if the bank supervisors find that a bank has low or negative net worth, or is making too high a proportion of risky loans, they can _________.
Answers
If bank supervisors find that a bank has low or negative net worth or is making too high a proportion of risky loans, they can take regulatory actions to address the situation.
When bank supervisors identify issues such as low or negative net worth or excessive risk-taking in a bank, they have the authority to take regulatory actions. These actions are aimed at addressing the problems and ensuring the stability and soundness of the banking system. Some possible regulatory actions include imposing additional capital requirements, restricting lending activities, conducting more frequent examinations and audits, requiring the bank to develop and implement a corrective action plan, and in extreme cases, closing or liquidating the bank. The specific actions taken depend on the severity of the issues and the regulatory framework in place.
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Related Questions
How can you determine an independent contractor?
A. Independent contractors have an interview and a daily schedule
b. Their work and work hours are minimally controlled
c. Their work and work hours are moderately controlled
Answers
Answer:
B.
Explanation:
Answer:
b
Explanation:
9 48. The stages of human development are: 1.Clear and distinct 2.Varied from person to person 3.Easily navigated 4.Only physical traits
Answers
Answer:
2. VARIED FROM PERSON TO PERSON
Explanation:
1. Rick Jenson is paid semi-monthlyHis yearly salary is $36,000 and is paid time and a half for any hours worked over 40 in a week. During the payroll period, he had 4 hours of overtime. Calculate Rick's pay and overtime rate for the semi- monthly period.
Answers
During the payroll period, he had 4 hours of overtime. Rick's pay and overtime rate for the semi- monthly period is $918.
Your response is $918 because you are aware that he was paid $18 per hour and put in 35 hours
which you can calculate as 18x35-630. He also put in 8 hours of overtime, which is double the regular amount, so you can multiply 18 by 2 to get 36 and 36 by 8 to get 288, and then add the two to get $918, which is Rick's total pay.
Paychecks are issued twice a month under a semi-monthly pay schedule, typically on set days like the first and fifteenth or the fifteenth and thirtyth.
They might not always fall on the same day of the week, and as a result, you would only pay your employees 26 times a year as opposed to 24. Switching to a semi-monthly pay schedule, which means each month includes two pay periods, has helped us maintain more stable cash flow. Biweekly payrolls are processed every two weeks, whereas semimonthly payrolls are processed twice a month, typically on the 15th and last day of the month.
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any two importance of office resources
Answers
Two importance of office resources are greater output and promote productivity .
What are office resources ?All of the resources and amenities found in an office, including people, tools and supplies, furniture and equipment, cash, modes of transportation, and communication, are referred to as office resources. These resources are used to help the organization achieve its goals.
Two improtance of office resources are:Greater output is made possible because every business strives to produce as much as possible while using the fewest resources possible. Better resource utilization management can be used to accomplish such a feat.It helps to promote productivity: Office supplies aid in boosting office employees' productivity. Equipment such as furniture, machinery, and other items make work more comfortable and convenient, which improves worker productivity.Learn more about office resources here https://brainly.com/question/20436648
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using the lifo retail method, a new layer at retail is determined by subtracting what from ending inventory at retail?
Answers
To determine a new layer at retail using the LIFO retail method, subtract the beginning inventory at retail from the ending inventory at retail.
The LIFO (Last-In, First-Out) retail method is an inventory valuation method that assumes the most recent items added to inventory are the first ones to be sold. This method is useful for companies with fluctuating inventory costs, as it can help manage the impact of changing costs on the financial statements.
When using the LIFO retail method, a new layer at retail is determined by taking the ending inventory at retail and subtracting the beginning inventory at retail. This calculation identifies the new layer of inventory that has been added during the accounting period. The new layer's cost is then combined with the cost of the beginning inventory, and the total cost of goods available for sale is calculated. Finally, the cost of goods sold is determined by subtracting the ending inventory cost from the total cost of goods available for sale.
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i. What is meant by derive demand? a. The demand is derived in beginning economic classes.
b. The demand is derived from income, tastes, etc. of sellers.
c. The demand is derived from the price elasticity of demand.
d. The demand for a resources id derived from the demand for what it can produce.
Answers
Answer:
D is the answer ( The demand for a resources is derived from the demand for what it can produce.)
Explanation:
Which of the following statements best characterizes the bottom line of security for e-commerce?
A) Good security is expensive but critical, and it is the responsibility of the customer to ensure that his or her private information is secure.
B) Good security is inexpensive but critical, and it is the responsibility of the customer to ensure that his or her private information is secure.
C) Good security is expensive but critical, and it is the responsibility of the business to ensure that the customer's private information is secure.
D) Good security is inexpensive but critical, and it is the responsibility of the business to ensure that the customer's private information is secure.
Answers
Answer:
Good security is expensive but critical, and it is the responsibility of the business to ensure that the customer's private information is secure. C
Explanation:
The blank is the the minimum amount of your bill you must pay each month.
Answers
minimum payment
the least amount of money that must be paid at the end of a month
3.5. In a public limited company, the losses are
borne by the
(A) staff
(B) directors
(C) community
(D) shareholders
Answers
Answer: D
Explanation: Had this test before
Answer:
d
Explanation:
]
Briefly describe an individual’s legal alternatives when he is positive that his employer has not promoted him because of his national origin. Does the alleged discrimination automatically produce a lawsuit? (from Chapter 3: Ensuring Fair Treatment and Legal Compliance)
Answers
When an individual believes that they have not been promoted by their employer due to their national origin, there are legal alternatives they can consider.
However, it is important to note that alleged discrimination does not automatically lead to a lawsuit. Let's explore the options an individual may have in such a situation.
1. Internal Complaint: The first step is to address the issue internally within the company. The individual can file a complaint with their employer's human resources department or follow any established grievance procedures. This allows the company an opportunity to investigate the matter and potentially resolve it without legal action.
2. Documentation: It is crucial for the individual to gather and maintain any evidence that supports their claim of national origin discrimination. This can include emails, performance reviews, or any other relevant documents that demonstrate a pattern of discriminatory behavior.
3. Consultation with an Attorney: If the internal complaint does not lead to a satisfactory resolution, the individual may consider seeking legal advice from an employment discrimination attorney. The attorney can evaluate the case and provide guidance on the next steps based on the specific circumstances.
4. Filing a Charge with a Government Agency: In some cases, individuals may need to file a charge with a government agency, such as the Equal Employment Opportunity Commission (EEOC) in the United States. These agencies are responsible for investigating claims of employment discrimination. Filing a charge is often a prerequisite to filing a lawsuit and ensures that the claim is properly documented.
5. Mediation or Settlement: Prior to pursuing litigation, individuals may have the option to engage in mediation or settlement discussions. This involves a neutral third party facilitating negotiations between the individual and their employer to reach a mutually agreeable resolution. Mediation can be a less adversarial and time-consuming process compared to a lawsuit.
6. Lawsuit: If all other avenues have been exhausted or are not successful, the individual may decide to file a lawsuit against their employer. This step should be taken after careful consideration, as it can be a complex and lengthy process. Legal representation is highly recommended in this scenario.
It is important to note that the legal alternatives available may vary depending on the jurisdiction and local labor laws. Seeking legal advice specific to the individual's situation is crucial to understanding the options and potential outcomes.
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If the store where you purchased an item cannot or will not help you with a problem,
the next place to turn is to the manufacturer.
TRUE OR FALSE
Answers
Answer:
True
Explanation:
according to the reading, which is the correct order for the steps in the hiring process?
Answers
The specific stages will vary depending on the organisation, but the fundamentals involve posting the job hiring, reviewing applications, screening applicants, conducting interviews, making a final selection, conducting testing, and extending an offer.
Some of these phases may be combined or repeated, depending on the number of roles you are hiring for and the size of your hiring teams. Open the demand, screen the applicants, interview the prospects, choose the best, and make the offer are the five distinct stages of the hiring process that recruiters can help hiring managers offer. The final phase of an interview is equally as crucial as the others.
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You drink 19 beers to celebrate the end of your risk management and insurance class, then have an accident while driving home from the bar. The police charge you with drunk driving, and with hitting another automobile from behind. What will your automobile insurer do when you file a claim for the damage to your car, and, what will it do when the injured people in the other car file claims to have their bodily injuries paid for
Answers
Answer: The insurer will pay for claims that was insured for or that which the insurance package covers.
Explanation:
Insurance could be described simply as a cover for damages done either in the present or future to be able to curb losses. Insurance companies offer various packages or insurance covers to the client, ranging from house, to cars and other various insurance cover. The insurance company will pay the claim for the accidents but this would be based on the particular claim that was insured for because the Insurance company won't pay for claim that wasn't insured, it would be a loss on their side
Carla Vista Company begins operations on July 1,2022. Information from job cost sheets shows the following: Job 202 was completed in July, Job 100 was completed in August, and Jobs 101 and 103 were completed in September, Each job was sold for 60% above its cost in the month following completion. Compute the balance in Finished Goods inventory at the end of Septembar. Balance in Finished Goods inventery.
Answers
The balance in Finished Goods inventory at the end of September is $13,017.60. This is calculated by subtracting the total cost of completed jobs in September from the total selling price of those jobs.
To compute the balance in Finished Goods inventory at the end of September, we need to calculate the total cost of completed jobs in September.
September completed jobs:
Job 101: Cost = $10,368
Job 103: Cost = $11,328
Total cost of September completed jobs = $10,368 + $11,328 = $21,696
Next, we need to calculate the selling price for each job. Each job is sold for 60% above its cost in the month following completion.
September completed jobs selling prices
Job 101: Selling price = $10,368 + 60% = $10,368 + $6,220.80 = $16,588.80
Job 103: Selling price = $11,328 + 60% = $11,328 + $6,796.80 = $18,124.80
Finally, we can compute the balance in Finished Goods inventory at the end of September.
Balance in Finished Goods inventory = Total selling price of September completed jobs - Total cost of September completed jobs
Balance in Finished Goods inventory = ($16,588.80 + $18,124.80) - $21,696
Balance in Finished Goods inventory = $34,713.60 - $21,696
Balance in Finished Goods inventory = $13,017.60
Therefore, the balance in Finished Goods inventory at the end of September is $13,017.60.
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--The given question is incomplete, the complete question is given below "Carla Vista Company begins operations on July 1,2022. Information from job cost sheets shows the following: Job 202 was completed in July, Job 100 was completed in August, and Jobs 101 and 103 were completed in September, Each job was sold for 60% above its cost in the month following completion. Compute the balance in Finished Goods inventory at the end of Septembar. Balance in Finished Goods inventery.
job no. july august september
100 $11,520 $8,448
101 10,368 9312 $11,520
102 4,800
103 11,328 5760
104 5568 6720 "--
What can a boosted post help an advertiser achieve?
Answers
A boosted post helps an adviser to connect with the audience and gain trust.
Boosted post is a kind of post that is used on social media platforms in order to enhance the page of the platform and to attract audience to the page. Boosted post can help better communication with the audience along with the increase in a greater number of messages, calls and texts. Boosted posts help for better advertisements of the product. For example, A Chocolate brand may use Boosted posts to gain audience as well as consumers. Boosted posts helps an adviser to be discovered among people, to establish a benchmark in the market and to gain more and more customers. It's a kind of marketing strategy used for publicity purpose.
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Can Some people give me brainliest I'll give ya'll all my points when I see it
Answers
Answer:
Explanation: why u delete all your questions that u answered for me?
If I am to leave a place at 12:00 am and it is 9:35 am now, How long until I leave at twelve?
Answers
Use the following information for razor company to compute inventory turnover for 2013.
2013 2012
net sales $647,500 $582,000
cost of goods sold 388,500 360,840
ending inventory 77,700 79,380
Answers
Inventory turnover ratio for 2013 = 4.95
Inventory Turnover Ratio:Inventory turnover ratio is calculated by dividing cost of goods sold ( COGS ) by average inventory. This ratio calculates efficiency in producing & selling its products. It indicates how efficient the company is in converting its finished goods inventory into sales.
Data for the year 2013-
Opening inventory in the year 2013 = Ending inventory in 2012 = $79,380Cost of goods sold = $388,500Ending inventory = $77,700Formula -
We use the formula of Average inventory, sum of the opening inventory and closing inventory and divide the sum of both inventories.
We take :
Opening inventory = x
Closing Inventory = y
Average inventory = \(\frac{x+y}{2}\)Putting data into the formula, we get
Average inventory = ( $79,380 + $77,700) / 2 = $78,540Formula -
Similarly, We use the formula of inventory turnover ratio , the ratio of Cost of goods sold ( COGS ) and Average inventory.
Putting data into the formula, we get
Inventory turnover ratio = $388,500 / $78,540= 4.9465
Thus, inventory turnover ratio for 2013= 4.95
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The number of dependents that people are choosing to have is ?
O decreasing
O increasing
Answers
Current demographic trends show that the number of dependents that people choose to have is Decreasing.
What is the trend in dependants?A general trend that has been noticed in recent years is that people are choosing to have less dependants such as children.
The top reasons for this include more education and increased economic hardship.
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40 POINTS
Why do you think more companies focus on acquiring new customers than on retaining existing ones? What recommendations would you make to a company that wants to do a better job of satisfying its customers?
Answers
Answer:
Companies always want to new customers.
Explanation:
However, keeping the old ones would keep their reputation better and show that there service is excellent. They would keep existing ones to bring in new ones
Match the term to the example
Answer Bank:
Goods Marketing
Services Marketing
Mass Marketing
Micromarketing
Business to Business
Macromarketing
For Profit Marketing
Geographic Marketing
Business to Consumer
Nonprofit Marketing
Direct Marketing
Examples:
A company that sells office products to large corporations
Advertising for a diamond ring for Valentine’s Day
Keeping a store franchise in a certain state
Getting donations to help victims of a natural disaster
Identifying customers who want someone to help them plan which investments to purchase
Training car salespeople to identify the right car for different kinds of customers
A grocery store
Billboard advertisements you see along the freeway
Getting people to join an after school extracurricular activity
Studying the effect of advertisements that use photoshop on the self-image of young people
A company that sells furniture
Answers
Answer:
li siento no puesobhsdar las resouestav
Which sentence indicates that Rudolph is following a market skimming pricing policy?
Rudolph launched his brand of high-end audio speakers called Rudebox. He introduced his first line of products at $40,000. He plans to periodically bring down the price. Very soon he will launch the second edition of Rudebox, which would be of a lower price range, and designed for the masses.
Answers
Answer:
Very soon he will launch the second edition of Rudebox, which would be of a lower price range, and designed for the masses.
Explanation:
Market skimming pricing policy, or price skimming is the pricing strategy that is used by business owners to make the initial price of a product high and then reduce it subsequently so more people can be able to afford it.
The sentence that shows that Rudolph is following a market skimming price policy is his decision to reduce the price of his Rudebox in a second edition which is designed for the masses.
Answer:
He plans to periodically bring down the price
Explanation:
f the company's volume doubles, the company's total cost will Group of answer choices decrease. stay the same. double as well. increase but will not double.
Answers
If the company's volume doubles, the company's total cost will increase but will not double.
What is total cost?This is the sum of all of the costs that are incurred in the production of output by the business firm.
It is made up of the variable cost and it is the total cost of production in economics.
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Please help me!!! Click here for question!
Most modern manufacturing jobs offer
competitive salaries
hazardous work environments
only assembly line positions
limited benefits
Answers
Answer:
The answer is A: competitive salaries
Explanation:
I just did this test and this was the right answer.
Most modern manufacturing jobs offer competitive salaries Option(A) is correct. Manufacturing designing is the field of designing that plans and upgrades the manufacturing system, or the means through which natural substances are changed into an end result.
What does manufacturing means?Manufacturing is the creation or creation of merchandise with the assistance of hardware, work, machines, devices, and compound or natural handling or definition. It is the pith of auxiliary area of the economy.
The term might allude to a scope of human movement, from craftsmanship to cutting edge, however it is generally usually applied to modern plan, in which unrefined components from the essential area are changed into completed merchandise for a huge scope.
Such merchandise might be offered to different makers for the development of other more complicated items (like airplane, home devices, furniture, athletic gear or cars), or conveyed by means of the tertiary business to end clients and shoppers (normally through wholesalers, who thusly offer to retailers, who then, at that point, offer them to individual clients).
Therefore Option(A) is correct.
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the cs company makes "backplanes" for communication and storages devices. two employees per shift participate in the production of the backplanes. recently, they converted their production process from batch into assembly line. they also used computers to assist the employees at the workstations. as a result, productivity has changed. the site manager, mark galvin, said that the employees produced 300 backplanes in seven days using three shifts by the batch process. later, they produced 250 backplanes in four days using just two shifts with the new assembly-line approach. assuming the same number of employees worked during each shift, and before and after the conversion, what is the growth in labor productivity per employee per shift? round to two decimal places.
Answers
The conversion of the production process from batch to assembly line, along with the implementation of computer assistance, resulted in a change in productivity for CS Company, which manufactures backplanes. By comparing the number of backplanes produced per employee per shift before and after the conversion, a growth in labor productivity of 25% was observed.
To calculate the growth in labor productivity per employee per shift, we need to compare the number of backplanes produced per employee per shift before and after the conversion to the assembly-line approach.
Before the conversion (batch process):
Number of backplanes produced: 300
Number of shifts: 3
Number of employees per shift: 2
Productivity per employee per shift (before): 300 backplanes / (3 shifts * 2 employees) = 50 backplanes per employee per shift
After the conversion (assembly-line approach):
Number of backplanes produced: 250
Number of shifts: 2
Number of employees per shift: 2
Productivity per employee per shift (after): 250 backplanes / (2 shifts * 2 employees) = 62.5 backplanes per employee per shift
To calculate the growth in labor productivity per employee per shift:
Growth in productivity = (Productivity after - Productivity before) / Productivity before
Growth in productivity = (62.5 - 50) / 50 = 0.25 or 25%
Therefore, the growth in labor productivity per employee per shift is 25%.
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what is human resources in south Africa
Answers
Explanation:
Human resources refer to a country's population, their skills and abilities
Myra took a 20-year loan for $80,000 at an APR of 11.5% compounded monthly approximately what would be the total cost of her loan if you paid it off 13 years early
Answers
just dropped a file plus can you Brainliest me ?
Answer: 140,581.40
For me at least^
Explanation: Good Luck! :)
What is the practice called when a business prices its goods or services so low that other businesses can no longer compete and are driven from the market?.
Answers
When a company sets its prices for its products or services so low that competitors are unable to compete and are driven out of the market, this behaviour is known as predatory pricing.
Who are called as competitors?Competitors are companies that can provide clients with the same or comparable products and services as yours. In a competitive market, a company's market share declines and its client base gets smaller, especially if there is a finite amount of demand.
In order to remain competitive, a market can also compel prices to be lowered, which reduces profit margins for each product or service. An extreme case is a market that is overcrowded.
The greatest method to set company apart from the competition is to use effective marketing techniques.
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Budgeting for Needs
Select the items that are needs from your credit card statement.
CREDIT CARD STATEMENT
Last Month
Groceries$200
Movie rentals$15
Concert tickets$120
Internet services$60
Fitness class$35
Go-kart racing$50
Answers
internet services maybe especially during a pandemic
hope this helps
The items that are needed from your credit card statement are Groceries $200, Internet Services $60 and Fitness Class $35. The correct options are a, d and e.
What is a credit card?A credit card is a thin rectangular piece of plastic or metal issued by a bank or financial services company that allows cardholders to borrow funds with which to pay for goods and services with merchants that accept cards for payment.
Credit cards impose the condition that cardholders pay back the borrowed money, plus any applicable interest, as well as any additional agreed-upon charges, either in full by the billing date or over time.
In addition to the standard credit line, the credit card issuer may also grant a separate cash line of credit to cardholders, enabling them to borrow money in the form of cash advances that can be accessed through bank tellers, ATMs, or credit card convenience checks.
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Which policy covers an organization against losses which might arise as a result of debtors failure to pay their debts
Answers
Answer:
A credit insurance policy covers an organization against losses that might arise as a result of debtors failing to pay their debts. Credit insurance is designed to protect a business against the risk of nonpayment by its customers or clients. It can cover a wide range of risks, including commercial and political risks, and can be customized to meet the specific needs of an organization. Credit insurance can be an important tool for businesses that rely on credit to fund their operations or that have a large number of customer accounts. It can help to mitigate the financial impact of unpaid debts and reduce the risk of financial losses for the business.