Assume two investment opportunities have identical expected values of $100,000. Investment A has a variance of 25,000 and investment B has a variance of 10,000. We would expect most investors
(who dislike risk) to prefer
(Select all that applies)
a) A because it has less risk.
b) B because of its higher potential earnings.
c) A because it provides higher potential earnings.
d) B because it has less risk.

All of the following are ways to prepare for a recession except "increasing debt so that you have more cash". Option A is correct.

Increase debt to  have more cash is not a way to prepare for a recession because it puts you in a worse financial situation. Borrowing money can be useful in certain circumstances, but it should not be the first option when preparing for a recession. Rather, focus on reducing expenses and increasing your savings.

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I think it is C I looked up some stuff and they all add up to C

A company will debit accounts receivable when recording a credit trade.

The balance of plutocrat owed to a business for goods or services delivered or utilized but not yet paid for by guests is known as accounts delinquent( AR). On the balance distance, accounts receivable are shown as a current asset. Any sum of plutocrat that guests owe for purchases they made using credit is known as AR.

The term" accounts receivable" describes the overdue bills or cash that guests owe a business. The term describes accounts that a company is entitled to get since it has handed a good or service.

Receivables, also known as accounts delinquent, are a company's line of credit that generally include terms that call for payments to be made within a kindly short time frame. Generally, it begins with a many days.

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He can still obtain the desired amount of insurance for the whole of his life by purchasing D) convertible term.

Convertible insurance is a type of life insurance that allows the policyholder to convert a term policy into a whole or universal policy without having tore-qualify for health.

Convertible insurance allows the policyholder to convert a term policy that only covers the ensured for a set number of times into a policy that covers the ensured indefinitely as long as the policyholder continues to pay the insurance decoration.

still, the endless policy will have the same value as the term policy, but the decorations will be advanced, If the policyholder decides to convert their convertible insurance.

Indeed before conversion, convertible insurance will be more precious than a term life insurance policy for the same quantum of content, because there's an essential cost for the capability to convert without a medical test.

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Correct question:

Jens is a newly-married man who wants $100,000 of life insurance, but he cannot afford the ordinary level whole life premium until he gets out of graduate school. He would like to pay less for the first few years of coverage until he graduates. He can still obtain the desired amount of insurance for the whole of his life by purchasing:

A) limited-payment whole life

B) single premium whole life

C) deferred premium annuity life

D) convertible term

The following business activities and sports arise at a ski resort. classify each activity as:

Operating (o): Operating activities encompass receipts and payments of coins for operations of the enterprise.

Investing (i): investing in sports consists of the receipts and bills of cash because of the sale and purchase of the property.

Financing (f): Financing sports include receipts and payments of cash due to problems and compensation of debt and fairness capital.

Understanding business activities. There are 3 fundamental kinds of commercial enterprise activities: running, investing, and financing. The coin flows used and created with the aid of each of those activities are indexed within the coins waft statement.

Commercial enterprise is the interest of creating one's living or earning profits by way of producing or buying and selling merchandise. it is also "any pastime or enterprise entered into for income."

Business activities pastime is any hobby associated with the purpose of creating a profit. it's far regularly divided into running sports, investing sports, and financing activities. of those, running activities tend to be considered the maximum essential as they have the most direct effect on a corporation's overall performance.

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Because of the contemporary economic issues, what can happen to the investments made of the filipino entrepreneurs to their business are:

The contemporary issues that can have effect on the Filipino entrepreneur is the unavailable of the financing capital

It should be noted that one of the issue that the Filipino entrepreneurs are encountering today  is that they do not have full access to technology , and in today's world, technology is very important in every business.

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Answer:

very important

Explanation:

money is a global income source for everyone. we all have different types but it is all still money. now say one country got rid of money and had people pay for stuff using other things. if china did that lots of different countries wouldn't be able to get stuff from there unless they had so much of that product they could just give it up.

Net income that needs to be reclassed to retained earnings

Date             General Journal          Debit                  Credit

Dec 31         Income Summary        16,400

                    Retained Earnings                                    16,400

Now, According to the question:

Closing journal entries are recorded at the end of an accounting period to close out the income statement accounts for the year and move the net income to retained earnings. The income statement is a companies revenue, expenses, and net income for a year and then the balances are closed out and moved to the balance sheet. An account called income summary is used for the closing journal entries. This is a temporary account. Once the revenue and expenses are  moved to the income summary account and closed out to 0 then the balance in the income summary account is moved to retained earnings on the balance sheet. Retained earnings appears in the equity section of the balance sheet . To close out service revenue we must debit revenue to decrease the balance to 0 and credit income summary.

Date             General Journal          Debit                  Credit

Dec 31          Service Revenue        49,000

                    Income Summary                                   49,000

To close out the salaries expenses account and the supplies expenses account we must credit and expense account to make the balance 0 and debit income summary.

Date             General Journal          Debit                  Credit

Dec 31         Income Summary        26,500

                  Salary and Wages

                   Expenses                                                 26,500

The difference between revenue and expenses is the net income (loss) and will be the balance in the income summary account after the closing journal entries are made. The net income needs to be moved to the retained earnings account which appears on the balance sheet.

Date             General Journal          Debit                  Credit

Dec 31         Income Summary        6,100

                  Supplies Expenses                                    6,100

$49,000 - $26,500 - $6,100 = $16,400

Net income that needs to be reclassed to retained earnings

Date             General Journal          Debit                  Credit

Dec 31         Income Summary        16,400

                    Retained Earnings                                    16,400

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Answer:

It requires lenders to provide you with loan cost information so that you can comparison shop for certain types of loans.

Explanation:

Answer:

C. It makes it easier for them to get loans.

Explanation:

Credit history shows how reliable a borrower is in repaying loans. A good credit history indicates that a person pays their debts on time.  A customer with a good credit history manages their income and debts properly and is considered a low-risk borrower.

Lenders are always willing to offer credit facilities to customers with a good credit history. They view them as less likely to default on their debts.

Answer: liquidity ratio-current ratio

Asset management ratio-total asset turnover ratio

Debt management ratio-leverage ratio

Profitability ratio-return on equity

Market value ratio-PE ratio

Explanation:

Answer:

Answer: liquidity ratio-current ratio

Asset management ratio-total asset turnover ratio

Debt management ratio-leverage ratio

Profitability ratio-return on equity

Market value ratio-PE ratio

Explanation:

Plato

Price stability plays a crucial role in preventing extreme fluctuations in business cycles and ensuring a stable economic environment. Here are two key reasons why price stability is important in this context:

1. Promoting Economic Confidence: Price stability instills confidence in businesses and consumers, leading to stable expectations and decision-making. When prices remain relatively stable over time, businesses can accurately predict costs and plan investments, fostering long-term economic growth. Likewise, consumers can make informed purchasing decisions without worrying about sudden price increases eroding their purchasing power. This stability in economic conditions encourages business expansion, investment, and consumer spending, all of which contribute to a more balanced and sustainable business cycle.

2. Minimizing Distortions and Inefficiencies: Extreme fluctuations in prices can introduce distortions and inefficiencies into the economy. Rapid price increases, known as inflation, erode the value of money and can lead to hoarding or speculative behavior. On the other hand, rapid price decreases, known as deflation, can discourage spending and investment as individuals and businesses anticipate further price declines. Both scenarios disrupt the normal functioning of markets, making it challenging for businesses to plan, invest, and hire employees. Price stability reduces these distortions, creating a more predictable and efficient economic environment where resources are allocated more effectively.

In summary, price stability is essential for preventing extreme fluctuations in business cycles. It promotes economic confidence, facilitates long-term planning, and minimizes distortions and inefficiencies in the economy. By maintaining price stability, policymakers can support a more balanced and sustainable economic growth trajectory.

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The market price of the bond is $909.10 is the yeild of maturity is 6.1 percent and the bond matures in 20 years.

To calculate the market price of the bond, we can use the following formula in Excel:

where:

rate/2 = semiannual yield to maturity

years*2 = total number of periods (semiannual payments) until maturity

par value = $1,000 (the face value of the bond)

coupon rate = 5.74% (annual coupon rate)

PMT = semiannual coupon payment

Using this formula, we get:

=

\(PMT(0.061/2,202,10000.0574/2)/(1+0.061/2)^202 + 1000/(1+0.061/2)^202\)

which simplifies to:

=$909.10

Market price refers to the current price at which a particular asset, commodity, or security is traded in an open market, such as a stock exchange or a commodity market. It is the price at which buyers and sellers agree to buy and sell a particular asset or security at a given time.

The market price is determined by the forces of supply and demand, where the demand for a particular asset or security by buyers and the supply of it by sellers meet at a particular price point. Factors such as economic conditions, news, and events can also influence the market price of an asset or security.

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Answer:

to run business sucessfully with out any type pf loss

Answer:

A. A written PPE program.

A written PPE program should employers develop and maintain in the workplace. Thus, option A is correct.

People undertake duties, jobs, and activities for a boss in a business, often known as their workplace. A workplace provides a setting for an employee to carry out a specific duty.

It is regarded as the context in which individual operates and includes the physical location, the nature of their work, the corporate culture, and the immediate surroundings.

Employees must receive written confirmation from their employers attesting to their completion of PPE training. The understanding of the training by the personnel must be confirmed in writing by the employer. Additionally, firms must generally offer employees the PPE they need free of charge. Therefore, option A is the correct option.

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Answer:

"Scholarships or Competitions" would be the appropriate choice.

Explanation:

Answer:

Honors and activities

Explanation:

Hope this helps :)

Answer:

D

Explanation:

Cost behavior is defined as the measure of the reaction of the cost to outputs in production and sales volume.It reveals the impact of changes in activities on cost.

This helps the management in planning and controlling its costs and drive profits.

Cost behavior can be useful to the manager in deciding whether to replace a machine or not as the efficiency rate of a machine tends to reduce due to impairment , causing a rise in cost.

So also , it can be useful in predicting profits as sales and production volume changes and also to estimate cost.

The correct option is: It requires us to imagine that our actions are being broadcast on national television. Hence option E is correct.

The "public disclosure" or "television test" in regard to ethical considerations refers to the concept that individuals should assess the morality of their actions by imagining them being broadcast on national television for everyone to see.

This thought experiment encourages people to evaluate whether their actions would be seen as justifiable, fair, and socially acceptable by a broad audience. It promotes transparency, accountability, and ethical decision-making, as individuals are prompted to consider whether they would be comfortable defending their actions in a public forum.

This test helps ensure that actions align with societal values and expectations, fostering more responsible and ethical behavior.

Therefore option E is correct.

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a) The model for the amount of money Joan will have in her 401(k) after x years is A = P * (1 + 0.07)^x.

b) Joan will have approximately 700% of the principal if she leaves the money in the account for 32 years, representing a 600% increase.

c) If Joan's original principal was $20,100, she will have approximately $141,070 in the account when she retires.

d) The principal will take approximately 10 years to double and 20 years to quadruple.

a) The model for the amount of money Joan will have in her 401(k) after any number of years can be represented by the formula A = P * (1 + r)^x, where A is the accumulated amount of money, P is the principal amount when she quit, r is the annual increase rate (in decimal form), and x is the number of years.

b) If Joan leaves the money in the account for 32 years until she retires, the percent of the principal she will have is calculated by (A - P) / P * 100. Plugging in the values, we get (1 + 0.07)^32 - 1 * 100 ≈ 548.81%. This means Joan will have approximately 548.81% of the principal. The percent increase can be calculated by (A - P) / P * 100, which in this case is 548.81%.

c) If Joan's original principal was $20,100, we can calculate the amount in the account when she retires using the formula A = P * (1 + r)^x. Plugging in the values, we get A = 20,100 * (1 + 0.07)^32 ≈ $250,991.

The model for the amount of money in Joan's 401(k) account after any number of years is based on compound interest. The formula A = P * (1 + r)^x calculates the accumulated amount by multiplying the principal (P) with the growth factor (1 + r) raised to the power of the number of years (x). In this case, the growth factor is 1 + 0.07, which represents a 7% increase per year.

When calculating the percent of the principal Joan will have after 32 years, we subtract the principal from the accumulated amount, divide it by the principal, and multiply by 100 to convert it into a percentage. Similarly, to calculate the percent increase, we divide the difference between the accumulated amount and the principal by the principal and multiply by 100.

If Joan's original principal was $20,100, we can substitute the values into the formula A = P * (1 + r)^x to find the amount in the account when she retires. After calculating, we find that Joan will have approximately $250,991 in her 401(k) account when she retires.

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Turkish Coffee Company has the comparative advantage in cost per pound of coffee at $6.25. They offer the lowest price among the listed wholesale retailers.

This means that Carmen would benefit the most by purchasing coffee beans from Turkish Coffee Company to minimize her costs and maximize her potential profit margin. By selecting the supplier with the lowest cost, Carmen can secure a competitive advantage and potentially offer more affordable pricing or higher profit margins in her coffee shop. Comparative advantage refers to the ability of a producer or company to produce a good or service at a lower opportunity cost compared to others. In this case, Turkish Coffee Company has the lowest cost per pound of coffee beans at $6.25, indicating that they can produce coffee beans more efficiently or at a lower cost compared to the other wholesale retailers. By choosing Turkish Coffee Company as her supplier, Carmen can take advantage of their cost advantage to reduce her expenses and potentially offer competitive pricing or higher profit margins in her coffee shop.

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Answer:

you. dummy joking I. don't know

Answer:A,B,E,F

Explanation:

Answer: vertical

Explanation:

Option C. Today's buyers are busy, and many are reluctant to see salespeople is a reason why salespeople get rejected by buyers.

Salespeople have become less popular among buyers due to some common reasons. Buyers today are busy, well informed, and not reliant on salespeople for information. They are more likely to communicate with sellers over the phone or through email and tend to avoid face-to-face meetings with salespeople. Salespeople should also provide specific information about the buying situation for the buyer to feel at ease.

A salesperson's success is determined by his or her ability to persuade a customer or prospect to buy a product or service. A successful salesperson also has excellent listening, communication, and customer service skills.

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Answer: B. your Debt to Credit ratio

Explanation:

Your debt to credit ratio is important to lenders because it shows whether you spend wisely when given debt.

Debt to credit is measured as the percentage of debt you have given your credit limit. If for instance you have a credit card limit of $50,000 and have debt of $10,000, your debt to credit ratio is:

= 10,000/50,000 * 100

= 20%

Generally the lower this ratio, the better the contribution to your credit score.

Additionally, the definition of the word "headline" has become murky as a result of the digital revolution. The terminology used by professionals and common language are frequently confused, which leads to further misunderstanding.

We'll try to make things more obvious and provide readers with some additional helpful definitions in this article. The oldest and most identifiable headline may be said to be so. It serves as the campaign's headline for print or poster ads. It's generally written with a full stop at the conclusion, unlike a newspaper headline or a book title. The justification for this stylistic decision gives us a crucial hint for comprehending this particular genre of work. Contrary to what those who do not work in the industry frequently believe, the ad headline is not a stand-alone headline that is particularly "catchy." It's not even a legitimate headline, to be honest. Instead, it's a phrase that is entirely visual—in other words, the picture on the page or poster—and is frequently short and difficult to understand if not read in conjunction with another phrase.

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Additionally, the definition of the word "newspaper headline" has become murky as a result of the digital revolution. The terminology used by professionals and common language are frequently confused, which leads to further misunderstanding.

We'll try to make things more obvious and provide readers with some additional helpful definitions in this article. The oldest and most identifiable headline may be said to be so. It serves as the campaign's headline for print or poster ads. It's generally written with a full stop at the conclusion, unlike a newspaper headline or a book title. The justification for this stylistic decision gives us a crucial hint for comprehending this particular genre of work. Contrary to what those who do not work in the industry frequently believe, the ad headline is not a stand-alone headline that is particularly "catchy." It's not even a legitimate headline, to be honest. Instead, it's a phrase that is entirely visual—in other words, the picture on the page or poster—and is frequently short and difficult to understand if not read in conjunction with another phrase.

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The inventory turnover for the year is approximately 7.8.

To calculate the inventory turnover, you need to divide the cost of goods sold (COGS) by the average inventory. The formula for inventory turnover is:

Inventory turnover is a financial metric that measures how quickly a company sells its inventory and replaces it with new stock. It is used to assess the efficiency and effectiveness of a company's inventory management.

The inventory turnover ratio is calculated by dividing the cost of goods sold (COGS) by the average inventory value during a specific period. The formula for inventory turnover is as follows:

Inventory Turnover = COGS / Average Inventory

Where:

COGS refers to the cost of goods sold, which represents the direct costs associated with producing or acquiring the products that were sold during a given period. It includes costs such as materials, labor, and manufacturing overhead.

Average Inventory is the average value of inventory held by a company over a particular period. It can be calculated by adding the beginning inventory and ending inventory for the period and dividing it by two.

A high inventory turnover ratio indicates that a company is selling its inventory quickly and efficiently, which is generally favorable. It suggests that the company has strong sales or effective inventory management practices, minimizing the risk of obsolete or excess inventory.

Conversely, a low inventory turnover ratio suggests slow inventory movement, which may indicate issues such as overstocking, poor sales, or ineffective inventory management. This situation can tie up a significant amount of capital in inventory and increase the risk of inventory becoming obsolete or losing value.

Monitoring inventory turnover over time can help a company identify trends, make informed decisions about inventory management, and optimize its operations to improve profitability and efficiency.

Inventory Turnover = Cost of Goods Sold / Average Inventory

Using the given values:

Cost of Goods Sold (COGS) = $11,622,000

Average Inventory = $1,490,000

Inventory Turnover = $11,622,000 / $1,490,000

Now let's calculate the inventory turnover:

Inventory Turnover ≈ 7.8

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Yes, there are situations in which a business would be better off choosing a project with a shorter payback over one that has a larger NPV.

This is because a shorter payback period means that the business will recover its initial investment in a shorter amount of time, allowing it to reinvest that capital sooner and potentially generate more profits in the long run.

Additionally, a project with a shorter payback period may have less risk and uncertainty associated with it, which could make it a more attractive option for the business.

However, it is important to consider other factors beyond just financial metrics when making investment decisions, such as strategic alignment, market demand, and potential long-term growth opportunities.

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