The rate of interest charged on _____ loans changes periodically in keeping with prevailing market conditions.a. nominal-rateb. standard-ratec. variable-rated. fixed-ratee. low-rate
Answers
The rate of interest charged on variable-rated loans changes periodically in keeping with prevailing market conditions. Thus, option c is correct.
A variable rate loan is a type of loan where interest alters according to changes in the recent market interest rates. A variable-rate loan contains varying monthly payments that change according to interest rate changes in the current market. It is different from a fixed-rate loan.
The interest rates of loans fluctuate between types of loans offered by banks. These rates must be under the control of London Interbank Offered Rates. The variable-rate loan is better when compared to standard rates.
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Related Questions
the agricultural practice most dependent on being close to consumers is
Answers
The agricultural practice most dependent on being close to consumers is direct marketing. Direct marketing involves selling agricultural products directly to consumers without intermediaries, such as wholesalers or retailers. It allows farmers to establish direct connections with their customers, understand their preferences, and provide fresh and locally produced goods.
In agriculture, proximity to consumers is an important factor in determining the success of certain practices. One such practice is direct marketing, which involves selling agricultural products directly to consumers without intermediaries. Direct marketing strategies, such as farmers markets, farm stands, community-supported agriculture (CSA) programs, and on-farm sales, rely on being close to consumers.
Direct marketing offers several advantages for both farmers and consumers. By eliminating intermediaries, farmers can earn higher profits and have better control over the pricing of their products. They can also establish direct relationships with their customers, understand their preferences, and receive immediate feedback. For consumers, direct marketing provides access to fresh and locally produced goods, promotes sustainable farming practices, and supports local economies.
Being close to consumers allows farmers to reduce transportation costs and ensure the freshness and quality of their products. It also enables them to respond quickly to changing consumer demands and adapt their production accordingly. Additionally, proximity to consumers fosters a sense of community and allows farmers to educate consumers about the benefits of buying locally.
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identify characteristics of notes payable that are not common to accounts payable.
Answers
Notes payable and Accounts payable are both used to represent the obligations that a company has to an entity. They are however different in certain ways such as:
Payment period Conversion Entities owedThe following are differences between notes payable and accounts payable:
Payment period - Accounts payable are to be paid in less than a year whereas Notes payable can either be less or more than a year. Conversion - Accounts Payable can be converted to a notes payable if the company is unable to pay them off in time. A Notes payable on the other hand, cannot be converted to an Accounts payable. Entities owed : Accounts payables are owed to suppliers of the company but Notes payable are owed to financial institutions.In conclusion, notes payables and accounts payables have several differences.
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in what ways did the manorial system promote group cooperation
Answers
The manorial system promoted group cooperation through several ways. In the Middle Ages, the manorial system was a system of land ownership and labor that was prevalent in Europe.
It was a hierarchical social structure that was based on land ownership and was prevalent in rural areas.The lord of the manor had control over the land, and the serfs, or peasants, worked the land. This system created a sense of community among the peasants, as they had to work together to farm the land.Long answer:The ways in which the manorial system promoted group cooperation are:1. Shared laborThe manorial system required all the peasants to work together to farm the land. They had to work together to plow the fields, plant the crops, and harvest the crops. This required a high level of cooperation among the peasants.
They had to work together to ensure that the crops were planted and harvested on time. This shared labor created a sense of community among the peasants.2. Mutual AidThe peasants were required to help each other in times of need. If a peasant was ill, the other peasants would help him or her with the farm work. If a peasant needed help with his or her home, the other peasants would help him or her with the construction. This mutual aid helped to create a sense of community among the peasants.3. Collective ResponsibilityThe manorial system required all the peasants to share the responsibility for the land.
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when the government hires people/construction companies to clean up after a hurricane or tornado, this: does not add to gdp since devastation has occurred. adds to gdp.
Answers
The cleanup of a hurricane or tornado does not add to the Gross Domestic Product (GDP) since the devastation has already occurred. The money spent by the government to hire people or construction companies for cleanup is not counted as part of the GDP.
The government hiring people/construction companies to clean up after a hurricane or tornado does not add to the Gross Domestic Product (GDP). The GDP is a measure of the total market value of all final goods and services produced in a given period of time, which is why the destruction of a hurricane or tornado does not increase the GDP. Instead, the government spending to rebuild after the hurricane or tornado does. This is because the rebuilding of infrastructure, homes, and businesses produces new goods and services, which adds to the GDP.
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Based on historical figures, how much would you gain or lose by putting your money in a savings account compared to investing in the stock market?
A:You will lose $3.3 to 4 million by putting your money in a savings account compared to investing in the stock market.
B:You will gain $3.3 to 4 million by putting your money in a savings account compared to investing in the stock market.
C:You will lose $4.4 to 5 million by putting your money in a savings account compared to investing in the stock market.
D: You will gain $4.4 to 5 million by putting your money in a savings account compared to investing in the stock market.
Answers
You will gain $4.4 to 5 million by putting your money in a savings account compared to investing in the stock market. So, the correct answer is option D.
Due to their security, dependability, and liquidity, savings accounts are a wonderful place to keep money set aside for a future need. Your emergency fund and savings for short-term objectives, such as a trip or house maintenance, can be kept in these accounts.
In addition to having immediate access to your money when you need it, savings accounts frequently provide better interest rates than checking accounts. Even some savings accounts that offer an APY greater than money market accounts may be found. While high-yield savings accounts typically pay approximately 0.6 percent annual percentage yield (APY), the average APY on savings accounts is only 0.06 percent.
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the development of team roles arises from the ______ of the team, the organization, and the team members themselves.
Answers
Answer:Expectations
Explanation:
\Why is it important to consider scholarships and grants before loans to pay for higher education?
Answers
Answer:
Explanation:
Scholarships and grants are monies that are given to the student for education. You DO NOT have to pay them back.
Loans can also be given for education costs but you DO have to pay them back. So, obviously, you want scholarships and grants before loans.
T/F changes in the enacted tax rates that do not become effective in the current period
Answers
True.
Changes in enacted tax rates that do not become effective in the current period are typically referred to as deferred tax liabilities or assets. These changes represent future tax obligations or benefits resulting from the difference between the financial reporting of income and expenses and the tax reporting of these items. Deferred tax liabilities or assets are recorded to account for the future impact of these changes on a company's tax liability. They reflect the timing difference between when the financial transaction occurs and when it is recognized for tax purposes.
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9. Considering the experience of a country which has chosen a
fixed exchange rate and independent monetary policy.
Explain what this country gives up because of the "policy
trilemma," and what this means.
Explain the effect of expansionary monetary policy in such a country
Explain the effect of Sterilized FX intervention
Explain the effect of Sterilized intervention
Answers
Fixed exchange rate and independent monetary policy give up control over domestic interest rates. Expansionary monetary policy faces constraints, sterilized FX intervention offsets impact on domestic money supply.
When a country chooses a fixed exchange rate and independent monetary policy, it gives up control over domestic interest rates. This is known as the "policy trilemma," which states that a country cannot simultaneously have a fixed exchange rate, independent monetary policy, and free capital mobility. As a result, the country must prioritize between exchange rate stability and domestic monetary policy autonomy. Expansionary monetary policy in such a country involves reducing interest rates and increasing the money supply to stimulate economic growth. However, in a fixed exchange rate system, this policy may lead to capital outflows as investors seek higher returns elsewhere. This can put pressure on the exchange rate and potentially lead to a currency depreciation.
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Hank leases 150 acres from Sara and Jesse. He has an option contract attached to his lease, with an option to purchase that can be exercised within the next two years. What type of contract is this
Answers
An option-fee based contract is the contract attached to his lease as its has an option to purchase that can be exercised within the next two years.
What is an option-fee based contract?An type of contract is that allows a money to be paid by a buyer to a seller for the option to terminate a real estate contract.
In conclusion, an option-fee based contract is the contract attached to his lease as its has an option to purchase that can be exercised within the next two years.
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Assuming that the direct materials used are $1880000, compute the total manufacturing costs using the following information.
Raw materials inventory, January 1 $ 20000
Raw materials inventory, December 31 40000
Work in process, January 1 18000
Work in process, December 31 12000
Finished goods, January 1 40000
Finished goods, December 31 32000
Raw materials purchases 1900000
Direct labor 760000
Factory utilities 150000
Indirect labor 50000
Factory depreciation 400000
Operating expenses 420000
A. $420000
B. $3060000.
C. $3660000.
D. $3240000.
E. $3246000.
Answers
Answer:
D. $3240000.
Explanation:
Particulars Amount ($) Amount ($)
Direct materials used 1,880,000
Direct Labor 760,000
Manufacturing Overheads
Factory Utilities 150,000
Indirect Labor 50,000
Factory Depreciation 400,000 600,000
Total Manufacturing cost $3,240,000
3. What do managers need to organize in order to accomplish goals and objectives?
Answers
Answer: Planning is the function of management that involves setting objectives and determining a course of action for achieving those objectives. (write this in your own words)
Explanation:
A study has found, among 100 students at a school, that enrollment in drama classes is correlated with high rates of participation in social-
service projects. What can we conclude from this correlation for this population?
O Both of the above
O Neither of the above.
O Drama classes cause increased volunteerism
Volunteering causes interest in drama,
Answers
Explanation:
Correlation does not lead to causation, no matter how strong the correlation may be. You'll need to do an experiment to see if one variable causes the other. There may be other factors that aren't being considered here. We consider these confounding variables.
An example of correlation doesn't lead to causation could be this: In the summertime, ice cream sales increase and the amount of sunburns increase. Both ice cream sales and sunburns are strongly positively correlated. Does eating ice cream cause a sunburn? The answer is "no" because clearly the sun is responsible for that. So the sun would be the confounding variable here. Specifically, the amount of sunlight exposure would be key here.
An economy in the steady state has a marginal product of capital of 9 percent, a rate of depreciation of 3 percent, a population growth rate n of 1 percent, and rate of technological progress of g = 1 percent. According to the text, this economy could _____ in order to achieve the Golden Rule capital per effective worker.
Answers
The economy could invest 34.78% of its output per effective worker in capital per effective worker to achieve the Golden Rule capital per effective worker.
Golden Rule Capital:The Golden Rule capital per effective worker is the level of capital per effective worker that maximizes consumption over time. It is the level of capital per effective worker that allows for the highest possible consumption in every period of time.To achieve this, the economy must increase its investment in capital per effective worker.
This investment will increase the productivity of the economy, allowing for more output to be produced for every unit of labor input.
As the productivity of the economy increases, the economy will be able to produce more goods and services, which will lead to higher consumption levels over time.In order to calculate the level of investment required to achieve the Golden Rule capital per effective worker, we need to use the following formula:
k* = (1/3 + n + g) / (1 + n) * y
Where : k* = the level of capital per effective worker that maximizes consumption over time
y = output per effective worker
k = capital per effective worker
n = population growth rate
t = technological progress rate
g = marginal product of capital - rate of depreciation
Given the values of the marginal product of capital (g) = 9%, the rate of depreciation = 3%, the population growth rate (n) = 1%, and the rate of technological progress (t) = 1%, we can calculate the level of investment required to achieve the Golden Rule capital per effective worker as:
k* = (1/3 + 0.01 + 0.01) / (1 + 0.01) * y
k* = 0.3478 * y
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World Motors assembles automobiles in the United States from engines produced by its subsidiary corporation in Country X. In order to shift its tax liability, World Motors instructs the subsidiary in Country X to overvalue its invoice price of the engines. This is known as:
Answers
The practice of instructing the subsidiary corporation in Country X to overvalue its invoice price of the engines in order to shift tax liability is known as transfer pricing manipulation or transfer pricing fraud.
Transfer pricing refers to the pricing of goods, services, or intellectual property transferred between related entities within a multinational company. It involves determining the prices at which transactions occur between these entities. The objective of transfer pricing manipulation is to manipulate these prices to shift profits or tax liabilities from high-tax jurisdictions to low-tax jurisdictions, thereby reducing the overall tax burden for the multinational company.
In the given scenario, World Motors is instructing its subsidiary in Country X to overvalue the invoice price of the engines, which artificially inflates the cost of the engines for the assembly operations in the United States. By doing so, they can reduce their taxable profits in the United States and potentially shift those profits to a lower-tax jurisdiction where the subsidiary is located.
It is important to note that transfer pricing manipulation for tax avoidance purposes is generally considered unethical and can be illegal in many jurisdictions if it violates tax laws or regulations.
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Because EFT payments require less manpower, they are _____ than mailed payments.
A. More efficient
B. Less accurate
C. Less secure
D. More accessible
Answers
Because EFT payments require less manpower, they are more accessible than mailed payments.So option d is correct.
What does the term "Electronic Funds Transfer" (EFT) signify in terms of payment?Electronic payments such as wire transfers, ACH transactions, and credit card payments are all referred to as "electronic funds transfers" (EFT). Without the direct involvement of bank workers, electronic cash transfers between bank accounts—whether they be between financial institutions or inside a single institution—are carried out via computer-based methods. The following are a few examples of common electronic money transfer transactions: automatic teller systems (ATM)
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What are two methods that you might use
to grow and develop your career?
Answers
Answer:
Some things you may need are staying focused a good speaking or and a good colloge are just a few thing you may need to grow nad expand your career and good people around you
Explanation:
When buying an existing business, it is important to:
Answers
Before buying a business, make sure to examine its past few years of financials records.
What does buying an existing business mean?Exactly what it sounds like, purchasing an existing company. Usually, the buyer gains complete control of the company. The biggest benefit is having a pre existing plan that can incorporate crucial elements like a developed client base, specified operating costs, and fully trained workers.
Why you should buy an existing business?There is less risk. Buying an established business is intrinsically less hazardous than establishing one from scratch because it already has goodwill, is operational, has clients and customers, personnel, systems, suppliers, financial history, a location or locations, and you might be able to convince the seller to finance it.
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After learning about social media ethics, what 5 things would you tell other high school students positive or negative about social media and how it will potentially affect their high school experience and their potential career?
Answers
Given all the details about bonds and stocks, which do you prefer to invest with your money in the future? Explain in your own words.
Answers
Answer:
Bonds provides more opportunities and offers than stocks.
Explanation:
Bonds are a better option than stocks as bonds tend to give a good return. That is the bonds are less volatile and less risk markets they have a high interests rates and tends to offer saving rates at a bank and hae various advantages. Bonds also perform well the stocks decline and hence they are better than stocks and should prefer to invest in the money in future.T/F: it makes the most sense to use price skimming as a pricing policy when supply is greater than demand
Answers
False. Price skimming is a pricing policy typically used when demand exceeds supply, not the other way around. It involves setting an initially high price to target early adopters or customers with higher willingness to pay.
As demand decreases or competition increases, the price is gradually lowered to attract broader market segments. This strategy allows businesses to maximize profits during the initial stages of a product's lifecycle, while also leveraging the perceived value and novelty of the product.
Price skimming is effective when there is limited supply and high demand for a product or service. By setting an initially high price, the business aims to capture the willingness to pay of early adopters or customers who highly value the unique features or benefits of the product. This strategy helps to generate significant revenue and maximize profits in the early stages when competition may be limited. As time goes on and demand stabilizes or decreases, or when competitors enter the market, the business can gradually lower the price to attract broader market segments. This allows for wider adoption of the product and helps to maintain a competitive position in the market. Therefore, price skimming is not suitable when supply exceeds demand, as it relies on scarcity and high demand to justify the initial high price.
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Side effects such as drowsiness, mental clouding, and nausea
can be a result of taking:
Answers
We might anticipate experiencing symptoms like tiredness, mental clouding and nausea when using opioids.
What causes hazy urine, and why?The presence with alkaline is the most frequent cause of murky urine. Water, salts, and waste products from the kidneys make up urine, and the ratio of these elements determines whether it is alkaline or acidic (pH). The pH range for normal urine acidity to alkalinity is 4.5 to 8.
Why does my stomach hurt and my urine seem cloudy?UTIs frequently result in symptoms that are unique to the bladder, such as murky urine and pain when urinating. The infection-causing bacteria, however, can also impact your abdomen, particularly your lower belly. Bloating can happen, along with a lot of pressure, pain, and discomfort.
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[6]
2 Mohammed owns a bakery. He makes bread and cakes. He
employs three workers who help him mix the dough for the bread
serve customers. Mohammed has calculated that the 'added value'
and cakes, put the dough into tins, bake the bread and cakes, and
of his business is low. His customers complain when he tries to
increase his prices. We can buy the same bread and cakes at
lower prices,' they tell him.
Define 'added value'.
Answers
Added value can be defined as a set of characteristics related to the product or service that are perceived by the consumer and go beyond its core benefit.
Is the added value advantageous for companies?Yes, because by adding features to its products and services that increase their added value, the company is able to increase the value of products, create value for consumers, increase competitiveness and market positioning.
Some features that help increase the added value of a product are:
PackingAttendanceQualityBenefitsDesignDistributionCompanies must invest in characteristics that increase the value of the brand, to find out what they are, marketing studies and data analysis can be carried out to identify which are the psychosocial characteristics that consumers seek when consuming a particular product.
Therefore, added value can also be understood as value perceived by consumers who positively change their perception of a brand.
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Sebastian buys his coffee every month for $25 at a local coffee shop. At a local warehouse store with a $60 annual fee, he can purchase the same coffee for $15. What is the BEST financial advice for Sebastian when it comes to purchasing his coffee?
A. He should buy coffee at the warehouse store because at the end of the year he will have saved money.
B. He should buy coffee at the coffee shop because at the end of the year he will have saved money.
C. It doesn’t matter where he buys the coffee; the price is exactly the same after 12 months.
D. If he buys coffee for only five months, he should just buy it at the coffee shop because it will be cheaper.
Answers
Answer:
A. He should buy coffee at the warehouse store because at the end of the year he will have saved money.
Explanation:
if he continues to buy his coffee at the local shop it will cost $300 at the end of the year. If he buys from the warehouse it will cost $240 at the end of the year.
Over time, inflation will cause a (5 points)
decline in the cost of both goods and services
decline in the cost of some goods, but not services
o rise in the cost of both goods and services
o rise in the cost of some services, but not goods
Answers
Select the correct answer. Ship's engineers help keep ships running well. A. True B.False
Answers
Answer:
i am late but this true
Explanation:
I did the test on this and got it right :)
Purchasing & Inventory Control Math Quiz
QUESTION 1 of 10: You begin the week with 30 units of orange juice. You purchase 50 units. Your ending inventory for the week is 30 units.
How many units did you sell?
0000
a) 5
b) 15
c) 49
d) 50
Answers
Towards the end, 50 units had been sold.(option d)
How would you define inventory?The items and supplies that a company keeps on hand with the intention of reselling, producing, or using them are referred to as inventory or stock. The main focus of inventory management is determining the location and shape of stocked commodities. All the goods, merchandise, and supplies that a company keeps on hand in anticipation of selling them for a profit are referred to as inventory. Example: Only the paper will be regarded as inventory if a paper vendor utilizes a vehicle to distribute newspapers to clients. The car will be considered an asset.
Inventory sold = 30 + 50 - 30 = 50.
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Explain how an investor makes money by investing in bonds
Answers
Answer:
Financial investors earn money through the purchase of bonds, be these public (of countries or states) or private (that is, of companies) through speculation regarding the rise or fall of their value with respect to the purchase value, as well as with the interest that these bonds accrue periodically.
Thus, if the bond rises in value due to a good economic performance by the issuer, investors can sell it and make a profit, or even buy bonds at times of low values, expecting increases.
What Is NOT one of the three primary resources that farnilies have to reach financlal goals?
A.Education
B.Energy
C.Time
D.Money
Answers
Answer:
I think it would be education
Explanation:
Answer: A. Education
Explanation:
Sometimes the government will step in when they feel the need to encourage competition in
a particular industry and to break up companies that have nearly complete control over a
particular market. What is it called when the government initiates action against companies
that appear to have too much power?
A.consumer protection
B.OSHA
C.monopolies
D.antitrust suits