The dollar amount of the prepayment penalty on this loan is $50.29.
a. To calculate how much Miguel needs to give the lender to pay off the loan, we need to first calculate the remaining balance on the loan. Since Miguel has made 8 monthly payments, he has 16 months remaining on the loan. Using the amortization formula, we can calculate the remaining balance to be $1,123.44. Adding the prepayment penalty to this amount, Miguel will need to give the lender $1,153.57 to pay off the loan.
b. To calculate the prepayment penalty using the rule of 78s, we first need to find the total finance charge for the loan. Using the formula for the Rule of 78s, we get a total finance charge of $301.05. Next, we need to find the unearned interest, which is the total finance charge minus the finance charge Miguel has already paid. This comes out to be $123.13. Finally, the prepayment penalty is the unearned interest multiplied by the prepayment factor, which is (16/28)^2 or 0.4082. Multiplying $123.13 by 0.4082 gives us a prepayment penalty of $50.29.
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a. This means that the remaining balance on the loan is $1,356.49.
b. So the dollar amount of the prepayment penalty on this loan is $1,473.56.
a. To calculate the remaining balance on the loan, you can use the following formula:
= \(1,600 * (1 - (0.103/12))^{8}\)
=1,356.49
b. To calculate the dollar amount of the prepayment penalty, you can use the following formula:
Prepayment penalty = Finance charge x Months of prepayment penalty
In this case, the finance charge is $177.92 and the number of months of prepayment penalty is 8.
Prepayment penalty = 177.92 * 8
=1,473.56
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During the forming stage team members meet one another and determine team goals. False True
Answer:
True
Explanation:
a tqm team at narton corp has recorded the following average times for production: wait 3.0 days move 0.5 days inspection 0.4 days queue 9.3 days process 0.2 days what is the manufacturing cycle efficiency (mce)?
The percentage of production time that is spent on value-added activities is known as manufacturing cycle efficiency.
What is manufacturing cycle efficiency?Manufacturing cycle efficiency is a way to quantify the portion of production time that is spent on value-added tasks. With the help of this knowledge, a company can eliminate non-value-added activities, cutting costs and shortening the time needed to produce a good. Both outcomes can be used as competitive advantages because they allow a company to lower prices while still making good profits and provide customers with quicker turnaround times. Subtract the value-added production time from the total cycle time to arrive at the measurement. The total cycle time is the sum of all the process, inspection, queue, and move times. This analysis typically leads to the conclusion that the amount of process (value-added) time makes up a disproportionately small portion of the overall cycle time.
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earley corporation issued perpetual preferred stock with a 12% annual dividend. the stock currently yields 8%, and its par value is $100. round your answers to the nearest cent. what is the stock's value?
The value of the perpetual preferred stock is $150. The value of the perpetual preferred stock can be calculated using the dividend discount model (DDM) formula.
The value of the perpetual preferred stock can be calculated using the dividend discount model (DDM) formula, which is V = D / R, where V is the stock's value, D is the annual dividend, and R is the required rate of return or yield.
In this case, the annual dividend is 12% of the par value, which is $100. Therefore, the annual dividend (D) is $100 * 0.12 = $12.
The stock currently yields 8%, so the required rate of return or yield (R) is 0.08.
Now, we can calculate the stock's value (V) using the DDM formula:
V = D / R
V = $12 / 0.08
V = $150
Therefore, the value of the perpetual preferred stock is $150.
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Why Was No Federal Income Tax Withheld from Paycheck?
There wouldn't be any federal tax deducted from your pay if you were regarded as an independent contractor. In actuality, there would be no tax withheld at all by your employer. In this situation:
To record your wages, you most likely received a Form 1099-MISC rather than a W-2. Social Security or Medicare benefits would not have been deducted either.' The revenue and any expenses connected with that income must be reported on a Schedule C.
In order to record and pay your Medicare and Social Security tax, you must also submit a Schedule SE. Want to stay away from tax season surprises? Take advantage of our Filing Guide for Gig Workers to stay on top of your independent contractor tax requirements.
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(This class is called life management)
A basic decision that you make every day about every day things are known as:
A) Major Decisions
B) Routine Decisions
C) Classic Decisions
D) Life altering decisions
Answer:
B is answers for the question
Explanation:
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Brownsville Novelty Store prepared the following budget information for the month of May: Sales are budgeted at $360,000. All sales are on account and a provision for bad debts is made for each month at three percent of sales for the month. Inventory was $84,000 on April 30; an inventory increase of $12,000 is planned for May 31. All inventory is marked to sell at cost plus 50 percent. Estimated cash disbursements for selling and administrative expenses for the month are $48,000. Depreciation for May is projected at $6,000. Brownsville's budgeted bad debts expense for May is:
Answer: $10800
Explanation:
Brownsville's budgeted bad debts expense for May will be calculated by multiplying the sales budgeted for May by the percentage allocated to the provision for bad debt. This will be:
= $360,000 × 3%
= $360,000 × 3/100
= $360,000 × 0.03
= $10800
Brownsville's budgeted bad debts expense for May is $10800
Merger Valuation with the CAPV Model Hastings Corporation is interested in acquiring Vandell Corporation. Vandell currently has 1 million shares outstanding and a target capital structure consisting of 30% debt; its current beta is 1. 10 (i. E. , based on its target capital structure). Vandell's debt interest rate is 8%. Assume that the risk-free rate of interest is 6% and the market risk premium is 5%. Both Vandell and Hastings face a 35% tax rate. Hastings Corporation estimates that if it acquires Vandell Corporation, synergies will cause Vandell’s free cash flows to be $2. 5 million, $2. 7 million, $3. 5 million, and $3. 89 million at Years 1 through 4, respectively, after which the free cash flows will grow at a constant 4% rate. Hastings plans to assume Vandell’s $9. 49 million in debt (which has an 8% interest rate) and raise additional debt financing at the time of the acquisition. Hastings estimates that interest payments will be $1. 6 million each year for Years 1, 2, and 3. After Year 3, a target capital structure of 30% debt will be maintained. Interest at Year 4 will be $1. 431 million, after which the interest and the tax shield will grow at 4%. What is Vandell’s pre-acquisition levered cost of equity? What is its unlevered cost of equity? Round your answer to two decimal places. Do not round intermediate calculations. Pre-acquisition levered cost of equity: % Unlevered cost of equity: % What is the intrinsic unlevered value of operations at t = 0 (assuming the synergies are realized)? Round your answer to the nearest cent. Do not round intermediate calculations. $ What is the value of the tax shields at t = 0? Round your answer to two decimal places. Do not round intermediate calculations. $ million What is the total intrinsic value of operations at t = 0? What is the intrinsic value of Vandell’s equity to Hastings? What is Vandell’s intrinsic stock price per share? Round your answer to two decimal places. Do not round intermediate calculations. Value of operations: $ million Equity value to acquirer: $ million Intrinsic value per share of existing shares to acquirer: $ /share
The answers are: 12.96%, 11.74%, $23,486,963.59, $2,244,609.87 million, $25,731,573.46 million, $16,000,000.00 million, $16.00/share
To compute the various valuation components using the Capital Cash Flow (CCF) or Capital Cash Flow-to-Equity (CCFE) model, we need to follow a series of steps.
Step 1: Calculate Pre-acquisition Levered Cost of Equity (Kce)
Given:
- Target capital structure: 30% debt
- Current beta: 1.10
- Risk-free rate: 6%
- Market risk premium: 5%
- Tax rate: 35%
We can calculate the levered cost of equity using the following formula:
Kce = Kcu + (Kcu - Kd) * (1 - Tax rate) * (Debt / Equity)
Where:
- Kce = Levered Cost of Equity
- Kcu = Unlevered Cost of Equity
- Kd = Cost of Debt
- Debt = Debt outstanding
- Equity = Equity outstanding
Using the given information, we can calculate the pre-acquisition levered cost of equity:
Kd = 8% (given)
Debt = $9.49 million (given)
Equity = $23.86 million ($9.49 million debt + $14.37 million equity)
Tax rate = 35% (given)
Kcu = Kd + Beta * Market Risk Premium
Kcu = 8% + 1.10 * 5% = 13.5%
Kce = 13.5% + (13.5% - 8%) * (1 - 0.35) * (9.49 / 14.37) ≈ 12.96%
Step 2: Calculate Unlevered Cost of Equity (Kcu)
Kcu is calculated using the following formula:
Kcu = Risk-free rate + Beta * Market Risk Premium
Kcu = 6% + 1.10 * 5% = 11.74%
Step 3: Calculate the Intrinsic Unlevered Value of Operations at t = 0
To calculate the intrinsic unlevered value of operations, we use the following formula:
Intrinsic Unlevered Value = Present Value of Free Cash Flows (FCF) + Present Value of Terminal Value (TV)
The FCF values provided are $2.5 million, $2.7 million, $3.5 million, and $3.89 million for Years 1 to 4, respectively. After Year 4, the FCF is expected to grow at a constant rate of 4%. The discount rate used is the unlevered cost of equity (Kcu).
Calculating the present value of FCFs:
PV(FCF1) = $2.5 million / (1 + 11.74%)^1
PV(FCF2) = $2.7 million / (1 + 11.74%)^2
PV(FCF3) = $3.5 million / (1 + 11.74%)^3
PV(FCF4) = $3.89 million / (1 + 11.74%)^4
Calculating the terminal value at Year 4:
TV = FCF5 / (Kcu - g)
FCF5 = $3.89 million * (1 + 4%)
g = 4% (given)
Calculating the present value of the terminal value:
PV(TV) = TV / (1 + Kcu)^4
Finally, calculating the intrinsic unlevered value:
Intrinsic Unlevered Value = PV(FCF1) + PV(FCF2) + PV(FCF3) + PV(FCF4) + PV(TV)
Step 4: Calculate the Value of Tax Shields at t = 0
To calculate the value of tax shields, we use the formula:
Value of Tax Shields = Debt * Tax rate
Value of Tax Shields = $9.49 million * 35% = $3.32 million
Step 5: Calculate the Total Intrinsic Value of Operations at t = 0
The total intrinsic value of operations is the sum of the intrinsic unlevered value and the value of tax shields:
Total Intrinsic Value = Intrinsic Unlevered Value + Value of Tax Shields
Step 6: Calculate the Equity Value to Acquirer
The equity value to the acquirer is calculated by subtracting the assumed debt ($9.49 million) from the total intrinsic value of operations:
Equity Value to Acquirer = Total Intrinsic Value - Debt
Step 7: Calculate the Intrinsic Value per Share of Existing Shares to Acquirer
The intrinsic value per share is calculated by dividing the equity value to the acquirer by the number of shares outstanding (1 million shares):
Intrinsic Value per Share = Equity Value to Acquirer / Number of Shares
Now that we have computed all the necessary values, we can summarize the results:
Pre-acquisition levered cost of equity: 12.96%
Unlevered cost of equity: 11.74%
Intrinsic unlevered value of operations at t = 0: $23,486,963.59
Value of tax shields at t = 0: $3,320,789.47
Total intrinsic value of operations at t = 0: $25,807,753.06
Equity value to acquirer: $16,317,753.06
Intrinsic value per share of existing shares to acquirer: $16.32/share (rounded to two decimal places)
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four degrees of competition
Answer:
There are four types of competition in a free market system:
perfect competitionmonopolistic competitionoligopolymonopolyUnder monopolistic competition, many sellers offer differentiated products—products that differ slightly but serve similar purposes.
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Country b has a gdp of $1 trillion and a gdp per capita of $27,000. its economy is a mix of manufacturing, high tech, services, aviation, agriculture, and mining. it has laws favorable to entrepreneurship and private sector growth. it has multinational corporations that have recently begun outsourcing jobs overseas, resulting in a rise in unemployment. which of these factors is the strongest sign that country b has a developed economy? multinational corporations operate within its borders. it is home to many high-tech companies. it has laws favorable to entrepreneurship it has a high gross domestic product.
The strongest sign that country B has a developed economy is it has a high gross domestic product.
What is the sign of economic development?Gross domestic product is the monetary value of all the final goods and services produced in an economy within a given period. The higher the GDP of a country, the higher the level of economic growth and development of the country.
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Answer: D: It has a high gross domestic product.
Explanation:just did it
A licensed individual that charges a fee to serve as the mediator between the buyer and seller is known as a
A licensed individual who charges a fee to mediate between the buyer and seller is known as a Real Estate Broker, who helps an individual make the best decisions regarding real estate transactions.
Duties of a Real Estate Broker:This professional is licensed to perform the functions of mediation between buyer and seller in real estate transactions. Through its expertise, it assists in making financial decisions that benefit both parties, in a process of selling or buying a property.
Therefore, it is essential that this professional has communication and negotiation skills to win clients, in addition to the appropriate legal licenses and real estate certifications to perform this function ethically.
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How might specialization lead to comparative advantage for Joanne's bakery?
Answer:
Comparative advantage is an economy's ability to produce a particular good or service at a lower opportunity cost than its trading partners. A comparative advantage gives a company the ability to sell goods and services at a lower price than its competitors and realize stronger sales margins.
Explanation:
The law of comparative advantage is popularly attributed to English political economist David Ricardo and his book “On the Principles of Political Economy and Taxation” written in 1817, although it is likely that Ricardo's mentor, James Mill, originated the analysis.
For a business like Joanne's bakery, specialization in the process of baking and cooking will attract more customers, and thus will also lead to a comparative advantage.
What is the significance of comparative advantage?Comparative advantage can be referred to or considered as a situation wherein a business operating in a market holds an advantageous position in the economy while selling similar products, but with a different technique in operations and functioning.
Specialization is an important determinant in leading to a comparative advantage, mainly because a producer who brings different techniques for the production of goods and services gets a competitive edge over other bakers in the market.
Therefore, the significance regarding comparative advantage has been aforementioned.
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How long do cross-departmental teams work together?
Answer:
First, department heads should be modeling cross-departmental collaboration by regularly and visibly engaging with each other – and with each other’s teams. If they notice that their department is becoming too isolated or is hesitant to collaborate with others, these leaders should be the first to start building bridges, and not just directing others to do so. Second, you need a mechanism in place to effectively collect employee feedback, in a way that makes employees feel safe from any negative consequences for speaking up.
Explanation:
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By what method did the Securities and Exchange Commission try to reform the stock market in the 1930s? Nationalizing the New York Stock Exchange Distributing stocks to all unemployed Americans Monitoring all stock transactions Establishing mandatory sentences for traders convicted of fraud.
Answer:
Monitoring all stock transactions
Explanation:
The Securities and Exchange Commission (SEC) is a U.S. regulatory institution responsible for safeguarding resources and the investors, regulating the stock market, and developing and implementing federal securities legislation. The commission was the result of inquiring the cause of the Great Depression and prevent such events in the future. The Securities Act was designed to help deter fraud in securities and provided that investors must provide accurate financial information.
State whether each of the following statements is TRUE or FALSE. 1. Organizations resist change because they want to maintain stability. F 2. Unfreezing involves identifying the initial problem, diagnosing problems and implementing solutions. 3. Social contract has no obligation to the society. 4. Consumer safety is an issue of business ethics. 5. Three main disciplines of social sciences include anthropology, sociology and psychology. 6. Managers do not consider the importance and functions of attitudes to be valuable in distinguishing individuals. 7. Personality appraisal is not an effective technique of appreciating the distinctive ways in which a person understands and responds to the world according to idiographic method. 8. Classical conditioning is not a learning theory. 9. The nature of the association between the perceiver and the other person inspires the exactness of interpersonal perception and the judgments made about other people. 10. Munford identified five contractual areas namely the task structure contract, the ethical contract, the efficiency-rewards contracts, the psychological contract and the knowledge contract.
1. FALSE- Organizations resist change because they do not want to lose stability. 2. TRUE- Unfreezing involves identifying the initial problem, diagnosing problems and implementing solutions. 3. FALSE - Social contract has an obligation to the society. 4. TRUE. 5. TRUE. 6. FALSE. 7. FALSE. 8. FALSE. 10. TRUE.
1. FALSE - Organizations resist change because they do not want to lose stability.
2. TRUE - Unfreezing involves identifying the initial problem, diagnosing problems and implementing solutions.
3. FALSE - Social contract has an obligation to the society.
4. TRUE - Consumer safety is an issue of business ethics.
5. TRUE - Three main disciplines of social sciences include anthropology, sociology and psychology.
6. FALSE - Managers consider the importance and functions of attitudes to be valuable in distinguishing individuals.
7. FALSE - Personality appraisal is an effective technique of appreciating the distinctive ways in which a person understands and responds to the world according to the idiographic method.
8. FALSE - Classical conditioning is a learning theory.
9. TRUE - The nature of the association between the perceiver and the other person inspires the exactness of interpersonal perception and the judgments made about other people.
10. TRUE - Munford identified five contractual areas namely the task structure contract, the ethical contract, the efficiency-rewards contracts, the psychological contract and the knowledge contract.
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about 40 percent of dogs and cats live/reside in the United States, what does that suggest you. Remember: this is an economics course (try to use supply and demand to explain it)
About 40 percent of dogs and cats live or reside in the United States. The statement that 40% of dogs and cats live in the US suggests that there is a significant demand for pets in the United States.
The United States' pet industry is a multibillion-dollar industry, as the country's pet owners spend large sums of money on pet food, toys, veterinary services, and other pet-related expenses. This can be explained using the theory of supply and demand. Supply and demand is an economic theory that explains how supply and demand interact to determine market prices and the quantity of goods produced and sold. The quantity of goods demanded and supplied is a function of the market price.
The US is a country with a high standard of living and a large middle class, which is one of the reasons why pets are in high demand. Pet ownership is an important part of American culture, and pets are considered members of the family in many households. The United States' pet industry is also well-developed, with a wide variety of pet products and services available to consumers. The demand for pets in the United States has led to a significant increase in the supply of pets, as pet breeders and pet stores work to meet the needs of the market.
The supply of pets in the United States has also been supported by the importation of pets from other countries. The high demand for pets in the United States has also led to the development of new pet-related businesses and industries, such as pet insurance and pet grooming services.
In conclusion, the fact that about 40 percent of dogs and cats live in the United States suggests that there is a significant demand for pets in the country. This high demand has led to a significant increase in the supply of pets, as pet breeders and pet stores work to meet the needs of the market. The supply of pets in the United States has also been supported by the importation of pets from other countries, and the high demand has led to the development of new pet-related businesses and industries.
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fiscal policy refers to the idea that aggregate demand is affected by changes in
Fiscal policy refers to the idea that aggregate demand is affected by changes in Government spending and taxes.
What is fiscal policy?Fiscal Policy refers to government policy of using tax and spending to meet economic goals.
Here, a government adjusts its spending levels and tax rates to monitor and influence a nation's economy.
Hence, Fiscal policy refers to the idea that aggregate demand is affected by changes in Government spending and taxes.
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arston acquired assets for $100,000. At the end of year 3, the assets had accumulated depreciation of $40,000. An impairment loss was indicated, and the fair value of the assets was $48,000. The journal entry to record the impairment loss will include
Answer:
Kindly see Explanation
Explanation:
JOURNAL ENTRY :
Asset worth = $100,000
Accumulated Depreciation = $40,000
Fair value of asset due to loss impairment = $48,000
Asset ($100,000 - $48,000) - - - $52,000 Cr.
Accumulated Depreciation - - - $40,000 Dr.
Impairment loss - - - - - - - - - - - - $12,000 Dr.
Impairment loss = (Asset value - Depreciation - fair value)
Impairment loss = ($100,000 - $40,000 - $48,000)
$60,000 - $48,000 = $12000
Your marketing pitch should be a 2- to 5-minute persuasive oral presentation with a visual, such as a
poster, video, or slide presentation. It should include the following:
An explanation of CTSOs and student clubs and the value they bring to the community
The name of the CTSO or club you are recommending
Benefits that the CTSO or club you are recommending would bring to middle school students
• Benefits that the CTSO or club you are recommending would bring to the community
1. Review the feedback you received on the Pitch Draft Template Graded Assignment, and the
feedback you've received on your visual aid. If you're working with a group, collaborate with your
group to improve your work based on this feedback. If you're working on your own, take some time
now to reflect and revise this material.
2. Practice delivering your pitch independently, or with your group, until you are confident.
3. Be prepared to present your pitch live to the class or record it to present digitally
4. Add the citations for the sources you used to complete this project to this document. Only include
sources that are credible and relevant to your submission
5. Attach any associated project files to turn in along with this document.
6. To submit an online document or product, copy and paste the link in this document.
7. Submit this document with your citations and your project for grading.
Citations
Type your citations here.
The distribution of income within the borders of a hypothetical country has begun troubling members of Congress. Specifically, the members of Congress are concerned that a very small minority commands a large portion of the country's total GDP. Which of the following methods might the government use to redistribute income from the high-income earners to lower-income earners?(1 point)
a.)social security payments
b.) food stamps
c.) progressive tax
d.) government- provided housing
Answer:
Progressive Tax
Explanation:
Progressive taxes is when high-income individuals or businesses pay a more significant tax percentage of their earning compared to low-income individuals or businesses
Progressive tax is the methods might the government use to redistribute income from the high-income earners to lower-income earners. Hence, option C is correct.
What is Progressive tax?A tax that levies a higher percentage of revenue from high-income groups than from low-income groups is referred to as a progressive tax. A proportionate tax is one that deducts the same amount from each income group. Regressive taxes are those that take a greater portion of low-income groups' income than they do from high-income groups.
Yet, there is still some uncertainty since, despite the fact that the GST is, in theory, a regressive tax, legislative actions have given it some characteristics of a progressive tax.
Because they take a bigger percentage of money from low-income groups than from high-income groups, user fees are sometimes regarded as regressive. Tolls for highways, bridges, and tunnels are among them, as are costs for permits, parking, museum and park entry, and other expenses.
Thus, option C is correct.
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on january 1, sustainable energy corporation issues bonds that have a $100,000 par value, mature in 8 years, and pay 12% interest per year. interest payments are paid to bondholders semiannually on june 30 and december 31. how much interest does sustainable energy corporation pay to bondholders every six months if the bonds are sold at par? group of answer choices $ 1,200. $ 3,000. $ 6,000. $ 12,000. $ 100,000.
Over the course of the bonds' eight-year existence, the $6,000 would be due on every 30 June and 31 December.
To find the interest rateThe semiannual coupon payment formula shown below is used to calculate the semiannual interest due to bondholders every six months:
Semi-annual coupon payment = face value * coupon rate * 6/12
bond's face value is $100,000.
12% coupon rate
12/6 represents a six-month payment.
$100,001 x 12% x 6/12 Is the semi-annual coupon payment.
6% of $100,000 in semi-annual coupon payments
$6000 for a semi-annual coupon payment.
Over the course of the bonds' eight-year existence, the $6,000 would be due on every 30 June and 31 December.
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1.Why do you think we tend to ignore the messages or advertising that is out there?
2.Why does Godin argue that companies should market to early adopters?
3.Godin argues that the riskiest thing a company can do is be safe. What does he mean by this?
4.If you were marketing a product, what is one tip you could take from this video to help you
5.market the product? Discuss how you would use the tip to help your company.
6.What happened with Greenpeace's whale naming campaign?
7.What lesson can we learn about marketing from this example?
8.Think about a business idea that you have. How could you use social media for this business?
Explanation:
1. We are bombarded with lots of advertisement that is beyond our comprehension as consumers because we already have working solutions at our disposal.
2. He believes this group of people are more curious about getting acquainted with new ideas and products.
6. They were successful. This was a campaign against whaling expedition, however an online voting campaign began on social media to name the whale in hopes of creating publicity so that the Japanese government would ban whale expeditions. It proofed successful after the campaign went viral and a ban was effected.
7. It shows the power of social media in motivating people towards a good cause.
8. Pictures play a role in catering services businesses. Thus, social media sites which allows photo sharing can be a great help in marketing confectioneries.
Do you think president Biden should give reparations?
Which of the following are objections that economists and feminists have to comparable worth policies?
Objection(s)
inflation
reinforcement of gender stereotypes
Not Objection(s)
better wages for women
reduced discrimination
Answer:
Objections:
Inflation: Some economists and feminists have argued that comparable worth policies could lead to inflation as employers would need to increase wages for certain jobs, which could result in higher prices for goods and services.
Reinforcement of gender stereotypes: Some argue that comparable worth policies reinforce gender stereotypes by assuming that jobs traditionally held by women are undervalued, and that this approach may not fully address the underlying reasons for pay disparities, such as discrimination.
Not objections:
Better wages for women: Comparable worth policies are intended to address the gender pay gap and provide better wages for women.
Reduced discrimination: Comparable worth policies aim to address gender discrimination in pay, so they could lead to reduced discrimination.
Explanation:
The NPV and the IRR methods rely on ______ calculations to compare the amount of the investment with its expected net cash inflows. A. annuity method B. payback period C. future value D. present value
The NPV (Net Present Value) and the IRR (Internal Rate of Return) methods rely on present value calculations to compare the amount of the investment with its expected net cash inflows.
The NPV method calculates the present value of the expected cash inflows and outflows of a project, subtracting the initial investment to determine the net present value.
If the NPV is positive, the project is expected to generate more cash than it costs and may be considered a good investment. The IRR method calculates the discount rate at which the present value of the expected cash inflows equals the initial investment.
If the IRR is greater than the required rate of return, the project is expected to generate more cash than it costs and may be considered a good investment. Both methods use present value calculations to account for the time value of money and to provide a more accurate measure of the profitability of a project.
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The NPV and the IRR methods rely on present value calculations to compare the amount of the investment with its expected net cash inflows
Both the Net Present Value (NPV) and Internal Rate of Return (IRR) methods rely on present value calculations to compare the amount of the investment with its expected net cash inflows.
In the NPV method, the future cash flows are discounted back to their present value using a discount rate. The NPV is then calculated by subtracting the initial investment from the present value of the expected cash inflows. The NPV method helps determine whether an investment is profitable by considering the time value of money.
Similarly, the IRR method also uses present value calculations. The IRR is the discount rate that makes the present value of the expected cash inflows equal to the initial investment. It represents the rate of return at which the investment breaks even.
Both methods consider the present value of cash flows to assess the profitability and viability of an investment.
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monica has decided that she wants to build enough retirement wealth that, if invested at 10 percent per year, will provide her with $5,500 of monthly income for 25 years. to date, she has saved nothing, but she still has 30 years until she retires. how much money does she need to contribute per month to reach her goal? first compute how much money she will need at retirement, then compute the monthly contribution to reach that goal. (do not round intermediate calculations and round your final answer to 2 decimal places.)
To earn $5,500 every month for 25 years at a 10% annual return, Monica needs to accumulate $1,798,143.21 by the time she retires in 30 years. To do this, she must put in $1,454.12 per month.
Monica has to save enough money to provide $5,500 in monthly income for 25 years if invested at a 10% annual return in order to meet her retirement goal. We may determine that she needs to accumulate $1,798,143.21 by the time she retires in 30 years using the present value of an annuity calculation. Monica must make regular payments that, with a 10% annual return, will increase to this sum in 30 years in order to reach her objective. We may determine that she needs to invest $1,454.12 a month in order to meet her retirement goal using the present value of a series calculation.
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Discretionary income might be used to buy which items?
Answer: Movie Tickets
Explanation:
Tom is the CEO of a jewelry business based in Boston. He needs to send a parcel of 200 diamonds as quickly as possible to a partner in Canada. What mode of transport should he use?
A.
road
B.
sea
C.
air
D.
rail
E.
rail and road
If Chinwe owes $2,164.00, what would her quarterly payments be?
Answer:
$541.00
Explanation:
2164 / 4 = 541
Based on the calculation, Chinwe's quarterly payment would be equal to $541.00.
What is a quarterly payment?A quarterly payment can be defined as a cumulative total of monthly payments that are made by an individual or business organization, four (4) times in a year or an annual basis. This ultimately implies that, a quarterly payment would be paid in four (4) installments only.
Given the following data:
Debt = $2,164.00.
Quarterly payment = 2,164.00/4
Quarterly payment = $541.00.
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Which statistical function will be most helpful to a cost accountant trying to determine the best cost driver for an activity?.
The statistical function that will help to determine the best cost driver for an activity is called Activity Cost Driver.
What is an Activity Cost Driver?This is an accounting term. It describes the factor which increases or decreases the cost of specific business activity such as labor, maintenance, and other variable costs.
Examples of Activity Cost Drivers are:
Machine setupspower consumedquality inspectionsproduction orders etc.See the link below for more about Activity Cost Driver:
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Production estimates for August are as follows: Estimated inventory (units), August 1 12,000 Desired inventory (units), August 31 9,000 Expected sales volume (units), August 75,000 For each unit produced, the direct materials requirements are as follows: Material A ($5 per lb.) 3 lbs. Material B ($18 per lb.) 1/2 lb. The number of pounds of Materials A and B required for August production is a. 225,000 lbs. of A; 37,500 lbs. of B b. 234,000 lbs. of A; 39,000 lbs. of B c. 216,000 lbs. of A; 36,000 lbs. of B d. 216,000 lbs. of A; 72,000 lbs. of B
Answer: C) 216,000 lbs. of A; 36,000 lbs. of B
Explanation:
Given the following :
Estimated inventory (units), August 1, = 12,000 Desired inventory (units), August 31, = 9,000
Expected sales volume (units) = 75,000
Direct material requirement:
Material A ($5 per lb.) = 3 lbs
Material B ($18 per lb.) = 1/2 lbs
The number of pounds of material A and B required for August production :
Unit of product required for August production :
Expected sales volume + Ending inventory(August 31) - beginning inventory (August 1)
= 75000 + 9000 - 12000
84000 - 12000 = 72,000
Number of pounds required ;
Total Production unit × pounds per unit required
Material A:
72,000 × 3 = 216,000 pounds
Material B:
72,000 × (1/2) = 36,000 pounds