The risk premium rate of return is the difference between risky returns and risk-free returns.
The risk premium rate of return is a concept used in finance to quantify the additional return that investors expect to receive for taking on investment risk. It represents the compensation for bearing the uncertainty and potential for loss associated with risky investments compared to risk-free investments.
The risk-free rate of return refers to the return on an investment that carries no risk of default. It is typically associated with investments in low-risk assets, such as government bonds or treasury bills. These investments are considered to have negligible or minimal risk.
Risky returns, on the other hand, are associated with investments that have a higher level of risk, such as stocks, corporate bonds, or real estate. These investments are subject to market volatility, economic conditions, and other factors that can lead to fluctuations in value and potential losses.
The risk premium rate of return captures the difference between the expected returns of risky investments and the risk-free rate of return. It serves as a reward for investors who are willing to accept the additional risk inherent in these investments. The higher the risk premium rate of return, the greater the potential reward, but also the higher the potential risk. Investors evaluate this risk-return tradeoff when making investment decisions and assess whether the expected risk premium justifies taking on the additional risk.
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someone help me plz Why is the 50-20-30 rule easy for people to follow, especially those who are new to budgeting and saving?
Answer:
makes it simpler and more organized to figure out how to spend $, less overwhelming, financial stability.
2. what is a rich media ad? what benefits does it offer the marketer? does it have any potential downsides? give an example of a rich media ad that caught your attention.
A rich media ad is a type of digital advertising that includes advanced features such as animation, video, audio, and interactive elements. These ads are designed to be more engaging and visually appealing than traditional display ads, with the aim of capturing the viewer's attention and increasing brand awareness.
Some benefits that rich media ads offer to marketers include:
1. Increased engagement: Rich media ads are more interactive and engaging than traditional banner ads, making them more likely to capture the viewer's attention.
2. Better targeting: With the ability to include interactive elements, rich media ads can be more targeted to a specific audience, allowing marketers to tailor their message to a particular group.
3. Improved branding: With their visually appealing and interactive design, rich media ads can help to improve brand recognition and create a lasting impression on the viewer.
However, there are also potential downsides to using rich media ads, including:
1. Higher cost: Rich media ads can be more expensive to produce than traditional banner ads, due to the added complexity and design elements.
2. Slower load times: Because rich media ads include advanced features such as animation and video, they can take longer to load, which may cause frustration for viewers.
3. Ad-blockers: Some viewers use ad-blockers, which may prevent rich media ads from being displayed on their devices.
An example of a rich media ad that caught my attention was a campaign by IKEA, which used an interactive ad that allowed viewers to drag and drop furniture items into a virtual room to see how they would look in a real-world setting. The ad was not only visually appealing, but also offered a useful tool for potential customers to visualize how IKEA's products could fit into their own homes. This type of ad offers a great example of the benefits of rich media advertising, as it provides an engaging and interactive experience for viewers while also showcasing the brand's products in a unique and memorable way.
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Lack of a fit between the person and the job is most likely to result frommistakes in evaluating the person's KSAs.improper employee training.negligent hiring.
Option 1: Lack of fit between a person and a job is most likely to result from mistakes in evaluating the person's KSAs.
KSA or Knowledge, Skills and Abilities are a set of special skills and character traits required for a particular job. KSA is primarily used to assess the characteristics that distinguish one candidate from another. KSA is referred to as a criterion that distinguishes better applicants from a group of people who are fundamentally suited for a position at a federal personnel consultancy firm.
Whether a candidate is seriously considered for the position depends on how well she can demonstrate that she meets the KSA set for the position. An organized collection of information, usually of factual or procedural nature, is called a knowledge statement when it can be used to enable proper performance in the workplace.
Skillful manual, verbal, or mental manipulation of information or objects is mentioned in a skill statement. Skills can be easily quantified with performance tests that measure both quantity and quality of performance (usually within a set time limit).
Ability statements talk about the ability to perform real, observable actions. This indicates that the skills have been demonstrated by behaviors and behaviors that are equivalent to the skills required for the job.
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Complete question:
Lack of fit between a person and a job is most likely to result from:
1.mistakes in evaluating the person's KSAs.
2.negligence of exit interviews.
3.improper employee training.
4.a lack of a positive company "brand" that attracts qualified applicants.
Why is it so hard to find essentials during times of crisis?
Answer:
because they are in high demand because so many other people want them
Catherine has been managing her company for a couple of years. She now plans to expand her business by bringing in fresh funding through a new stock issue. She would like to inform her investors about this development. What would Catherine use to inform investors about this development in her company?
Catherine would use to inform investors about the development in her company.
Answer:
Newsletter on website and social media platforms. Email to investorsExplanation:
In order to reach as many of her investors as possible, Catherine can write up a news update or newsletter explaining the change to her investors and then post it on the company website. She should also post it to their social media platforms as an increasing number of people check these as opposed to websites.
In the event that her investors are not public but rather private, Catherine would have would have their contact details such as email. She can therefore send the update to their email addresses. This will increase the chances of the investors seeing it.
Answer: Direct mail
Explanation: Direct mail enables an advertiser to reach target customers through mail, thereby making it a selective and specific medium. Media vehicles in direct mail include manuals, booklets, catalogues, newsletters, invitations, posters, coupons, and charts. To send out mailers, however, an advertiser needs to have an updated list of target contacts. Direct mail is a cheap advertising medium, and its advantage is that mailers can contain a lot of information. It also includes a feedback option in the form of reply cards to prompt customers to respond.
have profit responsibility for their product group and help retailers in maximizing the sales for the whole group of products not just the particular manufacturer's product. research analysts boundary spanners category managers early purchasers
Research analysts play a crucial role in gathering and analyzing data to provide valuable insights and recommendations for decision-making.
They assess market trends, consumer behavior, and competitive landscape to identify growth opportunities and inform strategic initiatives. By examining market research, conducting surveys, and analyzing industry data, research analysts provide valuable information that helps leaders make informed decisions regarding product development, marketing strategies, and overall business growth.
Boundary spanners are individuals who bridge the gap between different departments, organizations, or stakeholders. In the context of leadership, boundary spanners act as intermediaries between different groups, such as manufacturers and retailers. They facilitate effective communication, collaboration, and coordination between these parties to maximize sales and promote the success of the entire group of products. Boundary spanners establish and maintain relationships with retailers, understand their needs and preferences, and work towards mutually beneficial outcomes for all parties involved.
Category managers are responsible for managing a specific category of products within a retail setting. They oversee product assortment, pricing, promotions, and overall strategy for that category. In the context of leadership, category managers have profit responsibility for their product group and work closely with retailers to optimize sales and profitability across the entire range of products, not just the ones specific to their own manufacturer. They collaborate with manufacturers, negotiate terms, and develop strategies to drive overall category performance and meet consumer demand.
Early purchasers are individuals or organizations that are among the first to adopt or purchase a new product or technology. In the realm of leadership, understanding and targeting early purchasers can be crucial for successfully launching new products or entering new markets. Leaders need to identify and engage early purchasers, who often have influence and act as opinion leaders within their networks. By effectively appealing to early purchasers and addressing their needs and concerns, leaders can create momentum, generate positive word-of-mouth, and drive broader adoption of their products or services.
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TRUE/FALSE. business class computers typically have more hardware consistency through time than consumer market machines.
TRUE. Business class computers typically have more hardware consistency through time than consumer market machines.
What are business class computers?
Business class computers are made to last longer and are intended to be used more frequently. Consumer class computers typically employ poorer quality components and aren't built to last as long as business class computers do in order to give a lower price.
A business laptop is made specifically for commercial use. Compared to laptops designed for personal use, manufacturers tailor business laptops for travel and extended durations of use. A professional laptop will therefore have longer battery life, faster processing, and greater power to support a 40-hour workweek.
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why is 4pex learning so hard
because the person who made it likes to make people mad/sad
Question 6 of 10
Which of the following speeds will produce lowest miles per gallon?
A. 75 mph
B. 45 mph
C. 85 mph
D. 55 mph
Martin Company purchases $4,200 of merchandise on March 1, with credit terms of 3/10, n/30. lf Martin pays on March 9, what is the cost of this purchase?
$4,074
$3,780
$4,200
$3,864
It is essential to understand the dates and the related percentages. The credit terms of 3/10, n/30 mean that the buyer can get a discount of 3% if they pay the purchase price within ten days of the purchase date.
The total amount must be paid within 30 days of the purchase date. In this scenario, Martin Company purchased 4,200 worth of merchandise on March 1 with credit terms of 3/10, n/30.
If the company pays on March 9, it is within ten days of the purchase date and can get a 3% discount. Therefore, the cost of the purchase will be calculated as follows:
Purchase price = 4,200
Discount = 3% of 4,200 = 126
Amount to be paid = Purchase price - Discount = 4,200 - 126 = 4,074
the cost of the purchase when Martin Company pays on March 9 is 4,074.
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What are three primary reasons for the popularity of online buying in all three kinds of organizational markets?
The 3 primary reason behind the popularity of online buying in all organizational markets includes:
reduced buyer order processing costsreduced marketing coststimely supplier informationWhat are online buying?An online buying is not peculiar because it is related to online sales, where a seller using a sales website to connect with its prospective buyers.
In conclusion, the invention and development of internet made the online buying and selling popular in the modern world.
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Question 2. Small Town Sweets—audit planning analytics (4%)
Small Town Sweets is based in Molong, NSW, and produces a range of high-quality confectionery for the East Coast market. Small Town Sweets operates in a low-margin environment, which typically means that large volumes are required to cover overhead costs and generate profits. It also means that overheads need to be kept under control to ensure that a net profit is generated from its operations. Debt is also kept to a minimum to ensure that interest costs are low and that there is sufficient margin to protect solvency during downturns.
The company did not reach industry profitability benchmarks in the previous year and budgeted to do better in the current year. It thought that it could do so by keeping its costs down in relation to sales while allowing its gross margin to drop, evidently planning to generate a larger volume of sales. The company also planned to better manage its working capital by reducing inventory and accounts receivable levels, indicating that it expected to produce a healthy cash flow to enable it to do so. As part of the planning process MCA has produced the following analytical information:
Ratio Actual Budgeted Prior Year Industry
Return on equity % 12.9 16.6 14.8 15.5
Return on total assets % 10.7 14.2 13.1 14.5
Gross margin % 8.5 9.0 9.5 9.0
Marketing expense/sales % 2.6 1.8 2.0 2.2
Admin expenses/sales % 1.6 1.6 1.8 2.0
Interest coverage ratio 5.4 8.1 6.4 6.0
Days in inventory 33.1 30.4 31.1 30.0
Days in accounts receivable 50.0 48.0 49.7 45.0
Current ratio 1.3 1.2 1.2 1.5
Quick asset ratio 0.81 0.77 0.77 1.0
Debt to equity ratio 0.51 0.33 0.41 0.40
Required
With reference to ASA 315 and the information above, identify and justify:
the three ratios that would be of most interest in the planning of the audit.
the account balance that is most at risk for each ratio identified in 1.
the assertion most at risk for each account balance identified in 2.
Answer this question using the following headings:
1. Ratio
2. Account balance
3. Assertion
Ratio:
a) Return on equity %
b) Days in inventory
c) Days in accounts receivable
Account balance:
a) Net income
b) Inventory
c) Accounts receivable
Assertion:
a) Existence
b) Valuation
c) Completeness
Justification:
Ratio:
a) Return on equity %: Return on equity is a key profitability ratio that measures the company's ability to generate profits for shareholders. It is of interest to auditors as it provides insight into the effectiveness of the company's management team in generating profits. A lower than expected return on equity could indicate mismanagement or fraudulent activity.
b) Days in inventory: Days in inventory is a ratio that measures the average number of days it takes for inventory to be sold. It is of interest to auditors as it provides insight into the efficiency of the company's inventory management system. A high number of days in inventory could indicate that inventory is not being managed efficiently, leading to potential overstatement of inventory and understatement of cost of sales.
c) Days in accounts receivable: Days in accounts receivable is a ratio that measures the average number of days it takes for customers to pay their bills. It is of interest to auditors as it provides insight into the efficiency of the company's accounts receivable management system. A high number of days in accounts receivable could indicate that the company is not collecting receivables in a timely manner, leading to potential overstatement of accounts receivable and understatement of bad debts.
Account balance:
a) Net income: Net income is the primary measure of a company's profitability. It is at risk if the return on equity ratio is lower than expected, as it may indicate mismanagement or fraudulent activity.
b) Inventory: Inventory is a major component of cost of sales and is at risk if the days in inventory ratio is higher than expected, as it may indicate potential overstatement of inventory and understatement of cost of sales.
c) Accounts receivable: Accounts receivable represent amounts owed to the company by customers. They are at risk if the days in accounts receivable ratio is higher than expected, as it may indicate potential overstatement of accounts receivable and understatement of bad debts.
Assertion:
a) Existence: The existence assertion is at risk for net income if the return on equity ratio is lower than expected, as it may indicate mismanagement or fraudulent activity.
b) Valuation: The valuation assertion is at risk for inventory if the days in inventory ratio is higher than expected, as it may indicate potential overstatement of inventory and understatement of cost of sales.
c) Completeness: The completeness assertion is at risk for accounts receivable if the days in accounts receivable ratio is higher than expected, as it may indicate potential overstatement of accounts receivable and understatement of bad debts.
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if a food server worker follows directions, how long does it take to wash his/her hands
Answer:
A food server worker should wash his/her hands for 20 sec or longer.
Hopefully this helped :)
If the Mayo Clinic wants better integrate technology to improve its customer care, what type of group or team should it implemented
Answer: cross functional team.
Explanation:
For Mayo Clinic to better integrate technology in order to improve its customer care, a cross functional team should be implemented.
A cross-functional team simply refers to a group of people that possess functional expertise which are quite different but are working toward thesame goal. It is usually made up of every workers in the departments of an organization working towards the achivement of organization goals.
Blank are things you can see and touch, they are products that you can purchase to meet needs and wants
Answer:
goods (like foods or necessities)
Explanation:
To save money, a potato chip company has decided to just keep airing its most popular ad all year and not create any new ads. What is MOST likely to be the result of this decision?
People will get tired of seeing this same ad over and over.
Consumers will like the familiarity of seeing an ad they recognize.
The potato chip company will become more popular than ever.
Other companies that invest in multiple ads will end up losing money.
Answer:
The correct answer is the first option: People will get tired of seeing this same ad over and over.
Explanation:
To begin with, the fact that the company will try to keep the costs stable in order to avoid increasing them will end up affecting the company at the long run due to the fact that the because of the continuos advertisement being showed the people will eventually get tired of it and that will cause a reject on the brand and with that a bad view of the way the act regarding the boring innovation that they have on showing their products. So with time, the consumers will end up buying less or at least feeling less comfortable with the brand itself due to repetition, the lack of creativity and use of good marketing.
Answer:
the first one
Explanation:
Last year, you purchased a stock at a price of $52.00 a share. Over the course of the year, you received $1.70 per share in dividends and inflation averaged 2.2 percent. Today, you sold your shares for $56.60 a share. What is your approximate real rate of return on this investment?
Answer:
9.915 %
Explanation:
Rate of return = ($56.6 - $52 + $1.70)/ $52 * 100
Rate of return = 0.121154 * 100
Rate of return = 12.115%
Inflation = 2.2 %
Real rate of return = 12.115% - 2.2%
Real rate of return = 9.915 %
What will be the end result for the taxpayer who filed his federal income tax return.
If your federal gross income was $12,950 or more and you're under 65, you must submit a single status tax return. If your federal gross income was $14,700 or more and you are 65 years of age or older, you must file.
What is the status of federal filing?
Determines the tax rate applied to income. Head of household, married filing jointly, married filing separately, single, and qualified widow(er) with dependent child are the five filing statuses. A tax year is the 12-month period of time that a tax return covers. The tax year for people in the US is from January 1 to December 31 and includes taxes due on income earned during that time. The Where's My Return? feature is the easiest method to find out if you've received a tax refund. After receiving an e-filed return, taxpayers have 24 hours to start monitoring the status of their refund. After the return is processed and a refund is approved, the program also offers a customized refund date.
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combining various goods and services into a convenient grouping is called
The term that refers to combining various goods and services into a convenient grouping is called bundling.
This is the most popular and successful marketing strategy, especially for businesses that provide services.
By creating bundles, a company can not only enhance its profits but also improve customer satisfaction.The concept of bundling can also be seen in various sectors, including travel, telecommunications, finance, and software.
In the telecommunications industry, for example, a bundle may include television, phone, and internet services. Customers may be drawn to the bundle because it provides them with all of the services they require in one convenient package, as well as a discount over the cost of purchasing each service individually.
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Potential employers search the Internet for information about job applicants. TRUE or FALSE
Answer:
True
Explanation:
10)
How might a mission statement help Donna with her new
business?
A mission statement can help Donna with her new business by providing clarity and direction for her venture. It serves as a guiding statement that outlines the purpose, values, and goals of the business.
It helps Donna align her decisions, actions, and strategies with the overall mission, facilitating focus and consistency in her business operations. A mission statement is a concise statement that articulates the purpose and core values of a business. It outlines what the business aims to achieve and how it intends to operate. For Donna, having a mission statement for her new business can provide several benefits.
Firstly, it helps Donna define the purpose and direction of her business. It clarifies the reason for starting the business and what it aims to accomplish, providing a sense of focus and clarity.
Secondly, a mission statement helps Donna communicate her business's values and principles to stakeholders, including employees, customers, and investors. It sets the foundation for building a strong company culture and aligning everyone's efforts toward a common goal.
Lastly, a mission statement can serve as a guide for decision-making and strategy development. When faced with choices or challenges, Donna can refer to her mission statement to ensure that her actions align with the overall purpose and values of her business.
A mission statement plays a crucial role in helping Donna with her new business by providing clarity, guiding decision-making, and aligning stakeholders toward a common vision.
In conclusion, a mission statement can significantly benefit Donna in her new business. It provides clarity and direction, communicates values to stakeholders, and guides decision-making and strategy development. By establishing a mission statement, Donna can effectively define her business's purpose and goals, foster a strong company culture, and make informed decisions that align with her business's overall mission. This helps create a solid foundation for success and growth in her new venture.
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What is the summary of the general ledger?
The general ledger summary in accounting is all those records that were made as debits or credits referring to the commercial operations that a company has had.
What is the general ledger used for?The general ledger is used to collect information in a summarized way of all the economic operations that are registered in the different accounting accounts of the company in a chronological way.
The general ledger is important because it allows to see at a glance the movements of the company that are reflected in this book, in this way the administration and accounting of all the resources is efficient.
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"What a given group of people appreciates" are their ___________. A. Cultural contexts b. Culture shock c. Cultural education d. Cultural values Please select the best answer from the choices provided A B C D
Answer:
d. Cultural values
Explanation:
Cultural values are the values and norms that are followed by a distinct society or a group of people. In other terms, values and norms developed within the society to form its basis are said to be the cultural values. The people believe, follow, and appreciate the values. They help in defining the ways of living and leading the life. The behavior, nature, and thinking of the society is influenced or structured as per the cultural values.
Answer:
D
Explanation:
I just took the assignment
Give an example of a tariff. Use a primary source to give specifics about the amounts or percentages and your opinion on if it is good or bad for the United States (it may be a tariff on the United States or by the United States).
Answer must be 250 words minimum.
Answer:
Taxation of foreign steel
Explanation:
Generally, for the local producers at the first moment, it is very profitable the very existence of tariffs. They exist all over the world at a higher or lower level. But for the customers and most people, it is not. It may result
In the case of George W. Bush administration (2002) resolution on tariffs ranking up to 30% on steel products.
In the aftermath, this political resolution did not reach the goal due: making the US Steel Industry stronger, due to market behavior and to some specificities of the Steel industry.
Some steel products price has risen while others remained almost at the same level.
Some companies closed some plants in the USA and started producing steel offshore.
The accounting equation can be stated as
A. Expenses = Liabilities - Owner's Equity
B. Assets - Liabilities = Owner's Equity
C. Liabilities = Revenue + Owner's Equity
D. Owner's Equity = Assets + Liabilities.
Answer:
a
Explanation:
a
what is the relationship between beginning cash balance and ending cash balance for the current year
Answer:
While the cash flow statement shows cash coming in and going out, the balance sheet shows the assets and liabilities that result, in part, from the activities on the cash flow statement.
Explanation:
Please give the brainliest.
A company's profits are greatest when _____ by the largest possible amount.
a. explicit costs exceed opportunity costs
b. marginal revenue exceeds total revenue
c. short-run profits exceed long-run profits
d. total revenue exceeds total cost
A company's profits are greatest when total revenue exceeds total cost by the largest possible amount.
Option d is correct .
Total revenue less entire cost will always equal profit at any given quantity. Find the quantity at which total revenue surpasses total cost by the greatest margin to discover the most profitable amount to produce.
Explicit costs are those that a business incurs directly, such as payments for commodities, rent, labour costs, and salaries. When a firm uses resources it already possesses and uses for its operations, such as expanding a plant onto land it already owns, there are implicit costs connected with such resources. Actual expenses that are documented in a company's general ledger and utilized to determine profitability are known as explicit costs. Examples include salaries, rent, utilities, and raw materials.
Hence , Option d is correct .
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The ____ is that portion of the approved total cost estimate planned to be spent on an activity during a given period.
The budgeted cost is that portion of the approved total cost estimate planned to be spent on an activity during a given period.
In project management, budgeted cost refers to the planned expenditure allocated for a specific activity within a project during a defined time period. It is a component of the overall budget and is derived from the approved total cost estimate for the project. The budgeted cost helps in tracking and controlling project expenses, ensuring that resources are allocated appropriately to each activity. By comparing the budgeted cost with the actual cost incurred during the same period, project managers can assess the project's financial performance and take corrective measures if necessary. Monitoring the budgeted cost allows project stakeholders to make informed decisions, manage financial risks, and ensure that the project stays within the approved budget.
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Which of the following is not one of the methods used for applying overhead?u
a.activity-based costing application method
b.multiple production department rates
c.single plantwide application rate
d.single investment application rate
Answer:
d. single investment application rate
Explanation:
Manufacturing costs can be defined as the overall costs associated with the acquisition of resources such as materials and the cost of converting these raw materials into finished goods. Manufacturing costs include direct labor costs, direct materials cost and manufacturing overhead costs.
An overhead allocation that is typically based on volume alone, will systematically overcost the high-volume products that are also complex and undercost low-volume products that are simple in nature.
Some of the methods used for applying overhead are;
a. Activity-based costing application method.
An activity-based costing (ABC) can be defined as a method of costing that identifies the numerous activities in a business firm and assigns the cost of each activity to their respective drivers based on their consumptions.
b. Multiple production department rates.
c. Single plantwide application rate.
A plant-wide rate can be defined as a single overhead rate used by business firms or companies to allocate the manufacturing overhead costs to the level of output or productivity.
Answer:
d. single investment application rate
Explanation:
Hope this helps
The most marketing oriented sales presentation approach may well be:,
The most marketing-oriented sales presentation approach may well be a consultative selling approach.
A consultative selling approach is considered the most marketing-oriented sales presentation approach. It focuses on understanding the customer's needs, challenges, and goals and then offering personalized solutions that meet those specific needs. This approach involves actively listening to the customer, asking probing questions to gather information, and providing valuable insights and recommendations based on the customer's unique situation. It emphasizes building a long-term relationship with the customer and demonstrating the value and benefits of the product or service being offered. By aligning the sales process with the customer's interests and goals, the consultative selling approach aims to create a mutually beneficial outcome for both the customer and the seller.
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