It is true that technology is a part of the specific environment of an organization.
System, item, and service efficiency is increased because to technology. It assists in managing contacts and employee records, regulating data flow, and tracking and streamlining. In reality, while running operations more efficiently, the company is able to save costs and flourish quickly. Without a question, technique helps businesses to perform more in very little time without sacrificing the quality of their goods or services. In actuality, repetitive jobs that were formerly carried out by individuals are now being done by technology. This helps either lowering labour expenses or by placing employees where they are most needed. Businesses that can effectively manage data management will be able to innovate, cut expenses, improve customer service, and optimize work procedures, giving them a competitive edge in the market.
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Assume that the next morning, the bond credit rating changes to A-/A-, and the new yield to maturity becomes 8.2%. What is the price of the bond after this change?
[From the prior problem: Calculate the price of the following corporate bond with a credit rating of BBB+ / Baa+: $1000 par value, 8% semi-annual pay coupon, 8.40% yield to maturity, and 5 years to maturity.}
If the bond credit rating changes to A-/A-, and the new yield to maturity becomes 8.2%, then the price of the bond will be $635.21.
To calculate the price of the bond after the credit rating change, we'll use the updated yield to maturity of 8.2%. The bond details remain the same:
Par value (PV) = $1000
Coupon rate (C) = 8% (semi-annual)
Yield to maturity (YTM) = 8.2% (semi-annual)
Years to maturity (n) = 5 (semi-annual)
To calculate the price of the bond, we can use the present value of the bond's cash flows:
Price = (C / 2) * [1 - (1 / (1 + YTM/2)ⁿ] + PV / (1 + YTM/2)ⁿ
Let's calculate the price of the bond after the credit rating change:
Price = (40 / 2) * [1 - (1 / (1 + 0.082/2)¹⁰)] + 1000 / (1 + 0.082/2)¹⁰
Price = 20 * [1 - (1 / (1.041)¹⁰)] + 1000 / (1.041)¹⁰
Price = 20 * (1 - 0.598799) + 1000 / 1.593848
Price = 20 * 0.401201 + 627.19
Price = 8.02402 + 627.19
Price = $635.21402
Therefore, after the credit rating change, the price of the bond would be approximately $635.21.
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Explain how you would handle an issue with social media in your company?
Answer:
I will handle it no matter what
Explanation:
I think the way I handle it will be different from others like First I need to see what the issue is like then I will handle it legally if it want a lawyer I have to get one if the issue want legal process I will done by the law of the country
The entry to record the amortization of a premium on bonds payable on an interest payment date would Group of answer choices a debit to Premium on Bonds Payable and a credit to Interest Revenue a debit to Interest Expense and a credit to Premium on Bond Payable a debit to Interest Expense and Premium on Bonds Payable and a credit to Cash a debit to Bonds Payable and a credit to Interest Expense
Answer:
a debit to interest expense and premium on bonds payable and a credit to cash
Explanation:
Based on the information given The Appropriate journal entry to record the AMORTIZATION OF A PREMIUM ON BONDS PAYABLE ON AN INTEREST PAYMENT DATE will include: a DEBIT TO INTEREST EXPENSE and PREMIUM ON BONDS PAYABLE and a CREDIT TO CASH
Debit Interest expense
Debit Premium on bonds payable
Credit cash
(To record the amortization of premium on bonds payable on an interest payment date)
A business that consumes $3,000 of resources to make a product that is sold for $4,000 has earnings or ____ of $1,000. (Enter only one word per blank.)
Answer:
Profit
Explanation:
The term profit is a term used to describe financial gain. The profit is the difference between the amount of money earned on a business transaction involving the sale of an item or service, to the amount spent to produce, to procure, or the put in a function condition.
In the question, the amount consumed or spent to make the product = $3,000
The amount for which the product was sold = $ 4,000
The profit = 4,000 - 3,000 = $1,000.
Employment agencies, career fairs, and Internet ads can all be sources of
a work permits
b.
school-to-work programs
C. résumés
d. job leads
Answer:
D. Job leads
Explanation:
Employment agencies, career fairs, and Internet ads can all be sources of job leads. Hence, Option D is correct.
What are the Employment agencies?There are various kinds of agencies in the whole world that target providing the required stuff to the person or the ultimate user when it comes to the types of agencies
There are various types of agencies that are present in the whole world according to the type of material that they have available at different agencies.
If it is about employment agencies, these are the agencies that provide employees to the ultimate employers, and with the help of employment agencies, those who belong to the unemployment category will get employment according to their qualifications.
Therefore, Option D is correct.
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name 3 elastic materials .
Answer:
rubber ,nitrile rubber ,urethane rubber
Answer:
rubber, plastic, and ethylene vinyl
Explanation:
google it.
select the sentence that best demonstrates business writing skills. group of answer choices a. although destination weddings began as a side business for disney. b. they now represent a major income source. c. although destination weddings began as a side business for disney, they now represent a major income source. d. although destination weddings began as a side business for disney they now represent a major income source.
The sentence that best demonstrates business writing skills. In the given options, the sentence that best demonstrates business writing skills is option C: "Although destination weddings began as a side business for Disney, they now represent a major income source.
"Option A is incorrect because it lacks the necessary punctuation. It is a run-on sentence and thus does not follow the rules of grammar. Option B is also incorrect because it is a sentence fragment. It lacks a subject and a verb, making it an incomplete sentence. Option D is incorrect because it is a comma splice. A comma splice is when two independent clauses are joined by a comma instead of a conjunction or a semicolon. It is also considered incorrect grammar. Thus, the correct answer is option C.
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Name FIVE factors that must be considered when choosing a form of ownership.
Answer:
1) financing, taxation,risk tolerance, continuity and transferability,entrepreneurial ability
Explanation:
,
why having business is important?
g a reduction in the rate of inflation is called: a. disinflation. b. cost-push inflation. c. hyperinflation. d. deflation.
A reduction in the rate of inflation is called: disinflation
Hence, option A is correct.
When price inflation slows down briefly, disinflation results. The U.S. Federal Reserve frequently employs this phrase to characterise a period of sluggish inflation. Because the inflation rate is marginally reduced over a brief period, unlike deflation, this is not detrimental to the economy.A slowing in the rate of increase of the overall price level of goods and services in a country's gross domestic product over time is known as disinflation. It is reflation's polar opposite.To know more about Disinflation here
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A company borrowed $150,000 at an interest rate of 9% compounded annually over six years. the loan will be repaid in installments at the end of each year, according to the accompanying repayment schedule. what will be the size of the last payment (x) that will pay off the loan?
Answer:
French Loan Schedule $33,437.97
German Loan Schedule $27,250
Explanation:
As there is no information attached about the kind of loan schedule I'm ghoing to resumethe work for the two possible options:
French Loan (equal payment across year)
This will be an annuity of 6 year at 9% interest:
\(PV \div \frac{1-(1+r)^{-time} }{rate} = C\\\)
PV 150,000.00
time 6
rate 0.09
\(150000 \div \frac{1-(1+0.09)^{-6} }{0.09} = C\\\)
C $ 33,437.967
German Loan (equal amortization across the loan-life)
$150,000 / 6 = 25,000 amorization per year
Last year payment will be the 25,000 plus the interest accrued during this time:
25,000 x ( 1+ 0.09) = $27,250
----------------------------------
If the question what about different principal payment across times then, there do another question an attach that information.
What does it mean to invest your own risk?
Toni Nicolet's
checking account balance on Monday, April 13, is $540; her savings balance is $980. On
Tuesday, April 14, she made an ATM withdrawal from checking of $86. On April 15, Toni plans to make
these online payments: income tax bill, $823, utility bill, $98, and charge account bill, $127. How much
money, if any, will Toni have to transfer into her checking account from savings to cover the online
payments and leave a balance of $50 in the checking account?
Answer:
$644
Explanation:
Toni has a balance of $540 on her checking account
She made an ATM withdrawal of $86
The balance on her checking account after withdrawal is
= $540 - $86
=$454
Toni intended to pay online payments on Arpril 15. The total of the payments
=$823 + $98 + $127
=$1048
It means Toni has a deficit of
=$454- $1048
=($594)
If Toni desires a balance of $50 after payments, she must withdraw 594+50 from the savings account.
=596 + 50
=$644
Question 5 of 10
A cable TV station that is only available to subscribers who pay a fee
broadcasts a performance that some viewers consider obscene. What factor
would help a judge decide how to balance freedom of speech with the public
interest in this case?
A. The location where the performance was filmed
B. The fact that the TV station is owned by a wealthy corporation
C. The fact that the broadcast speech was only available to a limited
audience
D. The idea that the public interest is not affected by obscene
material
Answer:
C: The fact that the broadcast speech was only available to a limited audience
Explanation:
When weighing freedom of expression vs. the public interest, judges must consider how much the public is being impacted and to what extent, measured by the number of persons who are being negatively impacted, in order to override freedom of speech. The Constitution protects freedom of expression, and in some cases, that protection takes precedence over other rights. However, a court may feel that it is appropriate to curb or limit freedom of expression where the affectation is too broad or has the potential to harm other protected rights, based on how the effects impact persons and how many people are affected. Due to the restricted transmission in this instance and the principle that the damage is constrained by the simple fact that these viewers may opt not to watch or just stop paying their subscriptions, the freedom of speech prevails.
An innovative business idea that no one has never had
An innovative business idea that no one has never had is Offering virtual assistance to other businesses.
What is innovative business idea ?innovative business idea can be described as an idea in business that cn be developed so that it can be a way to earn a living by providing the services or the goods to the consumer.
It should be noted that this innovation can be the one that no one has ever done or the modification of the one that has been in exisitence, however providing the virtual assistance serves as one of the innovation in business that can ring profit.
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Complete question:
State An innovative business idea that no one has never had
QUESTION 31
A stock has the following probability distribution: If the economy is good (the probability is 20%), its expected stock return is 20%; if the economy is on average (the probability is 60%), its expected stock return is 10%; if the economy is bad (the probability is 20%), its expected return is -10%. Find the expected rate of return for the stock.
8. 0%
6. 0%
10. 0%
14. 0%
QUESTION 32
Using the data from Question 31, find the standard deviation for the stock.
9. 80%
10. 29%
11. 35%
12. 98%
QUESTION 33
Find the yield to maturity (YTM) for a 15-year, 8% annual coupon rate, and $1,000 par value bond if the bond sells for $1,208 currently? We assume that interest is paid on this bond semiannually.
5. 89%
6. 84%
7. 55%
8. 72%
QUESTION 34
Using the information from Question 33, calculate the bond’s current yield.
6. 35%
6. 62%
7. 22%
7. 08%
QUESTION 35
Using the information from Question 33 and 34, calculate the bond’s capital gain yield.
-0. 39%
-0. 56%
-0. 73%
1. 18%
QUESTION 36
An investor is forming a portfolio by investing $50,000 in stock A which has a beta of 2. 1, and $50,000 in stock B which has a beta of 0. 6. The market risk premium is equal to 5% and treasure bonds have a yield of 3% (rRF). What’s the portfolio beta?
1. 60
1. 85
1. 50
1. 35
QUESTION 37
Using the information in Question 36, calculate the required rate of return on the investor’s portfolio
8. 25%
10. 55%
9. 75%
9. 15%
QUESTION 38
A store is offering a diamond ring for sale for 60 months at $100 per month. The retail price of the ring is $6,000. What is the annualized interest rate on this offer?
10. 51%
9. 28%
7. 42%
0%
QUESTION 39
You want to receive $5,000 per month in retirement. If you can earn 6% annual return and you expect to need the income for 30 years, how much do you need to have in your account at retirement (monthly compounding)?
$644,156
$589,511
$722,166
$833,958
QUESTION 40 A firm has issued a bond. The bond has a 6% coupon rate, paid semiannually, a current maturity of 20 years, and sell for $1,000. The firm’s marginal tax rate is 21%. What’s the firm’s after-tax component cost of debt?
7. 9%
5. 5%
6. 0%
21%
QUESTION 41 A firm’s preferred stock currently sells for $100 per share and pays a dividend of $11 per share. However, the firm will only receive $95 per share from the sale of new preferred stock due to the floatation costs. What’s the firm’s component cost of Preferred stock?
10. 5%
10. 9%
11. 6%
12. 3%
QUESTION 42 A firm’s common stock currently sells for $40 per share. The firm’s most recent dividend paid (D0) is $2 per share on its common stock, and investors expect the dividend to grow indefinitely at a constant rate of 10% per year. What’s the firm’s cost of common stock using DCF approach? 9. 5%
15. 0%
15. 5%
16. 5%
QUESTION 43 A stock is selling for $50 in the market. The company’s beta is 1. 2, the market risk premium (rM - rF) is 5%, and the risk-free rate is 6%. The most recent dividend paid is D0 = $2. 0 and dividends are expected to grow at a constant rate g. What’s the required rate of return by common shareholders?
5. 0%
6. 0%
11. 0%
12. 0%
QUESTION 44 Based on the information from Question 43, what’s the dividend growth rate g?
6. 22%
7. 31%
7. 69%
8. 15%
QUESTION 45 Based on the information from Question 43 and 44, calculate the stock’s expected dividend yield.
4. 31%
5. 00%
6. 22%
7. 70%
5 points
QUESTION 46 A company’s free cash flow FCF0 = $1. 2 million. The weighted average cost of capital is WACC = 10. 1%, and the constant growth rate is g = 5%. What is the current value of operations?
$19. 5 million
$21. 8 million
$24. 7 million
$25. 6 million
QUESTION 47 A firm’s free cash flow in Year 1 is $2. 5 million. If the expected long-run free cash flow growth rate for this company is 5%, the weighted average cost of capital is 11%. The company has $5 million in short-term investments and $3 million in debt, and 2 million shares outstanding, what is the estimated intrinsic stock price?
$16. 83
$18. 57
$25. 33
$28. 59
QUESTION 48 Construct an amortization schedule for a $1,500, 6% annual rate loan with 3 equal payments. The first payment will be made at the end of the 1st year. Find the required annual payment.
$355. 2
$467. 3
$388. 0
$561. 2
QUESTION 49 Based on the information from Question 48, what’s the ending balance of the amortized loan at the end of the 2nd year.
$0
$529. 4
$388. 3
$561.
QUESTION 50 Based on the information from Question 48 and 49, calculate the total amount of interests you should pay for the amortized loan in three years.
$168. 3
$175. 8
$183. 5
$164. 1
The expected rate of return for the stock is 8%.
What is the expected rate of return for the stock?We will calculate the expected rate of return using the provided probability distribution as follows.
The expected rate of return will be computed as:
= (Probability of economy being good * Expected return in good economy) + (Probability of economy being average * Expected return in average economy) + (Probability of economy being bad * Expected return in bad economy)
= (0.20 * 0.20) + (0.60 * 0.10) + (0.20 * (-0.10))
= 0.04 + 0.06 + (-0.02)
= 0.08.
= 8%.
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an agent’s obligation to perform the duties specified in the agency agreement with reasonable skill and care is part of the agent’s duty of _____.
An agent's obligation to perform the duties specified in the agency agreement with reasonable skill and care is part of the agent's duty of diligence.
The duty of diligence is a fundamental responsibility of an agent in carrying out their obligations. It refers to the requirement for the agent to act diligently, carefully, and with competence in performing the tasks assigned to them under the agency agreement.
This duty includes using reasonable skill, knowledge, and expertise to ensure that the agent carries out their responsibilities effectively and in accordance with the agreed-upon terms. By fulfilling their duty of diligence, agents strive to meet the expectations of their principal and act in their best interests while exercising reasonable care and professionalism in their actions.
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Do anybody live in Las Vegas
When it comes to changing consumer behavior, marketers have a tough time
breaking the habits consumers tend to adopt .
True or False
What does a boilermaker do?
applies marble and tile to floors, walls, and other surfaces
installs iron or steel beams, columns, and girders
assembles, installs, and repairs large containers that hold gases and liquids
repairs roofs of structures, using asphalt, metal, shingles, and other materials
Answer:
C) Assembles, installs, and repairs large containers that hold gases and liquids.
burger king has a specific way of performing each of the jobs in their restaurants. for example, across canada, french fries are made and prepared the same way using specialized equipment and standard ingredients and processes. this is an application of:
Burger King's consistent approach to preparing French fries across Canada is an application of the concept of standardization.
WHAT'S STANDARDIZATIONStandardization is the practice of creating uniform, consistent processes and products that can be applied consistently in different contexts.
In Burger King's case, this means that the same ingredients, processes, and equipment are used to make French fries in each of their restaurants across the country. This consistency allows Burger King to maintain high standards for their products and services, as well as create efficient operations.
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According to the above graph, which industry will have 25% more growth than health services over the period from 2000 to 2010?. A. Equipment rental and leasing b. Residential care c. Computer and data processing d. None of these.
The other two industries, namely equipment rental and leasing and residential care are expected to have a growth rate of around 85% and 50%, respectively, during this period. Therefore, the answer to the given question is option C. Computer and data processing.
According to the given graph, the industry which will have 25% more growth than health services over the period from 2000 to 2010 is the computer and data processing industry.
The growth of the computer and data processing industry from 2000 to 2010 is expected to be around 100% whereas the growth of the health services industry is expected to be around 75%. This difference in growth rates is around 25% which makes the computer and data processing industry the answer to the question.
Let's further discuss the growth rates of different industries from 2000 to 2010.The given graph shows the growth rates of various industries from the year 2000 to the year 2010. The health services industry is expected to have a growth rate of around 75% during this period. The industry with the highest growth rate during this period is the computer and data processing industry with a growth rate of around 100%.
The other two industries, namely equipment rental and leasing and residential care are expected to have a growth rate of around 85% and 50%, respectively, during this period. Therefore, the answer to the given question is option C. Computer and data processing.
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Answer:
c
Explanation:
selfexplenitory
On a loan of $32,000 at 7% interest for 6 months, how much do you wind up paying to pay off the loan?.
The amount to be paid at the end of the loan period will be $33,120. The rate of interest on the loan is given as per annum and hence the interest is to be calculated for 6 months.
Calculation of settlement amount of loan:Given:
\(\rm Principal &= \$32,000\\\\Rate &= 7\%\:per\:annum\\\\Tenure = 6\:months\)
Interest is calculated from the following formula:
\(\rm Interest = Principal\times Rate \times Tenure\)
Hence the interest for the loan will be:
\(\begin{aligned}\rm Interest &= \$32,000\times 7\% \times 6\: months\\\\&= 32,000 \times \dfrac{7}{100}\times \dfrac{6}{12}\\\\&= \$1,120\end\)
The final payment for the loan will be the combination of principal and interest.
Therefore final payment = $32,000 +$1,120
= $33,120
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According to North Carolina Real Estate Commission rules, under what circumstances, if any, may a broker disclose the terms contained in one party's offer to purchase real estate to a competingparty?O A. with the written authorization of the party making the offerO B.with the written authority of the party receiving the offerC. with the written authority of both parties to the prospective transactionO D. Such disclosure is prohibited.
According to North Carolina Real Estate Commission rules, a broker may disclose the terms contained in one party's offer to purchase real estate to a competing party only (C) with the written authorization of both parties to the prospective transaction. Otherwise, such disclosure is prohibited.
Real estate is the business of buying selling or renting any kind of property related to land such as, land, building or house.
North Carolina Real Estate Commission was formed in 1775 as an independent state government agency. Its primary objective is to protect the rights of the common men when they deal with real estate brokers.
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I get divorced from my wife in Texas and have one heck of a party that night. I get killed driving home as I go off the road in my brand-new Harley at 100 MPH but smiling the whole way. I hadn’t changed beneficiary designations naming my wife as beneficiary in my will, my retirement benefits, my insurance, nor POD bank accounts. I did change the stock accounts to just my name and had named a new beneficiary. I had, even after the divorce, considerable personal property (cash, stocks, etc.) all which I had given to my (ex)wife under the existing/unchanged will. Ex-Wife smiles tremendously after a few crocodile tears. Is she going to be even happier or not? What is the probable result, and what should I have done, if anything?
It can be concluded that Ex-Wife is going to be even happier under the given circumstances. It can be predicted that the probable result would be that Ex-Wife would receive the benefits since the beneficiary designations have not been changed and the will remains unchanged.
If the Ex-Wife is named as the beneficiary, she is likely to receive the benefits.An important step that the person should have done is to update the beneficiary designations after the divorce. It is crucial to update the beneficiary designations on wills, insurance policies, retirement accounts, and POD bank accounts after getting divorced, especially when the divorce is mutual.
Failing to do so can result in unintended consequences, such as in the scenario given above.In summary, failing to change the beneficiary designations and keep the will unchanged after getting divorced can result in the ex-spouse getting the benefits.
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Give a proper definition of money.
Answer:
Money is an economic unit that functions as a generally recognized medium of exchange for transactional purposes in an economy. Money provides the service of reducing transaction costs, namely the double coincidence of wants. Money originates in the form of a commodity, having a physical property to be adopted by market participants as a medium of exchange. Money can be: market-determined, officially issued legal tender or fiat money, money substitutes, and fiduciary media, and electronic cryptocurrencies.
Explanation:
what does the abbreviation of CD stand for. (this is financial i put it under business because it is the closest thing to financial literacy)
A. certificate of disposal
B.certificate of interest
C.credit of deferral
D.certificate of deposit
Answer:
D) certificate of deposit.
Explanation:
A credit card company advertises an APR of 15.3%, compounded daily. What
is the effective interest rate? Round your answer to two decimal places.
O A. 15.76%
O B. 16.53%
O c. 15,50%
O D. 16.47%
Answer:
B. 16.53%
Explanation:
The effective interest rate is the real interest rate charged by a bank or any other type of lender on a loan.
the formula to calculate effective interest rate = r = (1 + i/n)ⁿ - 1
i =15.3%n = 365 daysr = [1 + (15.3%/365)³⁶⁵] -1 = 1.00419178³⁶⁵ - 1 = 1.165287621 - 1 = 0.165287621 ≈ 16.53%
Identify and explain one advantage and one disadvantage of leasing all the equipment used in the business.
Answer:
Advantage Is You Save Money, Disadvantage Is The Way That There's Not Enough Or Its Not Good Enough
Explanation:
Basically Yea
It is essential to adopt procedures to manage _____ in the supply chain.
distribution
inventory
procurement
suppliers
risks
.
It is essential to adopt procedures to manage risks in the supply chain.
Risks in the supply chain can come from a variety of sources, such as supply disruptions, quality control issues, or unforeseen market changes. To manage these risks, it is important to have procedures in place that can help identify potential risks, assess their likelihood and impact, and develop mitigation strategies.
This may involve developing contingency plans, diversifying suppliers or inventory sources, improving communication and collaboration with suppliers, or monitoring market conditions and industry trends. By adopting these procedures, companies can better manage risks in their supply chain and improve their overall performance and resilience.
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