Write a summary of the career of a PRODUCT MANAGER and then
identify whether you would want to work in that career or not. No
more than 200 words. Use APA citation.

Answer:

the  one share of this stock worth today is $3.15

Explanation:

The computation of the  one share of this stock worth today is shown below:

= Dividend per share ÷ (1 + required rate of return^years) + Dividend per share ÷ (1 + required rate of return^years) + Dividend per share ÷ (1 + required rate of return^years)

= ($1.20 ÷ 1.07^1) + ($1.20 ÷ 1.07^2) + ($1.20 ÷ 1.07^3)

= $3.15

hence, the  one share of this stock worth today is $3.15

(a) The percentage of online buyers in 2001 was 28.2%, and it was changing at a rate of 14.44% per year.

(b) The percentage of online buyers in 2003 was approximately 44.1%, and it was changing at a rate of approximately 4.81% per year.

(a) To find the percentage of online buyers in 2001 (t = 1), we substitute t = 1 into the given function P(t):

P(1) = 28.2 + 14.44 * ln(1) = 28.2 + 0 = 28.2%

Therefore, the percentage of online buyers in 2001 was 28.2%.

To determine how fast the percentage was changing in 2001, we need to find the derivative of the function P(t) with respect to t and evaluate it at t = 1:

P'(t) = dP(t)/dt = 14.44 * (1/t) = 14.44/t

P'(1) = 14.44/1 = 14.44%/yr

Hence, the percentage of online buyers was changing at a rate of 14.44% per year in 2001.

(b) To find the percentage of online buyers in 2003 (t = 3), we substitute t = 3 into the given function P(t):

P(3) = 28.2 + 14.44 * ln(3) ≈ 28.2 + 14.44 * 1.0986 ≈ 28.2 + 15.876 ≈ 44.076%

Therefore, the percentage of online buyers in 2003 was approximately 44.1% (rounded to one decimal place).

To determine how fast the percentage was changing in 2003, we find the derivative of the function P(t) and evaluate it at t = 3:

P'(t) = dP(t)/dt = 14.44 * (1/t)

P'(3) = 14.44/3 ≈ 4.8133%

Hence, the percentage of online buyers was changing at a rate of approximately 4.81% per year in 2003 (rounded to two decimal places).

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Answer:

A customer need is a need that motivates a customer to purchase a product or service. 

We are required to explain how external economies of scale occur with a change in average costs of firm

Therefore, External economies of scale occur when average costs of a firm "fall as the representative firm and industry grows larger."

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The Gini index of Sweden increased from 26.4% in 2004 to 27.3% in 2012. This indicates that the distribution of wealth throughout the country became slightly more unequal during that time period, as a higher Gini index represents greater income inequality.

The Gini index is a measure of income inequality, where 0 represents perfect equality and 1 represents perfect inequality. In the case of Sweden, the Gini index increased from 26.4% in 2004 to 27.3% in 2012. This suggests that the distribution of wealth in Sweden became slightly more unequal during this time period. However, it is important to note that Sweden still has a relatively low Gini index compared to many other countries, indicating a relatively equal distribution of wealth overall.

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Annual elasticity is more elastic (since firms can switch to other production methods or lower-cost inputs quicker in the long run, compared to in the short run), and the annual supply curve is flatter.

A supply curve constitutes a graph that depicts how the quantity that a vendor supplies is impacted by changes in the selling price of an item or service. The horizontal x-axis shows the quantity supplied, and the vertical y-axis shows the price.

The supply curve changes to the right when the alteration in supply is higher and to the left when the increase in supply is lower.

Using the midpoint method,

Elasticity (Es) = [(Q1 - Q0) / (Q1 + Q0)] / [(P1 - P0) / (P1 + P0)]

= \([(210,000 - 200,000) / (210,000 + 200,000)] / [(7.5 - 5) / (7.5 + 5)]\)

= \((10,000 / 410,000) / (2.5 / 12.5)\)

= \(0.12\)

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Answer:

consumer goods

Explanation:

capital goods are the manufactured that are used in making finished products. these finished products are called consumer goods.

Answer: Jesse constantly looks for better ways to solve problems for customers

Explanation:

Customer satisfaction refers to the measurement which deals with the happiness and satisfaction of customers with the product and service of a company.

Since Haley is helping to choose members for a customer satisfaction team, then the employee who can help the team focus on the its purpose is Jesse who constantly looks for better ways to solve problems for customers.

False. E-mail is not considered a temporary message medium. It is a form of electronic communication that allows individuals to send messages, files, and other digital content to recipients over the Internet.

Unlike some temporary messaging platforms or services that delete messages after a certain period or are designed for short-lived conversations, e-mails are typically stored in the recipient's mailbox unless manually deleted. E-mails can be archived, searched, and referenced over an extended period, making them a more persistent form of communication. Electronic communication refers to the transmission of information, data, or messages using electronic devices and technologies. It involves the use of electronic means such as computers, smartphones, telephones, email, instant messaging, video conferencing, and social media platforms to exchange information and communicate with others remotely. Electronic communication has become an integral part of modern-day communication, enabling people to connect and interact with each other across various distances and locations.

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The statement "From a financial planning perspective, you need not worry about the size of monthly payments when taking a loan" is False. From a financial planning perspective, it is essential to consider the size of monthly payments when taking a loan.

The size of monthly payments, also known as the loan's monthly installments, plays a significant role in determining the affordability of the loan and its impact on your overall financial situation.

When taking a loan, you should assess your financial situation by considering your income, expenses, and savings. This will help you determine the amount you can comfortably allocate towards loan repayments. If the monthly payments are too high, it can put a strain on your finances, leading to difficulties in managing other expenses, and may eventually result in defaulting on the loan, which can negatively impact your credit score.

Moreover, high monthly payments can limit your ability to save and invest for future financial goals such as retirement, emergency funds, or education. Therefore, before taking a loan, you should compare different loan options, interest rates, and repayment terms to find a loan that suits your financial needs and has affordable monthly payments.

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The correct answer for Babs would be 4) investment bank.

The correct answer for Gloria would be 2) investment banker.

Babs should reach out to an investment bank to list her company publicly, while Gloria can best be described as an investment banker who manages her company's investment portfolio.

An investment bank is a financial institution that helps companies like Babs' to go public by facilitating the process of listing their company on a stock exchange. Investment banks provide services such as underwriting, advising on the offering price, marketing the shares to potential investors, and facilitating the distribution of the shares to the public. They have the expertise and resources to handle the complexities and regulatory requirements associated with going public.

An investment banker is responsible for managing investment portfolios and making investment decisions on behalf of their clients or the company they work for. They analyze financial markets, research potential investment opportunities, and execute trades to help grow the net worth of the company's portfolio. Investment bankers often work for investment banks or financial institutions and have a deep understanding of financial markets and investment strategies.

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Answer:

D.) $1,135.30 at the end of 3 years

Explanation:

First method:

Formula for simple interest is I = P * R * T.

In this instance P = 3,000, R = 2.7, T = 5.

\(I=(3000)(0.027)(5)\\= $405\)

Second method:

The formula for annual compounding is \(A=P(1+r)^t\), where A = amount, P = principal (initial) amount, r = rate of growth, t = years.

\(A=5000(1+0.027)^3\)

=\(5416.0334\)

Third method:

The formula for periods within a year is \(A=P(1+\frac{r}{n})^n^t\). There is now the added value of n (number of periods per year). Since there are 3 quarters per year, n will be 4.

\(A=5000(1+\frac{0.039}{4})^4^*^3\\=5000(1.00975)^1^2\\= 5617.4129\)

Sum after 3 years is $1,135.30

There is a demand for that resource with limited supply  are characteristics of a scarce resource. When the demand for a natural resource exceeds the supply, resource scarcity results, which causes the stock of those resources to decrease.

As a result of rising costs that make the demand resource less accessible to those who are least well-off, this might result in unsustainable supply   growth and an increase in inequality. When there aren't enough resources to meet everyone's needs, there is scarce resource. Oil is among the most well-known instances of how resource scarcity affects the United States. Local gas prices will surely climb when oil prices around the world do.

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Both statements "Demand deposit accounts opened by commercial banks are often referred to as checking or NOW accounts, whilst those opened at credit unions are known as share draught accounts." and "Mutual savings banks and credit unions both have a shared link or association with its members." are true.

A financial institution that accepts deposits provides checking account services, makes various loans, and provides individuals and small businesses with basic financial products like savings accounts and certificates of deposit (CDs) is referred to as a commercial bank.

(b) Demand deposit accounts established by commercial banks are often referred to as checking or NOW accounts, whilst those established by credit unions are known as share draught accounts. is real. Commercial banks' creations of demand deposit accounts are typically referred to as checking accounts or NOW accounts (negotiable order of withdrawal) accounts. Share draught accounts are a sort of demand deposit account that credit unions provide. Credit unions are non-profit cooperatives that are owned and governed by their members.

(c) Mutual savings banks and credit unions both have a shared connection or tie with their members. is real. Mutual savings banks and credit unions both have a shared connection or tie with their members. Based on their profession, location, or other affiliation, credit union members are connected. Members of mutual savings banks are linked together by their affiliation with a certain organization.

(a) Credit unions often pay the greatest interest rates on their deposits when compared to commercial banks and savings banks, although this is not always the case. Deposit interest rates at credit unions are often comparable with those at other financial institutions, although they might vary based on the particular credit union and the state of the market.

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At most small businesses, human resource management activities can best be described as informal and flexible.

In small businesses, there is usually a smaller workforce, and therefore a less formalized HR structure. The HR activities are often managed by the owner or a few key employees, who handle tasks such as hiring, training, and managing employee benefits in an ad-hoc and flexible manner. This approach allows for more personalized management of employees and a more agile response to changes in the business environment.

At most small businesses, human resource management activities tend to be more informal and flexible compared to larger organizations. This is because small businesses often have fewer employees and less structured processes, allowing for a more adaptable approach to managing their workforce.

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Answer:

1. It will cause them confusion throughout the tax calculating process.

2. Using a single account will make it difficult to keep payroll records.

3. Keep track of your personal expenses and earnings.

Explanation:

1. It is preferable to establish a separate account to separate the firm's actual income and expenses.

2. Payroll expenses are indistinguishable from personal expenses.

3. This allows you to cross-check bank and hand-made documents for income and expenses. Because cash transactions may not be recorded in the bank account, the entrepreneur should preserve receipts in order to compute revenue and expenses, which may result in erroneous financial statements.

Answer:

An Agency relationship but it's D on Edge

Explanation:

The type of relationship a lawyer and a client have is an agency relationship. Thus option (C) is correct.

An agency is a business, firm, or organization that provides a specific service. Sometimes but not always the agencies also work on behalf of another group, business, or person.

Some agencies work for the private sector  like an advertising agencies, employment agencies, and travel agencies. Some are government agencies for example they are part of the public sector.

The advertising agencies, add agencies, or creative agencies are firms that focus on creating, planning, and handling advertising. In fact, some employment agencies belong to the government; therefore, they may also be in the public sector.

The type of relationship a lawyer and a client have is an agency relationship. Therefore, option (C) is correct.

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Electricity is not given away for free. People are charged for the goods or units of power they use. Ths it is not provided by the government as a public good.

A good or service that can be consumed by one person without excluding others (national defense, flood control, street lights, open-sources software).

A good that the government offers that is both non-excludable and non-rivalrous is known as a public good.

Public goods include things like security, law enforcement, streetlights, and lighthouses. When there is a market failure, governments frequently try to supply public goods.

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The difference between a salary and a wage is that A. A salary is a flat rate for an entire month or year while a wage is an hourly rate of pay.

Salaries are flat amounts that a person gets after a period which is usually a month or semi-monthly.

Wages on the other hand are the rate at which a person is paid for every hour of work they put in.

In conclusion, option A is correct.

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The best method of dealing with an ethical decision regarding the performance of an employee is to follow a well-defined process that allows for a fair and objective evaluation of the situation.

Here are some steps that can be taken:

Review the relevant policies and procedures: Before taking any action, it's important to review the company's policies and procedures related to ethical behavior, performance evaluations, and disciplinary actions.

This can provide guidance on how to handle the situation in a consistent and fair manner.

Gather information: It's important to gather all the relevant information related to the ethical decision, including any documentation or witness statements.

This can help to ensure that the decision is based on facts and not assumptions or biases.

Consult with others: Seek advice and guidance from other stakeholders, such as HR personnel, managers, or legal counsel.

This can provide a different perspective on the situation and help to ensure that the decision is fair and reasonable.

Consider the impact on stakeholders: Consider how the decision will impact the employee, the team, and the company as a whole. Ensure that the decision is consistent with the company's values and goals.

Take appropriate action: Based on the information gathered and consultation with others, take appropriate action that is fair, objective, and consistent with the company's policies and procedures.

Overall, dealing with ethical decisions regarding employee performance requires a fair, objective, and well-defined process that considers all relevant information and stakeholders.

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One way that consumers can help prevent a decrease in the number of fish

species that are experiencing population declines is to eat fish that are

caught using sustainable harvesting methods.

Sustainable harvesting methods involve techniques which ensures that

there is adequate availability of the fish without threat to the future yield.

This technique helps the population to be remain stable and helps to

prevent overcultivation of the fish species.

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     No one can write down a vision for your future, its your vision and future.

Answer:

it's either hype or buzz

Answer: hype

Explanation:

Answer:

The term new market can be used in 2 ways:

1) A new market is being used as a term for a new type of shop/ a new genre of market place.

2)  A new market value(rise of market value)

Explanation:

Your Welcome

Organizations evaluate the five competitive forces at play in their industry and judge the strength and weakness of these forces. Organizations then determine how they intend to respond to these forces, leading to the selection of the competitive strategy.

The evaluation of the five competitive forces in an industry and the assessment of their strength and weakness are crucial steps for organizations in developing their competitive strategy.

The five competitive forces, as proposed by Michael Porter, are:

1. Threat of New Entrants: This force examines the ease with which new competitors can enter the industry. Factors such as barriers to entry, economies of scale, and access to distribution channels influence this threat.

2. Bargaining Power of Suppliers: This force considers the power suppliers have to influence pricing, terms, and availability of inputs or resources. The fewer alternative suppliers available, the greater their bargaining power.

3. Bargaining Power of Buyers: This force assesses the power customers have to negotiate prices, demand better quality, or switch to alternatives. Factors such as concentration of buyers, availability of substitute products, and switching costs affect buyer power.

4. Threat of Substitute Products or Services: This force examines the likelihood of customers switching to alternative products or services. Availability of substitutes and their competitive advantage impact the intensity of this threat.

5. Intensity of Competitive Rivalry: This force reflects the level of competition within the industry. Factors such as the number and size of competitors, industry growth rate, product differentiation, and exit barriers influence competitive rivalry.

Once an organization evaluates these forces and determines their strength and weakness, they can formulate a competitive strategy. The competitive strategy outlines how the organization intends to respond to these forces to achieve a sustainable competitive advantage. The strategy selected will depend on the organization's assessment of the competitive landscape and its own capabilities.

Common competitive strategies include:

1. Cost Leadership: Focusing on achieving the lowest cost of production or operation to offer products or services at competitive prices.

2. Differentiation: Emphasizing unique features, quality, or brand image to differentiate products or services from competitors.

3. Focus: Concentrating on serving a specific target market or niche segment with specialized products or services.

4. Innovation: Emphasizing continuous innovation and product development to stay ahead of competitors.

5. Collaboration: Forming strategic alliances or partnerships to enhance competitive capabilities.

The selection of the competitive strategy is a strategic decision made by the organization based on its understanding of the competitive forces, market dynamics, and its own resources and capabilities. It aims to position the organization effectively in the market and achieve a sustainable competitive advantage.

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Corporate In corporate level of strategy serves as the level of strategy is concerned with how much to spend on marketing or whether to expand facilities.

Corporate-level strategy  can be regarded as the action taken to gain a competitive advantage.

Thus action can be taken through the selection as well as management of businesses competing in several industries

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Answer:

body, closing

That was easy

Explanation:

Answer:

D

Explanation:

Annual percentage yield is a form of interest that a savings account earns on a deposit in a year ,expressed as a rate of the deposit.

To calculate the difference in the interest earned as per the question , the interest yield by the two accounts are calculated and the differences also worked out.

Annual percentage yield = 2.4 %

Annabel's account balance = 15,000

Annual yield = 2.4% * 15,000 = 360

Presley's account balance = 18,000

Annual yield = 2.4% * 18000 = 432.

Difference = 432 -360 = 70