The statement "Bond price sensitivity to yield changes increases with coupon rate" is false as bond price sensitivity to yield changes decreases as the coupon rate increases.
Bond price sensitivity, also known as duration, measures the percentage change in the price of a bond in response to a change in its yield. Duration takes into account both the time to maturity and the timing of the bond's cash flows. It is a measure of the bond's price volatility in response to changes in interest rates.
When a bond has a higher coupon rate, it means that the bond pays a higher percentage of its face value as interest payments. As a result, the bondholder receives more cash flows over the bond's life, reducing the bond's duration.
This is because the higher coupon payments effectively return more of the investor's principal earlier in the bond's life, reducing the bond's sensitivity to changes in yield.
On the other hand, a bond with a lower coupon rate pays a smaller percentage of its face value as interest, resulting in fewer cash flows and a longer duration. These bonds are more sensitive to changes in interest rates because a larger portion of the investor's principal is returned at maturity, making the bond's price more sensitive to changes in yield.
In summary, bond price sensitivity to yield changes decreases as the coupon rate increases. Higher coupon rates lead to shorter durations and lower price volatility, while lower coupon rates result in longer durations and higher price volatility in response to changes in interest rates.
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coffee to
growing more
16)
16]
2 TGH are a public limited company which makes sports shoes (trainers). It makes
a variety of designs for the mass market. The mass market is for young people
who want fashionable sports shoes as well as those who play sport. The Directors
segment of customers who have a medical problem with their feet and need
recently decided to target a niche market which is for a particular market
b) Identify two examples of the different markets for TGH products.
c) Identify and explain two reasons why TGH sell to a niche market.
d) Identify and explain two advantages to TGH of segmenting the market
e) Do you think the Directors of TGH were right to target a niche market
or should they have stayed with just a mass market? Justify your answer.
specially designed shoes,
a) What is meant by a 'niche market'?
for sports shoes.
Revision checklist
In this chapter you have learned:
the role of marketing-identifying and satisfying customer needs as well as
Answer:
Is this reading then answering questions or....
Explanation:
I dont get the question sry but I'll try to help
twelve years ago, you invested $4,800. today, your investment is worth $8,750. what is your rate of return?
To calculate the rate of return on an investment, you need to divide the profit or gain by the original investment and express the result as a percentage.
In this case, the original investment was $4,800 and the current value is $8,750, so the profit or gain is:
$8,750 - $4,800 = $3,950
To find the rate of return, divide the profit by the original investment:
$3,950 ÷ $4,800 = 0.8229
To express this as a percentage, multiply by 100:
0.8229 × 100 = 82.29%
Therefore, your rate of return is approximately 82.29%.
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when journaling a correcting entry, what do you debit in the transaction that incorrectly debited electric expense instead of utilities expense? question 17 options: utilities expense miscellaneous expense electric expense cash
When journaling a correcting entry to correct an incorrect transaction that debited electric expenses instead of utility expenses, you would debit Utility Expenses and credit Electric Expenses. Here option A and C are the correct answer.
The purpose of the correcting entry is to make an adjustment to the original transaction so that it accurately reflects the correct account. In this case, the original transaction incorrectly debited Electric Expense, which is not the correct account. To correct the mistake, you would debit Utilities Expense, which is the correct account, and credit Electric Expense to reverse the original entry.
The debit to Utilities Expense (A) will increase the amount in that account, which reflects the actual cost incurred for the utility services. The credit to Electric Expense (C) will decrease the amount in that account, which corrects the error that was made in the original transaction.
Complete question:
when journaling a correcting entry, what do you debit in the transaction that incorrectly debited electric expense instead of utilities expense?
A - utilities expense
B - miscellaneous expense
C - electric expense
D - cash
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Question 3 of 25
Which of the following statements best explains why some people get life
insurance and others don't?
A. Life insurance is a cost that has no direct benefit.
B. Some people have more than one life-insurance policy.
C. Different people are willing to face different kinds of risks.
D. Some life insurance companies go out of business before you die.
Packaging
Review all the functions of packaging that are covered in this lesson. Consider products sold online only. What type of product would that be?
Activity
Answer the following questions:
Which of the six functions of packaging would probably not be important for a product that is sold only online, not in stores?
Which might be more important?
The six functions of packaging include protection, containment, communication, convenience, promotion, and sustainability.
When considering products sold only online, protection and containment may not be as important since the product is not physically handled until it reaches the customer.
Communication and promotion, however, may be even more critical for online-only products since they need to stand out in a digital environment and provide all necessary information to the customer. Convenience may also play a significant role as the packaging should be easy to open, dispose of, or return.
Additionally, sustainability may also be a factor as customers are becoming more environmentally conscious and may prefer eco-friendly packaging options.
Therefore, an online-only product may be a digital service, such as an app or software, or a physical product that can be easily shipped, such as clothing or electronics.
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Plz, Help quickly. In accordance with the seven core elements of an effective occupational safety and health program, what should management do to support the program effectively?
Select the 4 answer options that apply.
Communicate their commitment to the programs through a written statement.
Establish realistic, attainable, and measurable goals.
Encourage employee participation by publicly punishing those who do not participate.
Only allow senior management level employees to be involved with the program evaluation, to avoid conflict.
Allocate resources to the program by integrating it into the budget and time planning.
Establish a process to report any safety and health concerns.
Answer:
Communicate their commitment to the programs through a written statement.
Establish realistic, attainable, and measurable goals.
Allocate resources to the program by integrating it into the budget and time planning.
Establish a process to report any safety and health concerns.
Explanation:
In accordance with the seven core elements of an effective occupational safety and health program, management should follow the following to support the program effectively:
Communicate their commitment to the programs through a written statement.
Establish realistic, attainable, and measurable goals.
Allocate resources to the program by integrating it into the budget and time planning.
Establish a process to report any safety and health concerns.
How to solve problems in group work
Answer: Solve problems as a group by working together and problem solving, as well as listening to all ideas.
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just classify the task between groups and task will be easy to doIf you are willing to run out of cash for 10% of the days, how much cash should you $ (Round to the nearest hundred dollars as needed.) (c) If you are willing to run out of cash for 10% of the days, how much cash should you put in the ATM each day? (Round to the nearest hundred dollars as needed.) (c) If you are willing to run out of cash for 10% of the days, how much cash should you $ (Round to the nearest hundred dollars as needed.)
The amount of cash one should have for 10% of the days if they are willing to run out of cash should be $370.
To determine the cash to put in the ATM each day if one is willing to run out of cash for 10% of the days, the average daily cash needed is calculated by multiplying the amount of cash needed for the entire period by the percentage of the days. Therefore, the amount of cash one should put in the ATM each day is $74.
If one is willing to run out of cash for 10% of the days, it means that one wants to have enough cash for 90% of the days. This is because 100% - 10% = 90%.Thus, the amount of cash needed for 90% of the days can be calculated as follows:
Let x be the amount of cash needed for the entire period, then for 90% of the days, the amount of cash needed is 0.9x.
For the remaining 10% of the days, the amount of cash needed is zero.
Therefore, the total amount of cash needed for the entire period is given by:
Total amount = 0.9x + 0 = 0.9x
Thus, if one is willing to run out of cash for 10% of the days, the amount of cash one should have is $370, rounded to the nearest hundred dollars.
To calculate the amount of cash to put in the ATM each day if one is willing to run out of cash for 10% of the days, we divide the total amount of cash needed by the number of days in the period. Thus, the average daily cash needed is given by:
Average daily cash needed = Total amount / Number of days= (0.9x) / 365
Since x = $407, the average daily cash needed is given by:
Average daily cash needed = (0.9 × 407) / 365= $1.00 (to the nearest cent)
Therefore, the amount of cash one should put in the ATM each day if one is willing to run out of cash for 10% of the days is $74 (rounded to the nearest hundred dollars).
The amount of cash one should have for 10% of the days if they are willing to run out of cash should be $370, while the amount of cash one should put in the ATM each day if they are willing to run out of cash for 10% of the days is $74.
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Andy has a credit rating of 800, and mia has a credit rating of 585. they both apply for the same loan amount from newton bank. the bank approves andy’s loan at 6.5%, and mia is charged 4 percentage points more because of her lower credit rating. what interest rate does mia have to pay?
10% interest rate to be paid by Mia.
What do interest rates mean?An interest rate indicates how expensive borrowing is or how lucrative saving is. Therefore, if you are a borrower, the interest rate is the sum you pay for borrowing money and is expressed as a percentage of the overall loan amount.The basic interest formula is as follows, for instance, if you take out a $20,000 loan with a five-year term and a 5% interest rate: $5,000 in interest results from multiplying $20,000 by.05 by 5.The nominal interest rate, the effective interest rate, and the real interest rate are the three primary categories of interest rates. The declared rate on which interest payments are computed is the nominal interest on an investment or loan.10% interest rate to be paid by Mia.
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Future Value Computation
You deposit $4,500 at the end of every year for 3 years. How much will accumulate in 3 years if you earn 8% compounded annually?
Use Excel or a financial calculator for computation. Round your answer to nearest dollar.
To calculate the future value of the deposits, we can use the formula:
FV = PMT x (((1 + r)^n) - 1) / r
Where:
PMT = the payment made each year, which is $4,500 in this case
r = the interest rate per period, which is 8% compounded annually, or 0.08
n = the number of periods, which is 3 years
Using a financial calculator or Excel, we can plug in these values and solve for FV:
FV = $4,500 x (((1 + 0.08)^3) - 1) / 0.08
FV = $15,082.10
Therefore, the future value of the deposits after 3 years is $15,082.10 when earning 8% compounded annually. Rounded to the nearest dollar, the answer is $15,082.
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5. the classical tradition in examples of 17th-century art and
architecture.
6. Describe the advances and innovations in ceiling painting in
Baroque buildings.
5. The classical tradition in examples of 17th-century art and architecture refers to the revival of classical forms and motifs in art and architecture during the Baroque period. This was a time when artists and architects looked back to ancient Greece and Rome for inspiration, and sought to emulate the grandeur and elegance of classical art and architecture. Examples of this can be seen in the works of artists such as Gian Lorenzo Bernini and Peter Paul Rubens, and in the architecture of buildings like the Palace of Versailles and St. Peter's Basilica in Rome.
6. The Baroque period saw many advances and innovations in ceiling painting in buildings. One of the most notable innovations was the development of the quadratura technique, which involved painting large-scale architectural illusions on the ceiling to create the illusion of a three-dimensional space. This technique was used to great effect in buildings like the Church of the Gesù in Rome and the Würzburg Residence in Germany. Another innovation was the use of fresco painting, which involved painting directly onto wet plaster to create a durable and long-lasting work of art. This technique was used to great effect in buildings like the Sistine Chapel in Rome, which features some of the most famous ceiling frescoes in the world. Overall, the advances and innovations in ceiling painting during the Baroque period helped to create some of the most spectacular and awe-inspiring works of art and architecture in history.
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Which of the following choices incur speculative risk?
a.stocks
b.fire insurance on a house
c.options
d.life insurance
e.high interest savings account
Answer: correct option is A.
Explanation: A speculative risk can be defined as risk that is taken willingly either it results in profit or loss and the stocks involve in probability of gain and loss making it a speculative risk.
Stocks incur speculative risk. Therefore option A is correct.
What are Stocks?A stock usually referred to as equity, is a type of investment that denotes ownership in a portion of the issuing company. Shares, also known as units of stock, entitle their owners to a share of the company's assets and income in proportion to the number of shares they possess.
Common stock and preferred stock are the two primary categories of stocks.
Owners of common stock are entitled to dividends and the right to vote at shareholder meetings.
Common stockholders often do not have voting rights, while preferred stockholders typically get dividend payments ahead of time and are given preference over common investors in the event of a firm bankruptcy and asset liquidation.
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How important is money
Answer:
very important
Explanation:
money is a global income source for everyone. we all have different types but it is all still money. now say one country got rid of money and had people pay for stuff using other things. if china did that lots of different countries wouldn't be able to get stuff from there unless they had so much of that product they could just give it up.
)Arrange the phases of product/market fit in the correct order
The answer is the correct order for the phases of product/market are-
Your target customer, Your customer's underserved needs, Your value proposition, Your feature set, and Your user experience (UX).
What do you by market?The entire number of buyers and sellers in the region or area under consideration is said to as the market. The region might be the entire planet, or it could be made up of several states, provinces, or cities. The value, cost, and price of goods sold are determined by the dynamics of supply and demand in a market.
3 different sorts of markets?The four most common forms of market structures are monopoly, oligopoly, perfect competition, and monopolistic competition.
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Which statement best describes the relationship between credit and debt
when you use a credit card?
A. Your debt decreases as you use your credit card more.
B. Your credit decreases as you lower your debt.
C. Your credit stays the same as you lower your debt.
D. Your debt increases as you use your credit card more.
Answer:
D. Your debt increases as you use your credit card more
When you make a purchase something with a credit card, you are borrowing money from someone else. This puts you in debt. You will build up more debt from purchases until you pay the total amount due.
Hope this helps :)
Your debt increases as you use your credit card more is the statement best describes the relationship between credit and debt when you use a credit card. Thus, option (d) is correct.
What is credit card?
A bank will issue plastic or metal "credit cards" as forms of payment. When using a credit card, also known as a payment card, charges are made against a line of credit instead of the account holder's cash deposits. The credit card is more convenient as compare to cash.
By using credit card more frequently, the debt grows. They must pay the minimum amount due on credit card each month by the balance's due date in order to use one, at least.
Therefore, option (d) is correct.
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To re-enter the u. S. , your dissa re-entry signature must have been issued within how many months within the re-entry?.
To re-enter the US, your Unites States Visa re-entry signature must have been issued within 12 months
The United States Visa provides legal entry into the country and laws and regulations around immigration govern how long a person can remain in the country legally.
The rules can be different depending on your nationality, legal status in the US, immigration process status, etc.
However, for someone who is studying in the United States on a Student Visa, The I-20/DS-2109 re-entry signature must be issued within 12 months.
If for any reason, they enter the United States after these 12 months have passed, they would need a new travel signature for valid entry.
Most students will need to submit a new application for an I-20 request form for a new travel signature.
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10. Imagine your friend is looking for a job in healthcare. She completes her first interview and calls you when she finds out she didn’t get the job. She explains that she was late to the interview because her car broke down. She also forgot to bring a copy of her résumé and struggled to explain why she was a good fit for the position. Explain two (2) different strategies your friend could use to better prepare for the next interview opportunity
It can be disappointing to not get a job after an interview, but it's important to use the experience as a learning opportunity to better prepare for future interviews.
If your friend is looking to improve her chances for the next interview, here are two strategies she could use:
1. Prepare and practice. One of the key ways to impress an interviewer is to come prepared and confident. Encourage your friend to prepare by researching the company and the job position. This can include looking at the company's website, social media pages, and reading any news articles or press releases. Your friend can also practice answering common interview questions and have a friend or family member conduct a mock interview. This can help her feel more confident and articulate during the actual interview.
2. Have a backup plan. Accidents happen, and your friend's car breaking down is an unfortunate but common situation. Encourage your friend to plan ahead by mapping out the interview location and the route she will take. This can include identifying any potential obstacles such as construction or traffic. Your friend can also consider alternative transportation options such as public transportation or using a ride-sharing service. Additionally, your friend can have a backup plan for providing a copy of her résumé. This can include printing out multiple copies or emailing a digital copy to herself or the interviewer ahead of time.
By implementing these strategies, your friend can feel more confident and prepared for her next interview. It's important to remember that interview skills are learned and can be improved with practice and preparation.
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What are the cash flows involved in the purchase of a 5-year zero coupon bond that has a par value of $1,000 if the current price is $800? Assume the market rate of interest is 5 percent.
The cash flows involved in the purchase of a 5-year zero coupon bond is: Pay $800 today and receive $1000 at the end of 5 years.
What is Cash flowsCash flows can simply be defined as the inflow and outflow of cash in an organization.
Given:
Par value=$1,000
Current price=$800
Market rate of interest=5%
If the market rate of interest is 5% the cash flow involved in the purchase will be to pay the amount of $800 today (Present value) and receive the amount of $1,000 (Future value) at the end of 5 years reason being that zero coupon bonds do not pay interest periodically.
Inconclusion the cash flows involved in the purchase of a 5-year zero coupon bond is: Pay $800 today and receive $1000 at the end of 5 years.
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Deanna purchased $24,000 worth of stock and paid her broker a 1% broker fee. She sold the stock when it increased to $29,100 three years later and used a discount broker who charged $35 per trade. Compute her net proceeds after the broker fees were taken out
Answer:
Here:
Explanation:
Purchase price of shares = 24000
total purchase cost = price of shares bought + broker fees total purchase cost = 24000 + 0.01*24000 =24240
selling price of shares = 29100
total selling cost = price of shares sold - broker fees total selling cost = 29100 - 35 = 29065
Net proceeeds = total selling cost - total purchase cost Net proceeds = 29065 - 24240 = 4825
What is the main distinguishing factor between accountants and bookkeepers?
The main distinguishing factor between accountants and bookkeepers is the level of education, training, and expertise they have in financial matters.
Bookkeepers are responsible for recording and maintaining the financial transactions of a business, such as recording transactions in a general ledger, reconciling bank accounts, and producing financial statements. They usually have some formal training or certification in bookkeeping, but typically do not hold a degree in accounting or finance. On the other hand, accountants are responsible for interpreting and analyzing financial information, preparing financial statements, providing tax advice, and advising businesses on financial strategy. They typically hold a bachelor's or master's degree in accounting or finance, and have completed additional education and training to become a Certified Public Accountant (CPA) or Chartered Accountant (CA) in some countries. In summary, while bookkeepers are primarily responsible for maintaining accurate financial records, accountants are responsible for analyzing and interpreting those records, providing financial advice, and helping businesses make strategic financial decisions.
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The main difference between accountants and bookkeepers is their level of education and the complexity of tasks they manage, with accountants dealing with more complex tasks and requiring a higher level of education.
Explanation:The main distinguishing factor between accountants and bookkeepers lies primarily in the complexity of tasks they manage and their level of education and qualification. Bookkeepers typically manage daily financial transactions, including income and expenses, and their role generally doesn't require specialized training or a degree. On the other hand, accountants often handle more complex tasks such as tax filings, financial analysis, and auditing, and require at least a bachelor's degree in accounting or a related field. Some accountants also hold advanced qualifications such as Certified Public Accountant (CPA).
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who do yall want president let me know i choose biden..
Answer:
TRUMP MAKE AMERICA GREAT AGAIN !!!!!!!!!
Explanation:
Which of these is MOST LIKELY a result of a high unemployment rate in
the United States?
A) increased revenues
B) increased demand for consumer goods
C) increased production of capital goods
D) greater government expenditures for transfer payments
Answer:
D Greater Government Expenditures for Transfer payments
Explanation:
If the potential employer is a candle-making company, _____ would be one of the employer’s raw materials.
mold
match
wax
none of the above
Answer:
wax
Explanation:
Raw materials are the components or ingredients used to manufacture finished goods. They are the unprocessed materials that go through the production process or refining to give a consumable product.
Wax is the main raw material in the production of candles. A company involved in making candles need a source of wax to stay in business.
Alfred has plotted revenue and cost graphs for his pastry business. He’s testing a number of cost assumptions against his business’s revenue.
Cost decreases and revenue increases to about $6 per pastry. Cost and revenue both decrease after about $6.
What is Cost and Revenue in economics?
In business economics, the two key concepts are cost and income. Every firm strives to reduce expenses and increase revenue in order to generate the most profit.
Cost is the amount of money that each business has invested to produce a certain good or service.
The cost of a product is the monetary value assigned to the raw materials, labour, and other resources utilised to produce it in any firm.
Money serves as the production system's input in this instance so that the desired good or service can be obtained. Estimating costs during business planning for a firm, project, or product is crucial for ensuring profitability.
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The provision of a public good generates aAnswers:a. positive externality and the use of a common resource generates a negative externality.b. negative externality, as does the use of a common resource.c. negative externality and the use of a common resource generates a positive externality.d. positive externality, as does the use of a common resource.
Answer:
I'm not too dire about this
the attribute that distinguishes personal property from real property is:
The attribute that distinguishes personal property from real property is primarily the nature of the property and its relationship to the land on which it exists.
Personal property, also known as chattel or movable property, refers to any type of property that is not permanently attached to land or a building. Examples of personal property include vehicles, furniture, clothing, and other personal belongings.In contrast, real property, also known as real estate or immovable property, includes land and anything permanently attached to the land, such as buildings, fences, and other structures. This type of property has a fixed location and cannot be moved without altering its essence.
The distinction between personal and real property is crucial in various legal and financial situations, such as property taxes, estate planning, and property ownership transfers. This distinction allows for the proper classification and management of property rights, as well as the determination of how certain laws and regulations apply to the property in question.
In summary, the primary attribute that distinguishes personal property from real property is the nature of the property itself and its attachment to land or a building. Personal property is movable and not permanently attached, while real property is immovable and attached to land.
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four reasons why Corona virus could be harmful to economic growth??
Answer:
Employees have to be let go because social distancing is a thing
Businesses are not getting enough customers because of quarantine, which leads to them shutting down
Factories that supply stores are shut down to prevent spread in factory lines
For those with computer jobs, working from home does not give an employee as much freedom with printing or scanning as it does at work, which slows down the completion of assignments and lowering the business`s dependability
the income elasticity of money demand is 0.6 and the interest rate elasticity of money demand is -0.01. suppose that the central bank increases the money supply by 3%, real income increases by 2% and inflation is 2%. what is the percentage increase in the nominal interest rate? a. 5% b. 10% c. 20% d. 25%
The percentage increase in the nominal interest rate is approximately 0.585%. None of the given options (a. 5%, b. 10%, c. 20%, d. 25%) match this result.
To calculate the percentage increase in the nominal interest rate, we can use the following equation:
% change in nominal interest rate = [(Income elasticity of money demand * % change in real income) + (Interest rate elasticity of money demand * % change in money supply)] / Inflation rate
Plugging in the given values:
% change in nominal interest rate = [(0.6 * 2) + (-0.01 * 3)] / 2
% change in nominal interest rate = [(1.2) + (-0.03)] / 2
% change in nominal interest rate = 1.17 / 2
% change in nominal interest rate ≈ 0.585
The percentage increase in the nominal interest rate is approximately 0.585%. None of the given options (a. 5%, b. 10%, c. 20%, d. 25%) match this result.
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1) define general overhead (goh)? provide 3 examples. define project overhead? provide 3 examples. (4 points)
General overhead (GOH) refers to the indirect expenses incurred by a company that cannot be traced back to a specific project or product. Project overhead, on the other hand, refers to the indirect expenses that are specific to a particular project or product.
General overhead expenses are necessary for the company's overall operations and are usually included in the company's budget. Examples of general overhead include rent, utilities, salaries of administrative staff, and office supplies.
Project overhead expenses are usually incurred to support the project team and to ensure the project's success. Examples of project overhead include project management salaries, travel expenses for team members, and software or equipment needed for the project.
In summary, general overhead is indirect expenses that are necessary for the company's overall operations while project overhead is indirect expenses that are specific to a particular project or product.
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meaning of accounting
Answer:
Accounting is the process of recording financial transactions pertaining to a business.