Credit unions advantages are: a. their income is not subject to federal
b. income tax before it is paid out as dividends
c. Savers who own shares receive dividends d. instead of interest as a return on their savi

Answers

Answer 1

Credit unions offer several advantages to their (option c) members, including the fact that their income is not subject to federal income tax before it is paid out as dividends.

This means that credit unions have more money available to offer competitive rates and services to their members. Additionally, savers who own shares in a credit union receive dividends instead of interest as a return on their savings. This can be beneficial for savers because dividends are often higher than interest rates and are not subject to the same taxes as interest income. Overall, credit unions can provide a great option for those looking for personalized service and competitive rates. The credit unions provide advantages such as tax-exempt income, dividends for savers, and a more member-focused approach compared to traditional banks.

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Related Questions

If you take an assessment that measures your behavioral characteristics in certain situations, which inventory are you taking?

Answers

i think it’s personality

When a release of hazardous chemicals from a site occurs, potentially responsible parties can avoid liability through transfer of ownership.
t /f

Answers

The statement "When a release of hazardous chemicals from a site occurs, potentially responsible parties can avoid liability through transfer of ownership" is false.

Under the Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA), the responsibility for the cleanup of hazardous substances and the associated liability remains with the potentially responsible parties (PRPs) even if ownership of the site is transferred.

Transferring ownership of the contaminated site does not exempt the PRPs from their obligations. They are still legally responsible for the costs of cleaning up the site, as well as any potential damages to natural resources. This liability applies regardless of the transfer of ownership, and new owners may also become liable if they do not take appropriate actions to address the contamination.

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Making a good first impression on potential employers is essential to securing employment.truefalse

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Making a good first impression on potential employers is essential to securing employment.

Yes,True. Making a good first impression on potential employers is essential to securing employment.

Making a good first impression on supervisors, colleagues, and customers is important because you only get one opportunity to do it. First impressions help demonstrate that you're trustworthy, confident, and personable.

steps to make a great first impression at work    Dress appropriately. Be a little early (or at least on time) .Smile and make eye contact. Introduce yourself.

what is the value to the expressions (not all together ) 1.4² . 300÷2 (0.5 +4.5 )² . 1/3 ÷2 × (1/2)³

Answers

The final of value of the mathematical expressions gives; 1.96 . 6 . 4/3

If we look at the problem, we will discover that there are three expressions which are;

1.4²300÷2 (0.5 +4.5 )²1/3 ÷2 × (1/2)³

Let us obtain the value of each expression individually;

1.9664/3

Hence, the value of the expressions;

1.96 . 6 . 4/3

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If you are unhappy about the current transportation system, which of the following politicians will you vote for?

A. Politicians who advocates going to war abroad

B. Politicians who wants to improve roads and highways

C. Politicians who aim to improve the educational system

D. Politicians who suggest increasing the sales tax

Answers

Answer:

It would be B because these politicians would improve the roads and the means of transportation

Answer : B) Politicians who wants to improve roads and highways.

This answer is most associated with the topic of the transportation system. The improvement roads and highways would also improve on transportation.

Identify whether the income below would be considered earned income, passive income, or portfolio income. Mychal’s parents bought a house, fixed it up, and sold it at a higher price.

Answers

Answer: Portfolio income is money received from investments, dividends, interest, and capital gains. It is one of three categories of income.

Explanation:

Mariana works in the human resources department of Seeker, makers of outdoor clothing, shoes, and accessories. Celebrity climbers and mountain bikers are regularly spotted wearing Seeker gear, but the company’s slogan—"For the Adventurer in All of Us"—is designed to appeal to the ordinary buyers who account for a large portion of revenues. Mariana has been assigned to train a group of new employees, and she intends to begin with an informative talk that includes a story about the company. Given this information, the best choice for Mariana would be an account of

Multiple Choice

the challenges one of the company’s leading executives overcame in order to live up to the company slogan, training relentlessly for weeks and months and going on to appear on a wilderness survival show

how the company’s founder and CEO turned a struggling, unprofitable firm into one of the most prominent competitors in the outdoor apparel and equipment market

a wounded veteran who got a job as a cashier at a local Seeker store and who, despite having a prosthetic arm, won the company’s annual Seeker Games

Seeker’s emerging understanding of its market and the corporate values it needs to uphold in order to maintain its position—knowledge it has gained by interviewing hundreds of ordinary people and professional adventurers of all kinds

the time when a local store manager had a problem keeping up with inventory and, after attempting to solve it on his own, took the issue to company headquarters and got the help he needed

Answers

Given the information, the best choice for Mariana would be an account of how the company’s founder and CEO turned a struggling, unprofitable firm into one of the most prominent competitors in the outdoor apparel and equipment market.

What is Seeker?

Seeker is the maker of outdoor clothing, shoes, and accessories. The company slogan is "For the Adventurer in All of Us," and it is designed to appeal to the ordinary buyers who account for a large portion of revenues. Celebrity climbers and mountain bikers are frequently seen wearing Seeker gear. Mariana works in the human resources department of Seeker.

What is the purpose of the story?

Mariana, an employee of the human resources department at Seeker, has been tasked with training new staff. The purpose of the tale Mariana will tell is to offer an informative talk that includes a story about the company. According to the context, the best choice for Mariana would be an account of how the company's founder and CEO transformed a struggling, unprofitable firm into one of the most prominent competitors in the outdoor apparel and equipment market.

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Economic and budgetary impacts of Telehealth policy: Comparison of the costs to enact, implement, and enforce the policy with the value of the Benefits Budget • What are the costs and benefits associated with the policy, from a budgetary perspective? • e.g., for public (federal, state, local) and private entities to enact, implement, and enforce the policy? Economic • How do costs compare to benefits (e.g., cost-savings, costs averted, return on investments, cost-effectiveness, cost-benefit analysis, etc.)? • How are costs and benefits distributed (e.g., for individuals, businesses, government)? • What is the timeline for costs and benefits? • Where are there gaps in the data/evidence-base
NOTE: Please, answer the above questions with references Thanks

Answers

The costs and benefits associated with Telehealth policy, from a budgetary perspective, involve considering the expenses involved in enacting, implementing, and enforcing the policy, as well as the economic impacts such as cost-savings, return on investments, and cost-effectiveness.

These costs and benefits are distributed among various stakeholders, including individuals, businesses, and government entities.

When evaluating the costs and benefits of Telehealth policy, it is important to assess the financial implications for both public (federal, state, local) and private entities. Enacting, implementing, and enforcing the policy may involve costs such as legislative processes, regulatory compliance, infrastructure development, technology investments, training, and monitoring.

On the other hand, the benefits can include potential cost-savings through reduced healthcare expenses, improved access to care, enhanced patient outcomes, and increased productivity.

The comparison between costs and benefits is crucial to assess the policy's economic viability. Cost-savings, costs averted, and return on investments can demonstrate the potential financial advantages. Cost-effectiveness and cost-benefit analysis provide further insights into the balance between costs and benefits.

The distribution of costs and benefits is another important aspect. Individuals may experience reduced out-of-pocket healthcare expenses and increased convenience, while businesses could benefit from a healthier and more productive workforce. Government entities may bear initial implementation costs but can benefit from long-term cost-savings in healthcare expenditures.

The timeline for costs and benefits can vary. Initial costs may be incurred during the policy's implementation, while benefits may accrue over time as the utilization of telehealth services increases and healthcare outcomes improve.

Gaps in the data and evidence-base exist and should be acknowledged. Robust studies and comprehensive data are necessary to accurately assess the long-term economic and budgetary impacts of Telehealth policy. Researchers, policymakers, and stakeholders should continue to gather data and conduct research to fill these gaps and provide a more informed understanding of the costs and benefits associated with Telehealth policy.

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What is the surface area of the Ceral box?
Hight is 30 width is 20 side width is 5

Answers

Answer:

The surface area of the ceral box is 1,500u².

Explanation:

2(30 × 5)+2(30 × 20)= 1,500

30 × 5 = 150

30 × 20 = 600

150 × 2 = 300

600 × 2 = 1,200

1,200 + 300 = 1,500

There's your answer, hopefully it's correct!

In the job characteristics model, task identity is defined as the extent of individual freedom and discretion in the work and its scheduling.TrueFalse

Answers

False. Task Identity is one of the basic job qualities in JCM. When a worker completes a complete and recognizable task, this is called the task ID.

Essentially, task identification occurs when employees are able to complete the entire task instead of focusing on a small portion of the task.

The Job Characteristics Model (JCM) is a theory that focuses on five basic job qualities that are essential for an individual to succeed in a position. JCM was originally developed by Richard Hackman and Greg Oldham for their book Work Redesign.

According to the JCM, employee motivation declines in occupations they find uninteresting or uninspiring, but thrives in challenging and stimulating tasks. Job trait models help HR managers and employees improve the work environment for their colleagues and employees. With JCM, employees can personalize and empower their work, improving work quality, morale and productivity.

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self-interest usually motivates an individual to deliver something of value to others. in a market system, self-interest gives consistency and direction to the markets. self-interest applies to consumers as they seek the highest price for the products they want. self-interest of entrepreneurs implies seeking maximum profits or minimum losses.

Answers

In a market system, self-interest is a powerful motivator that helps to drive economic activity. Consumers are motivated by their self-interest to seek out the products that they want at the highest possible price.

This drives competition among producers, which helps to ensure that the best products are available at the best prices. Similarly, entrepreneurs are motivated by their self-interest to seek out maximum profits or minimum losses, which helps to drive innovation and efficiency in the market.

While self-interest can sometimes lead to unethical behavior, it is generally considered to be a positive force in the market system, as it helps to ensure that resources are allocated efficiently and that consumers receive the products and services that they need and want.

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What is the difference between irregulars and seconds?

Answers

Answer: Have minor flaws that are not noticeable. Seconds: Have noticeable flaws, such as holes

Explanation:

Definitely what the person above me said

Which of the following statements accurately summarizes research related to goal setting?

a. Goals should be generally stated and have a positive tone.
b. Commitment, ability, and resources are necessary for goals to be achieved.
c. Goals can be useful on their own, and do not need to be part of a larger plan.
d. Whether goals are achieved is not influenced feedback from a manager.

Answers

research on setting goals can be summed up in the following sentences.

Option b. Commitment, ability, and resources are necessary for goals to be achieved.

Research is defined as "creative and systematic action conducted to expand the body of knowledge." The objective gathering, organization, and analysis of information are necessary to have a deeper understanding of a topic or situation. A research study could be the culmination of earlier fieldwork. To verify the accuracy of tools, procedures, or experiments, the research could replicate a project's entirety or only a portion of it. The objective gathering, organization, and analysis of information are necessary to have a deeper understanding of a topic or situation.

Fundamental research, in a contrast to applied research, focuses on advancing human knowledge through recording, discovery, interpretation, and research and development (R&D) of techniques and systems. Research methodologies are determined by epistemologies, which vary significantly within and between the humanities and sciences.

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If the price of a product is $20, marginal analysis says which of the following
must be true in order for a consumer to purchase the product?

Answers

Answer:

MB exceeds $20

Explanation:

According to rankings by many people over the years what is the number one expectation that people have a job they will enjoy

Answers

Answer:

The number one expectation is that the job uses people's abilities to the best, and makes them feel accomplished.

One possible explanation for this is Maslow's hierarchy of needs, in which the need of self-accomplishment is at the top, meaning that this is the need of the highest order.

If people feel that they are achieving self-accomplishment in their jobs, then, it is very likely that they enjoy it.

This is calculated by dividing the net profits by net sales.

sales margin

profit margin

sales revenue

net revenue

Answers

Answer:

Profit margin

Explanation:

Profit margin  = Net profits / Net sales

Company can earn insight into a company's earnings by looking at its sales strategy, pricing structure, and productivity improvements using net profit margin.

Personal finance please help me thank youu

Personal finance please help me thank youu

Answers

Personal finance is the management of an individual's financial resources. It involves making informed decisions about earning, spending, saving, investing, and managing debt. Proper management of personal finances is essential for achieving financial goals and avoiding financial stress.

The first step in managing personal finances is creating a budget. A budget helps individuals to track their expenses and income and ensure that they are spending within their means. It is essential to prioritize expenses and allocate resources accordingly. This involves distinguishing between needs and wants and making necessary adjustments. Savings are a crucial aspect of personal finance. Individuals should aim to save at least 10% of their income to build an emergency fund and save for long-term goals.

Saving requires discipline and consistency, and it is essential to develop a savings plan that is achievable. Investing is another critical aspect of personal finance. Investing helps individuals to grow their wealth and prepare for future financial needs. It is crucial to research investment options and diversify investment portfolios to minimize risks. Managing debt is also essential for personal finance. Individuals should aim to minimize debt and pay off high-interest debts first. It is important to avoid accumulating unnecessary debt, such as credit card debt, which can quickly spiral out of control.
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The price of orange juice falls from $2.49 a jug to $1.99 a jug. (1) Explain whether the demand curve for apple juice will shift left, shift right, or if there is only movement along the demand curve for apple juice.

Answers

Answer:

there is only movement along the demand curve for apple juice.

Explanation:

The demand curve shows the graphical relationship between the price of a good or service and the quantity demanded at each point in time. It shows the quantity demanded at each price. There is an inverse relationship between price and quantity demanded,  as the price increases the quantity demanded reduces (but demand itself stays the same) while If the price decreases, quantity demanded increases.

The price of orange juice falls from $2.49 a jug to $1.99 a jug, the demand curve remains the same, but there is only movement along the demand curve for apple juice.

What can be said about the culture of services?
I. Processes are invisible
II. Processes are well defined
III. More scientific
IV. Not well defined or documented

A. I, II, and III only
B. I, II, and IV only
C. II, III, and IV only
D. All of the above

Answers

Answer is b hope this helps

In the service culture, processes are invisible and procedures are not well defined or documented. This culture is focused on customer service, to provide the best experience.

Therefore, processes are invisible, that is, the customer is not able to identify internal processes if they are not useful, but they must perceive the service as a mystery where all their needs are promptly met.

In the service culture, this is also not well defined or documented, so as not to create standardization of the service, but a personalized service that meets the needs of each customer individually.

Therefore, in the service culture, the focus is on offering the best experience for the customer, through the creation of value, excellent service and employees capable of satisfying their needs.

The service culture is capable of generating greater competitiveness, customer loyalty and positioning for a company.

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each intermediary in the marketing channel ______.

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Answer:

There are four main types of intermediary: agents, wholesalers, distributors, and retailers. A firm may have as many intermediaries in its distribution channel as it chooses. It can even have no intermediaries at all, if it practices direct marketing

Basically, all the intermediaries in marketing channel adds value in terms of the functions they performs.

The distribution of goods is made possible through Channels of distribution, but the Intermediaries are independent entities within the channel that make the product available for consumption.

The intermediaries in the Marketing channel includes the agents, wholesalers, distributors and retailers.

Therefore, all the intermediaries in marketing channel adds value in terms of the functions they performs.

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The data show the
number of railroad crossing accidents for the 50 states
of the United States for a specific year. Construct a
histogram, frequency polygon, and ogive for the data.
Comment on the skewness of the distribution. (The data
in this exercise will be used for Exercise 14 in this
section.)
Class limits Frequency
1–43 24
44–86 17
87–129 3
130–172 4
173–215 1
216–258 0
259–301 0
302–344 1

Answers

Answer:

I hope this helps

Explanation:

216-258 0

True or false: one way products can be categorized is by brand.

Answers

Answer:

True

Explanation:

Hope this helps...

Kathy Thompson has determined that the value of her assets is $64,000 and the value of her debts is $23,000. The difference between these two is $41,000. The $41,000 could be referred to as her:

Answers

The difference between the value of assets and debts of a person is their a. net worth.

What is a Net Worth?

This refers to the total assets that a person owns and has after deductions have been made.

Hence, we can see that based on the value of assets of Kathy Thompson and the value of her debts, it can be seen that she has a net worth of $41,000.

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after a plan has been developed for managing merchandise inventory in a category, what is the next step in the merchandise management process? multiple choice question. develop a forecast for category sales. allocate the purchased merchandise to the stores. establish a control system to manage stock. determine the variety and assortment for each category.

Answers

After a plan has been developed for managing merchandise inventory in a category the next step is to allocate the purchased merchandise to the stores.

Stock or inventory refers to the products and substances that a commercial enterprise holds for the closing purpose of resale, production or utilisation. stock control is a field by and large approximately specifying the form and site of stocked items.

Inventory refers to all of the gadgets, goods, products, and substances held via a commercial enterprise for selling inside the marketplace to earn a profit. instance: If a newspaper seller makes use of an automobile to deliver newspapers to the customers, best the newspaper can be considered inventory.

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shareholders group of answer choices everyone who is making a business decision. groups of people who are impacted by a company's business decisions including customers, suppliers and the government. owners of any type business. owners of shares of stock in a corporation.

Answers

Shareholders can be defined as the owner of shares of stock and the people who are impacted by the decision-making, like the customer-supplier and the government. Thus, options B and D are the correct options.

Who is a shareholder?

A shareholder can be defined as a person who owns at least one or more shares of a particular company.

Shareholders are owners of the stock that the company has issued. Also as the company booms or makes a profit the shareholder also makes the profit as both are related to each other.

So we can say that the impact of business or how the business is doing is in relationship with the customer-supplier or the government. Therefore options B and D are correct options.

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The question is incomplete, the complete question will be:

Who is a shareholder? group of answer choices

everyone who is making a business decision.

groups of people who are impacted by a company's

business decisions including customers, suppliers and the government.

owners of any type business. owners of shares of stock in a corporation.

a victim of phishing would most likely be contacted in which form of these ways?

Answers

Answer:

If you got a phishing email, forward it to the Anti-Phishing Working Group at If you got a phishing text message, forward it to SPAM (7726). Step 2.

Reviewing and evaluating records used to prepare a company's financial statements is referred to as ______.

Answers

Answer:

Auditing

Explanation:

Auditing means the audits of the financial statement or the objective examination and the financial statement of the company could be evaluated. It is performed by the third party i.e. auditor. It can be performed by the internal parties and government entity like the internal revenue service

So the review and evaluation of the financial records is called as the auditing  

Strategies for managing conflict

Answers

Can I get a brainest point plsssssss

1. Don't Ignore Conflict

If you're someone who dislikes dealing with conflict, it might seem tempting to just put your head in the sand and pretend it doesn't exist, hoping it will resolve itself on its own. While this sometimes can happen, the truth is that the vast majority of the time, this will only cause the situation to get worse. Ignored conflicts have a tendency to fester over time and reappear at inopportune moments, so do your team a favor and address conflicts when they occur, nipping a potentially toxic situation in the bud as soon as you recognize it.

2. Clarify What the Issue Is

If you're dealing with a conflict between two members of your team, it's important that you get all the facts. Sit down with each individual involved and find out exactly what the issue is. How is each individual perceiving the situation? What needs are not being met? What does each party see as an appropriate resolution? Make sure that all parties involved understand that you are acting as an impartial mediator, and let them know they can feel comfortable to share sensitive information.

3. Bring Involved Parties Together to Talk

Once you've had a chance to talk to all involved parties separately, bring them together in a meeting so that they can hash out their differences in a neutral environment. This is a time for brainstorming, active listening, and being open to different perspectives - the goal is to come to a common understanding of what the problem is, what role each individual is playing in the conflict, and what some possible solutions might be.

4. Identify a Solution

After both parties have had a chance to discuss the situation at hand, it's time to identify what a satisfactory resolution might be - and how to get there. Ideally, by this point, both parties will understand the other's side, and oftentimes the conflict will be resolved just through facilitated, open dialogue. However, if the situation requires further resolution, you will need to step in and help them negotiate a reasonable solution. This phase can require some time and effort, as it requires both parties to set aside their differences and preferences and find some common ground to work towards (which may involve not getting everything they want out of the situation). Then, work with both individuals to come up with a concrete list of steps that will result in the solution being achieved.

5. Continue to Monitor and Follow Up on the Conflict

Just because a solution has been identified and addressed doesn't mean it will just go away. As a manager, it's your responsibility to check in with both parties to ensure that the conflict has truly been dealt with, and that the steps identified to reach a solution are being followed. If all seems to be going well, simply remember to stop and observe from time to time, just to see if things really are going smoothly or if there are still lingering tensions under the surface that need to be handled. If it's clear that the solution didn't work, or wasn't the right resolution for the situation, make sure to be proactive in working with both parties to readjust expectations, identify alternative solutions, and continue their dialogue to create a positive and healthy work environment.

Look for _____ in research information showing preferential treatment or consideration regardless of legitimate reasoning.

credibility
relevance
bias
additional sources

Answers

Answer:

bias

Explanation:

bias is the true anwer

Which resource can you use to view businesses or suppliers divided into different categories?
You may use online or offline _________
to view businesses or suppliers classified into different categories.

Which resource can you use to view businesses or suppliers divided into different categories?You may

Answers

Answer:

yellow pages

Explanation:

It's "Yellow Pages" :)

I got it right on plato <3

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