(Annuity number of periods) How long will it take to pay off a loan of $48,000 at an annual rate of 9 percent compounded monthly if you make monthly payments of $750? Use five decimal places for the monthly percentage rate in your calculations. The number of years it takes to pay off the loan is____years. (Round to one decimal place.)

Answer:

D. Dedicate as many hours as needed to the work

Explanation:

Have a nice day!! :)

Answer:

D

Explanation:

Answer:

Since the company's debt level is very low, then it should probably issue new debt. The advantage of issuing debt is that debt is always cheaper than equity. E.g. the company issues a bond with a 10% coupon rate and the corporate tax rate is 30%. The after tax cost of debt = 10% x (1 - 30%) = 7%.

Issuing bonds with a 10% coupon rate is not something impossible, and actually the interest rate is pretty high. Some companies issue bonds at 4 or 5%. But to raise new capital offering a return on equity of 7% or less is extremely odd and difficult. Generally, the cost of equity of normal corporations tends to be about twice as higher as the cost of debt.

Since the company's debt level is so low, it should almost certainly issue fresh debt. The benefit of issuing debt is that it is always less expensive than issuing equity. For example, suppose a corporation issues a bond with a 10% coupon rate and a 30% corporate tax rate.

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The statement is True. Economic growth is an increase in a nation's output of goods and services over time.

A financial boom may be defined because the increase or improvement within the inflation-adjusted marketplace value of the products and services produced by using an economic system in a financial year. Statisticians conventionally measure such increase as the percent charge of growth in the actual gross home product, or real GDP.

The increase is usually calculated in real phrases – i.e., inflation-adjusted terms – to put off the distorting impact of inflation at the costs of products produced. dimension of monetary boom uses countrywide earnings accounting. in view that economic increase is measured as the annual percent exchange of gross domestic product (GDP), it has all the advantages and downsides of that degree. The monetary boom costs of countries are commonly compared to the use of the ratio of GDP to population (in keeping with capita per income).

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Answer:

Market contestability refers to the ease with which new firms can enter and leave a market. A perfectly contestable market is one with no entry or exit costs. Barriers to entry and exit reduce the degree of contestability.

Explanation:

This statement is True, measurement of productivity in service industries is often more straightforward than in manufacturing, as there are no physical goods produced and therefore no costs associated with raw materials.

Manufacturing is the process of turning raw materials into finished goods through a series of steps. This process involves designing, planning, sourcing materials, producing, testing, and distributing products. The manufacturing process often takes place in a factory setting and may involve a variety of processes such as assembly, molding, cutting, welding, and stamping.

The end goal of manufacturing is to create products that are functional, safe, and of high quality. The success of a manufacturing process depends on many factors including the quality of the raw materials, the efficiency of the equipment, and the skill of the workers.

Manufacturing has a significant impact on the economy as it creates jobs, drives innovation, and contributes to the growth of a country's gross domestic product (GDP). The industry is constantly evolving with the use of new technologies such as robotics, automation, and 3D printing, which are helping to make the manufacturing process faster, more efficient, and more cost-effective.

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Complete Question:

Measurement of productivity in service is more straightforward than in manufacturing since it is not necessary to take into account the cost of materials.

A). True

B). False

chef is not a travel,hospitality, and tourism career

Answer:

Truck driver. that is the only one that doesn’t effect personal travel, vacations, etc

Explanation:

In the PERT chart, the following data used the formula i.e., Total Slack = LF-EF or LS-ES.

An effective project management tool for planning, coordinating, and scheduling work within a project is a PERT chart, often known as a PERT diagram.

Project managers can analyze each individual job in the project by using the graphical depiction of the project's chronology that is provided.

The calculation for TE(Early Start and Early Finish) and TL(Late Start and Late Finish) is:

Expected time = (O + 4×R + P) / 6

Therefore, the formula is used to calculate the PERT chart as follows:

Early Start (ES) = Maximum (or Highest) EF value from immediate Predecessor(s)

Early Finish (EF) = ES + Duration

Late Start (LS) = LF – Duration

Late Finish (LF) = Minimum (or Lowest) LS value from immediate Successor(s)

Total Slack = LF-EF or LS-ES

The following calculation is shown in the figure.

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If producers expect lower prices for their goods or services in the future, they will increase their supply now, which is illustrated by a shift of the supply curve to the right.

The current supply curve will move to the right if producers anticipate future price decreases.

When producers anticipate lower prices in the future, it indicates a decline in their profitability. Given that prices are higher right now, the producer can increase profits by making and selling more products right now. The supply will increase as a result, and the supply curve will move to the right.

In order to explain how changes in the price of a resource, commodity, or product affect its supply and demand, the law of supply and demand combines two basic economic principles.

While demand declines as the price rises, supply increases. In contrast, as the price falls, supply becomes more limited and demand rises.

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To calculate the number of monthly payments required to pay off a loan or meet an investment goal, use the nper function.

In finance, lending is the lending of money by one or more individuals, organizations, or other entities to other individuals and organizations, etc. The beneficiary incurs a debt and usually has to pay interest on that debt until that debt is also repaid. to repay the principal borrowed.

The promissory note will typically state, among other things, the principal amount of the loan, the interest rate charged by the lender, and the date of repayment. A loan involves reallocation of assets in question over a period of time, between the lender and the borrower.

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It should be noted that the most dramatic impact on the workings of the free enterprise system is felt by changes in the labor force.

Free enterprise serves as the freedom of individuals and businesses to undergo regulation.

It gives the individuals in businesses to create, produce on their own,  no one forces people against their belief and this is felt by labor force.

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Taylorism attempted to use scientific principles to better handle industrial production in a business.

The term Taylorism was a scientific management theory that was proposed by Frederick Taylor.

It was a factory management theory that was established in the nineteenth century in order to raise efficiency.

To do this every step in the industrial manufacturing process had to be broken down so that the production would be more specialized and the tasks would be repetitive.

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Ben and Jerry would not be considered transformational leaders because they did not change the direction of an existing organization. It is possible that in the process Ben and Jerry were not open to new ideas, did not focus on changing the existing mindset of the team, did not become active listeners and were considered intolerant of the existing risks.

Transformational leadership style is a way for leaders to motivate and empower the people who are their responsibility to work together to realize the company's vision. Transformational leadership is a form of values, beliefs, and needs that include change as a form of new breakthrough.

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Answer:

C. Nonpayers cannot be prevented from seeing the fireworks.

Nonpayers cannot be prevented from seeing the fireworks explains why a city fireworks display on the Fourth of July is provided as a public good. Thus, option C is correct.

A good or service that is made available to all members of society is referred to as a public good in economics. Governments often handle the administration of these services, and taxes are used to pay for them all.

Law enforcement, national defense, and the rule of law are a few examples of public goods. Access to clean air and water are examples of more fundamental public goods.

It must be non-rivalrous and non-excludable, which are the two main characteristics that set a public good apart. When products are non-rivalrous, it means that their supply does not decrease as more people use them; when they are non-excludable, it indicates that all citizens can access them.

Therefore, option C is the ideal selection.

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Categorizing resources according to factors of reproduction provides insights into the diverse inputs required for cell phone production, highlighting the interdependence of natural, human, and capital resources in the manufacturing process.

Categorizing the resources that went into producing a new cell phone according to factors of reproduction involves identifying the various inputs involved in its production and classifying them accordingly. The factors of reproduction typically include natural resources, human resources, and capital resources.

Natural resources:

Minerals: These include rare earth metals like lithium, cobalt, and tantalum used in the production of batteries and electronic components.

Fossil Fuels: Oil, natural gas, and coal are utilized in energy-intensive processes involved in manufacturing and transportation.

Human resources:

Labor: Skilled and unskilled workers involved in designing, engineering, assembling, and quality control processes.

Knowledge: Intellectual property, patents, and research and development efforts that contribute to technological advancements.

Capital resources:

Machinery and Equipment: Production machinery, robotics, assembly lines, and testing equipment used in manufacturing facilities.

Infrastructure: Factories, transportation networks, communication systems, and power grids necessary for production and distribution.

It is important to note that this is not an exhaustive list, as the resources involved in cell phone production are diverse and may vary based on the specific components and technologies used. Additionally, the categorization may overlap in some cases. For instance, skilled labor can be considered both a human resource and a capital resource when specialized tools or equipment are required.

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Answer:

The Current price will result in a low supply for the good.

Explanation:

An economic cycle in which high demand leads to high output, which results in falling prices and hard times is called recession

Deflation can be problematic for the economy because it can lead to a cycle of decreasing demand, falling prices, and declining output. As consumers postpone purchases in the hope of lower prices in the future, businesses may further reduce production, leading to even lower demand and prices. This vicious cycle can be difficult to break and can result in a prolonged recession.

Governments and central banks often try to counteract the effects of a recession by implementing policies aimed at increasing demand.

Central banks can also take action by lowering interest rates, which makes it cheaper for businesses and individuals to borrow money, thereby increasing demand for goods and services.

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Answer: D. a desire to increase profits

Explanation:

During the late 1800s, a more professional focus of running events began to take place. The main reason for such a professional focus emphasis occurred due to a desire to increase profits.

It was realized that having a more professional focus on running events could bring about more funds and also bring about more intersted spectators.

The given statement "If an economy were experiencing substantial unemployment, the economy is producing inside the production possibilities frontier." is true.

The production possibility frontier is also known as the production possibility curve. It is a graph that represents the maximum combinations of two goods that an economy can produce using available resources and technology. The production possibilities frontier reflects the scarcity of resources and the existence of a trade-off between two goods that an economy can produce. To understand this better, let's consider the following scenario. If an economy produces at point A, which is below the production possibility curve, it means the economy is producing inside the production possibility frontier. It indicates that the economy is not utilizing all its available resources and is inefficient, and it can produce more output if it fully utilizes its resources. At point B, the economy is producing on the production possibility frontier, which means the economy is utilizing all its resources efficiently, and it cannot produce more goods without reducing the production of other goods. If the economy operates at point C, which is beyond the production possibility curve, it is not feasible, as it requires more resources than the economy possesses.

If an economy is experiencing substantial unemployment, it means there is an unused or underutilized resource available in the economy. For instance, if the labour force is unemployed, it means the economy can produce more output than it currently does. When the economy operates below the production possibility frontier, it indicates that the economy has unused resources, such as labour, capital, or land. If these resources remain unemployed, it means the economy is not utilizing them, and they are wasted. Therefore, an economy that is experiencing substantial unemployment is inefficient and produces inside the production possibility frontier. When the economy is not utilizing all its resources, it cannot produce its maximum potential output, leading to a reduction in the standard of living of individuals and economic growth. Therefore, it is essential for an economy to utilize all its available resources to maximize its output and achieve its production possibility frontier. Thus, the given statement is true as an economy that is experiencing substantial unemployment is inefficient and produces inside the production possibility frontier.

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Answer:

I think its true

Explanation:

If the auditor plans to observe inventories at interim dates, it is necessary that perpetual inventory records are maintained.

Perpetual inventory records keep track of the movement of inventory items on an ongoing basis, allowing the auditor to verify the inventory balances at any point in time. This is essential for conducting periodic or cycle counts of selected inventory items at various times during the year.

Complete recounts by independent teams may not be necessary if the perpetual inventory records are accurate and reliable. Unit cost records integrated with production accounting records and high inventory balances are not directly related to the auditor's ability to observe inventories at interim dates.

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Answer:

Since the preferred dividends are cumulative, any dividends not paid last year will be paid this year before any common dividends are paid.

Preferred dividends = 10,000 x $20 x 7% x 2 = $28,000

Dividends per preferred stock = $28,000 / 10,000 = $2.80

Common stocks dividends = $50,000 - $28,000 = $22,000

Dividends per common stock = $22,000 / 90,000 = $0.24

The value of the preferred dividends will be $28000 and the dividends will be $2.80.

From the information given, it should be noted that the preferred dividends will be calculated thus:

= 10000 × 20% × 7% × 2

= 10000 × 0.2 × 0.07 × 2

= $28000

Dividend per preferred stock will be:

= $28000/10000

= $2.80

The common stocks dividend will be:

= $50000 - $28000 = $22000

The dividend per common stock will be:

= $22000/90000 = $0.24.

Preferred stock is 2.80 and common stock is 0.24.

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David McClelland's theory outlines the three acquired needs of a person. McClelland believed that needs could be developed and were not innate. What are the three acquired needs identified by McClelland's theory McClelland's theory identifies three acquired needs.

Need for Achievement (nAch) - Need for achievement is the craving to accomplish or succeed in the face of challenging objectives or obstacles. Individuals with a high need for achievement aspire to make things happen, enjoy taking risks, and desire to excel in what they undertake.Need for Affiliation (nAff) - The need for affiliation refers to an individual's desire to establish and maintain friendly, supportive, and cordial relationships with others.

Individuals with a high need for affiliation prefer being surrounded by others and derive pleasure from socialising, cooperating, and being accepted by peers.Need for Power (nPow) - The desire for power is the need for an individual to influence, direct, or control others. People with high power requirements wish to have a commanding presence and be in control of situations, persons, and resources.The above mentioned are the three acquired needs identified by McClelland's theory.

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Explanation:

Refers to how well a product or service meets the customer's needs

1. I imagine buying 100 shares of Amazon.com Inc. on January 3, 2020, when the stock price was $93.75, investing $9,375.  

Today, October 31, 2022, the stock price of Amazon.com Inc. is $102.44.

2. The real return on my investment in Amazon.com Inc was a net loss of  7.12% or $667.60.

3. The company I selected to buy its stock three years ago was Amazon.com Inc.

4. I decided on Amazon.com Inc., hoping to earn spectacular returns since it is a multinational technology company.

5. When I consider the actual return on the stock investment in Amazon.com Inc., I think it was an unwise investment.

6. The investment returned a negative real value because I realized less than I initially invested; I actually lost about $667.60 overall.

Stock investment is the purchase of shares for an ownership interest in a publicly-listed company.

The investor makes the investment with the hope that the investee will grow and perform well over some period, enabling the investor to earn some real returns (in the form of dividends and capital appreciation).

Purchase of 100 shares Jan. 3, 2020 = $9,375 (100 x $93.75)

Sales of 100 shares Oct. 31, 2022 = $10,244 (100 x $102.44)

Tax (10%) = $1,024.40 ($10,244 x 10%)

Inflation (3%) = $307.32 ($10,244 x 3%)

Administration fee on sales (2%) = $204.88 ($10,244 x 2%)

Real Returns in dollars = $8,707.40 ($10,244 - $1,024.40 - $307.32 - $204.88)

Loss on returns = $667.60 ($8,707.40 - $9,375)

Loss percentage = 7.12% ($667.60/$9,375 x 100)

Unfortunately, Amazon.com Inc. did not pay any dividends during the period of my investment, and I really lost funds to taxes, inflation, and administration fees when I sold it.

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Answer:

conspicuous consumption

You can put down up to 50% of the total cost of the property if you have the necessary funds and your financial situation permits it.

Further more you can also.

Even 80% of the property's value is acceptable if you so choose. Everything depends on you and the amount of financial responsibility you are willing to take on. The greater the down payment you make, the less debt you are required to pay.

Now, speaking generally, the bank or an NBFC, depending on which one you choose to apply to for a home loan, will only lend up to 80% of the actual worth of the property. In exceptional circumstances, the lender might provide 85% finance, but not acent extra on top of that.

Therefore, it is abundantly evident from the calculations that you must put down at least 15-20% of the property's value.

In light of the actual worth of the property, you should correspondingly determine the down payment. I'm assuming that your property is worth somewhere between 35 and 37 lakhs based on the loan statistics you provided. That means your down payment will need to be at least 7-8 lakh.

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NIMS specifies an ICS organization consisting of five major functions: Command, Operations, Planning, Logistics, and Finance & Administration.

Five key functions are listed in the NIMS as making up an ICS organization: command, operations, planning, logistics, and finance & administration. Five key functional elements make up the Incident Command System: Command, Operations, Planning, Logistics, and Finance/Administration. (If necessary, intelligence/investigations, a sixth functional area, may be developed.)

All levels of government, nongovernmental groups, and the corporate sector are guided by the National Incident Management System (NIMS) to collaborate in order to avoid, protect against, mitigate, respond to, and recover from incidents.

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