, the level of non-compliance, and the potential harm or risk to employees.
It is important for employers to understand their legal responsibilities and comply with OSHA regulations to ensure the safety and well-being of their employees. By holding employers ultimately responsible for workplace safety violations, OSHA aims to promote a culture of safety and prevent workplace accidents and injuries.
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Do you think percentage gains
would get more varied or less
varied if you added additional
mutual funds to your portfolio?
Marie invested her money in various levels of risk consisting of stocks, bonds and mutual funds. By using this strategy she has __________ of her investments.
a. dollar cost averaging
b. diversification
c. capital gain
d. capital loss
Marie invested her money in various levels of risk consisting of stocks, bonds and mutual funds. By using this strategy she has b. diversification of her investments.
What is diversification?In finance, diversification an be decribd as the process which involves the allocation of capital in a way that reduces the exposure to any one particular asset or risk it should be noed that this can be seen as the common path towards to reduce risk or volatility by investing in a variety of assets.
Diversification serves as the practice which involves the spreadinginvestments around so that your exposure to any one type of asset is limited.
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what is the maximum price that a company can pay for a business while ensuring an accretive purchase using cash
The maximum price that a company can pay for a business while ensuring an accretive purchase using cash is the amount that is less than the buyer's earnings per share (EPS) after the purchase is completed.
What is an accretive purchase?An accretive purchase refers to an acquisition or merger that raises the buyer's earnings per share (EPS). It indicates that the combined company is more profitable than the buyer's stand-alone position. The purchase is considered to be "accretive" when the combined company's EPS is greater than the buyer's EPS before the purchase.
Conversely, a purchase is considered "dilutive" when the combined company's EPS is less than the buyer's EPS before the purchase. The buyer's shares are expected to increase in value when the acquisition is accretive and decrease when the acquisition is dilutive.
The maximum purchase price that the company can pay for a business while ensuring an accretive purchase using cash is the price that is less than the buyer's earnings per share (EPS) after the purchase is completed. It's important to understand that the maximum purchase price for a company is dependent on its current earnings per share.
When a company pays for an acquisition using cash, it must ensure that the purchase price is less than the buyer's earnings per share after the purchase is completed. This ensures that the purchase is accretive, which will result in an increase in the company's earnings per share.
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What is true about single parent families? They face less stigma than nuclear families. They typically experience a higher income than nuclear families. They can have less conflict after a divorce than before one. All of the above
Answer:
They can have less conflict after a divorce than before one.
Explanation:
They can have less conflict after a divorce than before one" is the best option from the list since most of the conflict of divorce happens with couples, but this is not always true.
What incentive motivates a manufacturer to sell a product?.
Answer:
Profit is a major incentive to motivate a manufacturer to devote resources to the fabrication of a product so that it can be sold. Making sales and profits defines the bottom line and is the objective of most entities in the manufacturing industry.
An increase in Profit or sale of the product can motivate a manufacturer to sell a product.
A manufacturer is a person who creates products with the intention of selling them in the market and the company who makes the products that is called a manufacturing company. A manufacturer's primary motivation is to earn profit from his product when it is sold.
Profit is an important incentive that leads manufacturers to carry the risks of business failure, and Low prices are an incentive for buyers to pay their money now. Higher prices are an incentive for sellers to increase production to create more goods.
Thus, the incentive is an increase in Profit or sales to motivates a manufacturer.
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According to recent U.S. Census Bureau research volunteerism is at an all time high, but: __________
Answer: 3 out of 4 citizens do not give any time to the communities in which they live
when the investment banker sells the new securities on commission without guaranteeing the sale of the whole issue, the process is called:
Without ensuring the sale of the entire issue, the investment banker sells the new securities on commission under the following circumstances: Best effort.
Investment banking refers to particular business operations of a financial services firm or corporate division that involve advisory-based financial transactions on behalf of private persons, public companies, and public authorities. Such a bank, which is more commonly linked with corporate finance, might help raise money by underwriting or serving as the client's agent in the issue of debt or equity instruments. An investment bank may also offer support services to businesses engaged in mergers and acquisitions (M&A), such as market-making, equities and derivatives trading, FICC services (fixed income instruments, currencies, and commodities), or research (macroeconomic, credit or equity research). Along with their businesses for investment research, the majority of investment banks continue to run prime brokerage and asset management divisions. The Bulge Bracket (highest tier), Middle Market (mid-level businesses), and Boutique Market categories make up the industry (specialized businesses). Investment banks don't accept deposits, in contrast to commercial and retail banks. The Glass-Steagall Act, which was passed in 1933, kept investment banking and commercial banking separate in the US until it was repealed by the Gramm-Leach-Bliley Act in 1999. G7 nations and other industrialized nations generally do not retain such a division. The Volcker Rule claims some institutional separation of investment banking services from commercial banking as part of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act of 2010).
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