The accurate real rate of return on U.S. Treasury bills is 10 percent
To calculate the real rate of return on U.S. Treasury bills, we need to subtract the anticipated inflation rate from the nominal rate of return. In this case, the nominal rate of return on U.S. Treasury bills is 20 percent, and the anticipated inflation rate is 10 percent.
Real rate of return = Nominal rate of return - Anticipated inflation rate
Real rate of return = 20% - 10%
Real rate of return = 10%
Therefore, the accurate real rate of return on U.S. Treasury bills is 10 percent. This means that after accounting for inflation, the purchasing power of the return on these securities will have increased by 10 percent. It's important to consider inflation when evaluating the return on investments, as it erodes the value of money over time and can significantly impact the actual value of the return.
Learn more about U.S. Treasury bills,
https://brainly.com/question/17204321
#SPJ4
Change Corporation expects an EBIT of $57,000 every year forever. The company currently has no debt, and its cost of equity is 13 percent. The corporate tax rate is 23 percent. a. What is the current value of the company
To calculate the current value of the company, we can use the Gordon Growth Model, the current value of the company is approximately $312,605.00.
It is commonly used to value companies that are expected to generate constant earnings indefinitely.
The formula for the Gordon Growth Model is: V = EBIT(1 - T)/r - g
where V is the current value of the company, EBIT is the expected earnings before interest and taxes, T is the corporate tax rate, r is the cost of equity, and g is the expected growth rate of earnings.
In this case, we are given that EBIT is $57,000, T is 23 percent, and r is 13 percent. Since the company is expected to generate constant earnings forever, we can assume that the growth rate of earnings is equal to the rate of inflation, which is typically around 2-3 percent.
Therefore, plugging in the values, we get:
V = $57,000(1 - 0.23)/0.13 - 0.03
V = $312,605.00
To learn more about Gordon Growth Model, visit here
https://brainly.com/question/28861455
#SPJ4
Change Corporation expects an EBIT of $57,000 every year forever. The company currently has no debt, and its cost of equity is 13 percent. The corporate tax rate is 23 percent. a. What is the current value of the company?
3. ______ are defined as goods or services that are required for health and safety.
Occupational Health and Safety are defined as goods or services that are required for health and safety. Information standards are guidelines governing the information that must be provided to consumers when they purchase specific goods.
What is the safety of goods?A safe product is one that delivers either no risk or a minimum tolerable level of risk, taking into account the product's typical or reasonably foreseeable use and the need to maintain a high level of consumer protection.
Occupational health and safety is a multidisciplinary discipline that deals with all elements of workplace health and safety, with a heavy emphasis on preventing workplace dangers.
Learn more about the safety of goods here:
https://brainly.com/question/28480753
#SPJ1
The phillips curve graphs the relationship between which two variables?.
Answer: The Phillips curve shows the relationship between inflation and unemployment
Explanation:
In the short-run, inflation and unemployment are inversely related; as one quantity increases, the other decreases.
If the Federal Open Market Committee decides to increase the money supply, then the Federal Reserve Group of answer choices creates dollars and uses them to purchase government bonds from the public. sells government bonds from its portfolio to the public. creates dollars and uses them to purchase various types of stocks and bonds from the public. sells various types of stocks and bonds from its portfolio to the public. Flag question: Question 13
Answer:
creates dollars and uses them to purchase various types of stocks and bonds from the public.
Explanation:
The Federal Reserve System ( popularly referred to as the 'Fed') was created by the Federal Reserve Act, passed by the U.S Congress on the 23rd of December, 1913. The Fed began operations in 1914 and just like all central banks, the Federal Reserve is a United States government agency.
Generally, it comprises of twelve (12) Federal Reserve Bank regionally across the United States of America.
If the Federal Open Market Committee decides to increase the money supply, then the Federal Reserve creates dollars and uses them to purchase various types of stocks and bonds from the public.
Which of the following is an advantage of gathering data with surveys?
A. They uncover patterns of ideas from open-ended conversations.
B. They provide information about beliefs and attitudes.
C. They tell what people actually do.
D. People are likely to say what the researcher wants to hear.
Need this answer fast plsss !!!
Answer: B. They provide information about beliefs and attitudes.
-just took the quiz
Discuss the legal positions of the following situations with
reference to the Hire Purchase Act 1967.
(a) Ah Lan entered into a hire purchase agreement
with easy pay finance for the purchase of a te
The Hire Purchase Act 1967 is a legislation enacted by the Malaysian government to protect buyers who enter into hire-purchase agreements. The legislation provides a legal framework for the relationship between buyers and sellers, as well as outlining the rights and responsibilities of each party in the agreement.
In the given situation, Ah Lan has entered into a hire-purchase agreement with Easy Pay Finance for the purchase of a television set. The legal positions of the situation are as follows:If Ah Lan breaches the agreement by failing to make the monthly payments, Easy Pay Finance can repossess the television set and terminate the agreement without going to court.
However, if Ah Lan has already paid at least one-third of the purchase price, the seller cannot repossess the goods without obtaining a court order.If Ah Lan decides to return the television set and terminates the agreement, the seller must refund any money paid by Ah Lan, less any amounts due under the agreement and any reasonable costs associated with the repossession and sale of the goods. This is provided that the television is still in good condition and has not been damaged or abused in any way by Ah Lan.
TO know more about that legislation b visit:
https://brainly.com/question/28855381
#SPJ11
4. To promote diversity, companies actively seek and promote individuals in all of the following areas
except
1. educational levels.
2.ages
3. Races
4. National origins
Answer:
1.
Explanation:
Educational levels cannot be diversified depending on the position, many require a minimum level of education to properly conduct job functions.
is the inside of your car feeling hot on a summer day conduction, convection, or radiation
The demand for apples is given by the following equation:
QA = 75-5PA + Po + 21
Where PA is the price of apples, Po is the price of oranges, and I is the average consumer income. Note that this is not a conventional demand curve; it allows you to see how other factors influence the demand for apples. Given this:
a. Assume Po= 5 and I = 10. What is the equation for the inverse demand curve? What is the choke price?
b. Using the demand curve from part a, what is the quantity of apples demanded when PA=5? PA = 10?
c. Assume the price of oranges increases from 5 to 10, while incomes are unchanged. What is the new inverse demand curve and choke price? Has there been a change in the demand for apples, or a change in the quantity demanded for apples?
d. Based on the demand equation, are apples and oranges compliments or substitutes? How can you tell? Further, are apples normal or inferior goods? How can you tell?
Apples and oranges are complementary goods as an increase in orange price reduces apple demand. Apples are a normal good, where higher consumer income leads to increased demand.
a) The given equation for demand for apples is QA = 75-5PA + Po + 21. So, by substituting Po= 5 and I = 10 in the given equation, we get:QA = 75-5PA + 5 + 21 = 101-5PAInverse demand curve equation is given by;PA = (101-QA)/5The choke price occurs at QA = 0, thus the choke price is;PA = (101-0)/5 = 20.2.b) For PA = 5,Q = 101-5(5) = 76.For PA = 10,Q = 101-5(10) = 51.c) By substituting Po= 10 and I = 10 in the given equation, we get;QA = 96-5PAThe new inverse demand curve equation is given by;PA = (96-QA)/5The choke price occurs at QA = 0, thus the choke price is;PA = (96-0)/5 = 19.2There is no change in demand for apples, but there is a change in quantity demanded of apples.d) Apples and oranges are complementary goods, and this is because, an increase in the price of oranges will reduce the demand for apples. The type of good for apples is normal good because when consumer income increases, the demand for apples increases too.
learn more about complementary here:
https://brainly.com/question/30512193
#SPJ11
In the analysis of variance, large sample variances reduce the likelihood of rejecting the null hypothesis.
A. True
B. False
The given statement - In the analysis of variance, large sample variances reduce the likelihood of rejecting the null hypothesis is false.
In the analysis of variance (ANOVA), large sample variances increase the probability of dismissing the invalid theory. ANOVA compares the variety between bunches (explained variation) to the variety inside bunches (unexplained variation). When the test fluctuations are large, it shows that there's more inconstancy inside and between bunches, making it more likely that the watched contrasts between the bunches are significant.
The null hypothesis in ANOVA expects that there are no critical contrasts between the implies of the groups being compared. In this manner, if the sample variances are huge, it proposes that there's a significant sum of variety that cannot be ascribed to arbitrary chance alone. This increments the proof against the invalid theory and can lead to the dismissal of the null hypothesis in favour of the alternative theory, demonstrating that there are undoubtedly critical contrasts between the group implies.
In summary, large sample variances in ANOVA increment the probability of dismissing the null hypothesis instead of reducing it.
To know more about null hypothesis,
https://brainly.com/question/19263925
#SPJ4
A municipal term bond is issued with a mandatory sinking fund. At the first call date, bonds to be called are selected by: A random choice B longest maturity C highest interest rate D yield auction
When a municipal term bond is issued with a mandatory sinking fund, at the first call date, the bonds to be called are typically selected based on a pre-determined criteria, which may include the longest maturity, the highest interest rate, or a yield auction.
A sinking fund is a mechanism used by issuers of bonds to set aside funds over time to retire the bonds at maturity or through a series of call dates. When a mandatory sinking fund is in place, the issuer is required to retire a portion of the outstanding bonds at each call date, which reduces the overall amount of debt outstanding.
The method used to select the bonds to be called at the first call date can vary depending on the terms of the bond issue. A random choice is unlikely, as it does not provide a systematic way of retiring the debt. The longest maturity method involves calling the bonds with the longest remaining term to maturity. This method ensures that the issuer will retire the longest-term debt first, which reduces the overall duration of the outstanding debt.
The highest interest rate method involves calling the bonds with the highest coupon rate. This method reduces the issuer's interest expense, as it eliminates the bonds with the highest interest rates. Finally, a yield auction involves selecting the bonds to be called based on a bidding process in which bondholders bid the lowest yield at which they are willing to sell their bonds. This method ensures that the bonds are retired at the lowest cost to the issuer.
To know more about municipal term bond,
https://brainly.com/question/23880406
#SPJ11
Business is a social process . Discuss
Answer:
Business is a social process. a single person cannot run a business, there are many single owner but they also need other person's help or market help for their business survival. ex help of the resources,if the business is product based or help of customer If it is service based. all this things work together. the whole economy works together. so it is a social process .
Answer:
Technology aligned solutions integrating the functions and processes of hardware , software , telecommunications and networks . From basic internet connectivity to software development , w provide all kind of technological services based on the type of industry.
Explanation:
Hope this help BLINK!
2d character or 3d what u guys pickin?
Answer:2d
Explanation:
Answer:
3D
Explanation:
Because 2d is like just so flat and boring and 3d is cool because it looks like it pops out on paper and it is just really cool.
How can you find the lenders and servicers for your federal loans?
a.Call your school’s financial aid department
b.Call your bank
c.Visit the NSLDS website
d.Visit the MLB website
Which statement about the Federal Reserve (the Fed) is true?
O Unless a person works there, the Fed has little impact on everyday life.
O The Fed determines the criteria banks must use to evaluate loan requests.
O The Fed sets monetary policy, which affects the interest rates banks offer.
O Because it is independent, the Fed reviews and approves the national budget.
A statement that is true on the Federal Reserve is that C. The Fed sets monetary policy, which affects the interest rates banks offer.
What does the Federal Reserve do ?The American central bank is known as the Federal Reserve System (FRS). It is conceivably the most potent financial organization in the entire globe and is sometimes referred to as "the Fed." It was established to give the nation a secure, adaptable, and stable financial and monetary system.
Its primary duties include controlling the money supply, establishing interest rates, and overseeing the financial system. In times of economic crisis, it also serves as a lender of last resort, as was shown during the financial crisis of 2008.
These powers of the Federal Reserve mean that it is the one which sets the monetary policy of the United States. This monetary policy will then affect the interest rates on loans, offered by banks.
Find out more on the federal reserve at https://brainly.com/question/1997750
#SPJ1
What did you learn from writing the assignments in this course
and why do you think I made
them so different from the lecture material (No, it is not to mess
with you)? (20 Marks)
In writing the assignments in this course, I have learned the importance of critical thinking, independent research, and effective communication skills. I believe the assignments were made different from the lecture material to encourage students to engage with the material in a more active and independent way.
Through analyzing and synthesizing information from various sources, I have been able to deepen my understanding of the course material and apply it to real-world situations. Additionally, the assignments have allowed me to hone my writing skills and improve my ability to clearly and concisely convey my ideas.
By requiring us to do our own research and draw our own conclusions, we are forced to think critically and develop our own ideas rather than simply regurgitating information from the lectures.
This approach not only deepens our understanding of the material, but also prepares us for real-world situations where we will need to think independently and solve problems on our own. Furthermore, the assignments also help us to develop important skills such as time management, organization, and effective communication.
By giving us a variety of different types of assignments, we are able to practice these skills in different contexts and become more well-rounded and effective learners. Overall, I believe that the assignments in this course are an essential component of our learning experience and have helped me to develop a range of important skills and competencies.
For more such questions on effective communication
https://brainly.com/question/25793182
#SPJ8
who uses financial institutions?
Answer:Financial institutions encompass a broad range of business operations within the financial services sector including banks, trust companies, insurance companies, brokerage firms, and investment dealers. Financial institutions can vary by size, scope, and geography
Explanation:
Answer:
The answer is: comercial banks, investment banks, brokerage firms, insurance companies, and asset management.
A cook checks the temperature of soup being held for service, and it is 130°F (54°C). The cook reheats the soup to 165°F (74°C). This is an
example of
Answer: taking a corrective action.
Explanation:
From the question, we are informed that a cook checks the temperature of soup being held for service, and it is 130°F (54°C) and then tge cook reheats the soup to 165°F (74°C). This is an example of taking a corrective action.
A correction action refers to a solution that helps in fixing a particular problem.
In this case, the corrective action taken by the cook helps in preventing the soup from spoiling.
Influence of oppurtunity cost on decision makers(economic agents).i dont understand this topic can somebody help me? Thank you
Hi. An explanation of your question is typed below. Take your time to read and understand it. I will make it as simple as possible.
Explanation:
Opportunity cost can be defined as the cost of an alternative forgone when choice is made. This can be simply defined as the cost of something that is left undone as when a choice is made between 2 things to do.
An example is having to choose between going for a vacation or buy a PS5. When yo decide to go for the vacation, the opportunity cost is the PS5. That means you would rather go on a vacation that get a PS5. This can be due to a number of reasons but more often than not, money is usually the factor for making decisions.
That is the money you have at hand decides what you do with it. If you feel you vacation will not be as expensive as getting a PS5, this makes getting the PS5 delayed till the vacation is out of the way.
Other determinants of decision making thta transcends/goes beyond money includes; energy loss, time loss, etc.
These factors alongside money help to determine the opportunity cost.
I trust that you have an idea now about opportunity cost and how decision makers affects it. Cheers.
All of the following are factors that draw companies into the international arena except for what?
A.The company sees better profit opportunities than in the domestic market.
B.The company needs a larger customer base to achieve economies of scale.
C.Customers are going abroad and require international service.
D.The company wants to increase dependence on one market.
E.The company decides to counterattack global competitors in their home markets.
All of the following are factors that draw companies into the international arena except for D) The company wants to increase dependence on one market.
The factors that draw companies into the international arena include better profit opportunities than in the domestic market, a larger customer base to achieve economies of scale, customers going abroad and requiring international service, and the company's decision to counterattack global competitors in their home markets. However, a company would not want to increase its dependence on one market by entering the international arena, as this would increase the company's risk exposure and limit its growth potential. Therefore, option D is not a factor that draws companies into the international arena.
To learn more about International arena, click here:
https://brainly.com/question/31131997
#SPJ11
If you have $600 and you find an investment that annually yields 3%, how much interest would you earn in 15 years?
Answer:
$270.00 in 15 years
Explanation:
3% of $600 = $18.00 annually
$18.00 x 15 years = $270.00 interest earned
What should you do before giving contact information for your references to a potential employer? A. Notify references and get their permission. B. Write a follow-up letter. C. Research the company on its website. D. Introduce your references to each other. picor provided
Aden is a small engine mechanic who earns a regular hourly rate of $15.68. For overtime, he earns time and a half on Saturdays and double time on Sundays. This week he worked his regular 40 hours plus 8 hours on Saturday and 7 hours on Sunday. What’s his total pay?
Answer:
$1,034.88
Explanation:
Aden total pay will be
regular hours worked x regular pay
=40 hrs x $15.68
=$627.2
Overtime hours
Saturday rate :$15.68 x 1.5 =$23.52
Hours worked on Saturday= 8 hrs
Saturday pay = $15.68 x 8
=$188.16
Sunday rate : $15.68 x 2= $31.36
Hours worked on Sunday = 7
Sunday pay = $31.36 x 7
=$219.
Total pay =$627.2 + $188.16 +$219.52
=$1,034.88
what would you like to learn or put into practice right now to prevent dealing with the same financial challenges in the future?
Here are a few key steps you can take:
Financial Education: Invest time in learning about personal finance, budgeting, saving, investing, and other relevant topics. Strengthening your financial literacy can help you make informed decisions and avoid common financial pitfalls. Budgeting and Financial Planning: Create a comprehensive budget to track your income, expenses, and savings. Set financial goals and develop a plan to achieve them. Regularly review and adjust your budget to align with your changing circumstances. Building an Emergency Fund: Establish an emergency fund to provide a financial cushion in case of unexpected expenses or emergencies. Aim to save three to six months' worth of living expenses in a separate savings account.
learn more about:- Financial Education here
https://brainly.com/question/919597
#SPJ11
To see if a potential new project fits within the whole, an organization may consider interactions among various portfolio projects, such as interdependencies, competing resources, and timing. these activities best fit within the ____ step of the process phase of the portfolio selection process.
These activities best fit within the preprocess step of the process phase of the portfolio selection process.
The goal of portfolio selection is to evaluate a group of securities from a wide range of potential choices. It seeks to maximize investors' investment returns. Investors must choose between profit maximization and risk mitigation, according to Markowitz (1952).Preprocess phase is choosing selection procedures and formulating strategic guiding principles for project evaluation. The following activities like interactions among various portfolio projects, such as interdependencies, competing resources, and timing are likely to be included in the preprocess phase of the project portfolio selection process. The pre-process stages includes defining the strategic emphasis and determining the resource constraints. Determine all facets of the portfolio during the pre-process phase of portfolio selection.Learn more about Portfolio Selection process here:
https://brainly.com/question/15401975
#SPJ4
A municipality is issuing 40,000 bonds at a public offering price of $1,000. The manager of the underwriting syndicate receives $1.50 per bond. The total takedown is $6.50 per bond and the selling concession is $4.00 per bond. Assume the entire issue is sold with the selling group distributing 20,000 of the bonds sold. Calculate the amount of compensation the syndicate will receive for its risk on selling group sales
Answer:
$50,00
Explanation:
Calculation to determine the amount of compensation the syndicate will receive for their risk on selling group sales.
First step is to determine the Amount receive per bond for their risk.
Using this formula
Amount receive=Total takedown -Selling concession
Let plug in the formula
Amount receive=$6.50 -$4.00
Amount receive=$2.50
Now let determine the amount of compensation the syndicate will receive for their risk
Compensation received =$2.50*20,000 bonds
Compensation received= $50,000
Therefore the amount of compensation the syndicate will receive for their risk on selling group sales is $50,000
What is one method that helps control online fraud? O A. Deleting odd emails before reading B. Reporting odd emails to police • C. Reporting odd emails as spam • D. Signing into email in many locations
Answer: C. Reporting odd emails as spam
Explanation:
The average person in the United States consumes about 2.61
gallons of oil a day. If the average lifespan is 79 years, how many
people could that oil supply for life?
Given: The average person in the United States consumes about 2.61 gallons of oil a day, the average lifespan is 79 years.
Now, we have to find the number of people that could that oil supply for life.So, we can solve the question by following these steps:First, we have to calculate the total oil consumed by one person in a lifetime.Total oil consumed by one person in a day = 2.61 gallons.Total oil consumed by one person in a year = 2.61 × 365 gallons= 952.65 gallons Total oil consumed by one person in 79 years = 952.65 × 79 = 75255.35 gallons.So, one person consumes 75255.35 gallons in a lifetime.Now, we have to calculate the number of people that could that oil supply for life. To find that, we will divide the total oil supply by the oil consumed by one person.
Total oil supply = ?Number of people that could that oil supply for life = ?So,Number of people that could that oil supply for life = Total oil supply / Oil consumed by one person So, Total oil supply = Oil consumed by one person × Number of people that could that oil supply for life Number of people that could that oil supply for life = Total oil supply / Oil consumed by one person We know that the population of the US is around 331 million people.So, 75255.35 gallons is sufficient for 75255.35 / 331 = 227 people for life. Therefore, the answer is 227.
To know more about gallons visit
https://brainly.com/question/33246906
#SPJ11
After German reunification and the disintegration of communist rule in Eastern Europe, most countries in that region sought to join the European Union (EU), including the Economic and Monetary Union (EMU). Many now use the euro. Why do you believe these countries were eager to integrate with Western Europe
The desire for political and economic freedom, access to a larger market, and greater political stability and cooperation were the main reasons why Eastern European countries sought to integrate with Western Europe by joining the European Union and adopting the euro.
The countries in Eastern Europe had suffered under communist rule for many years, and the collapse of the Soviet Union and the fall of the Berlin Wall signaled the end of this oppressive regime. The desire for political and economic freedom was strong, and the European Union represented an opportunity to achieve this.
By joining the EU and the EMU, these countries could benefit from the economic stability and growth that the EU offered. The EU provided access to a larger market, access to funding for infrastructure and development, and the opportunity to attract foreign investment.
Furthermore, membership in the EU represented a step towards greater political stability and cooperation, and the countries in Eastern Europe sought to be a part of this larger community of nations. Joining the EU also meant access to the Schengen Area, which allowed for the free movement of people and goods across borders, making it easier to travel and do business with other EU member states.
Finally, the adoption of the euro as a common currency offered economic benefits, including the elimination of exchange rate risk and greater price stability. This made it easier for businesses to operate across borders and helped to attract foreign investment.
For more such questions on economic freedom visit:
https://brainly.com/question/30726671
#SPJ11
Adalyn wants to find a job in Education and Training. She has excellent analytical thinking and leadership skills, but she does not want to work directly with students. Which career would be the best option for her? A. curriculum developer B. high school teacher C. school counselor D. speech-language pathologist
Answer:
A. curriculum developer
Explanation:
A curriculum developer refers to an individual who is typically an educational professional who is saddled with the responsibility of creating or developing topics, instructional materials and teaching techniques (methods) that are to be used by classroom teachers to instruct, lecture and teach students. Thus, curriculum developers do not work directly with students but are part of the chain responsible for ensuring that students get the best form of knowledge and learning experience in schools.
Additionally, curriculum developers are to ensure that the curriculum used for teaching students are totally or completely in compliance with sets of standards established by the school and regulatory agencies in the state.
In this scenario, Adalyn wants to find a job in Education and Training. She has excellent analytical thinking and leadership skills, but she does not want to work directly with students.
Hence, the career which would be the best option for her is to be a curriculum developer.
Answer:
A. curriculum developer
Explanation: