The number of losses in a given period of time is known as:
a. loss severity
b. loss frequency
c. Total losses
d. loss distribution

Answer:

Explanation:

The answer is A hope it helps

Answer:

A. The number of years between adjustments in the interest rate

Explanation:

Took the class

Answer:

85

Explanation:

i think

Answer:

haha i am wierd too i feel u

Explanation:

Answer:

i shall win them and im wierd also.

Explanation:

Answer:

start-up costs are low

Explanation:

Answer:

Minimal paperwork and low set-up costs are two major benefits of having a sole proprietorship. In addition, there is the ease of maintaining it. In fact, according to the SBA, it's the simplest and least expensive business type you can establish.

Explanation:

im not sure if this is what youre looking for or not lol

Answer:

B: Accessibility Checker

Explanation:

A financial institution files a SAR report when it notices suspicious activity in an account. law enforcement officials throughout the United States. FinCEN is designated as the single filing point for suspicious activity reports under the system, and it is responsible for disseminating the information within the government.

A suspicious activity report can be initiated by any employee of a financial institution. Employees are typically trained to detect and investigate suspicious behaviour. The Suspicious Activity Report (SAR) is used to report known or suspected violations of the law or suspicious activity observed by financial institutions subject to the Bank Secrecy Act's regulations (BSA).

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Correct option is b.The Coase Theorem suggests that market-based solutions can solve negative externalities under certain conditions.

The Coase Theorem is an economic theorem that suggests that market-based solutions can effectively address negative externalities, given certain conditions.

It proposes that if property rights are clearly defined, transaction costs are minimal, and parties can freely negotiate and bargain with each other, then they can internalize the costs and benefits of the externality through voluntary exchanges. This means that affected parties can reach mutually beneficial agreements without the need for government intervention or fines.

According to the Coase Theorem, when property rights are well-defined and transaction costs are low, individuals or firms can negotiate and come to agreements that internalize the external costs or benefits.

This allows for the efficient allocation of resources and the achievement of socially optimal outcomes. For example, if a factory is causing pollution, the affected party could negotiate with the factory to either reduce emissions or compensate for the damages caused.

The Coase Theorem highlights the importance of property rights and the power of voluntary exchanges in addressing negative externalities without the need for governmental controls or fines.

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True, low-island environments are often characterized by sustainable economies based on fishing.

Low-island environments, such as small islands or coastal regions, often rely heavily on fishing as a primary economic activity. These areas typically have abundant access to marine resources and coastal waters, which make fishing a viable and sustainable economic pursuit. Fishing serves as a significant source of livelihood for communities residing in low-island environments. It provides employment opportunities for local fishermen and supports related industries such as fish processing, boat manufacturing, and seafood exports. In many cases, fishing activities in low-island environments contribute to the local economy and play a vital role in sustaining the livelihoods of the population.

Furthermore, the geographic characteristics of low-island environments, with their proximity to the ocean and rich marine biodiversity, make fishing a natural and advantageous economic choice. The availability of fish and other marine resources enables communities in these areas to establish and maintain economies centered around fishing.

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Answer:

It would be B because these politicians would improve the roads and the means of transportation

The United States is said to have a mixed economy because privately owned businesses and government both play important roles. ... The American free enterprise system emphasizes private ownership.

Answer:

Constantly providing new choices for consumers.

Explanation:

There is a big competition between the companies and this leads to higher production of the products. So, the companies must provide their consumers with new options if they want to sell the products and make a profit. Only the company that offers a variety of products has a chance of gaining constant profit.

Patents are a technique to stop market failure and enable higher research expenditure. Drugs covered by patents, however, are exempt from price controls and rivals for around 20 years.

However, patents must finance the research necessary to continuously develop new and better treatments, and regrettably, the necessary sum of money is not modest. A new prescription drug's development and licencing are anticipated to cost roughly $2.6 billion and take ten years, according to a 2014 estimate by the Tufts Center for the Study of Drug Development. Without patents, some pharmaceutical corporations wouldn't invest in their own research but instead would wait for someone else to find the drug and licence it. These businesses might then set the drug's pricing lower than that of their rivals. In terms of a positive externality, this would cause a market failure because other businesses would gain access to one group's research without having to pay for it.

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The answer is Publication 535 (2022). IRS publication 535 (2022) provides information on important business expense deductions business owners can utilize to lower their tax liability.

A tax is a mandatory payment or levy that local, state, and federal governments impose on individuals or businesses to fund necessary public programs, services, and commodities.

Any tax that a government imposes on individuals or groups that it has the legal authority to levy and that entails the seizure of money or property.

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Answer:

C : debit to Service Charge Expense of $20

Explanation:

The complete journal entry used to record this transaction would be:

March 17, 202x, sales revenue

Dr Cash 980 (assuming the transaction is processed automatically)

Dr Service charge (or Credit card) expense 20

    Cr Sales revenue 1,000

Since the credit card company is charging you a 2% commission ($20), we must consider it an expense. Remember that all expenses must be debited.

Answer: $16,725

Explanation:

Given the following :

Cash balance per books for March = $12,000

Notes receivable collected by banks = $6000

Bank service charge - $75

Non-sufficient fund (NSF) check - $1200

Therefore, Adjusted cash balance for March:

(balance per books + notes receivable - bank service charge - NSF check)

$(12,000 + 6,000 - 75 - 1200)

$(18000 - 1275)

= $16,725

Answer:

a. selling identical items.

Explanation:

A pure competition market is characterized by many firms selling a homogeneous product in a market with many buyers. There are no dominant suppliers; hence no single or group of sellers can influence the price.  Pure competition is also the perfect competition.

The key characteristics of pure competition are

A. selling identical items.

Customer history is the example of transaction personal information. It is because customer history contain privacy information.

Personal information also known as  'Information or an opinion about an identified individual, or also known as an individual who is reasonably identifiable generally can be defined as the opinion or information is true or not; and. whether the information or opinion is recorded in a material form or not. The example of personal information are an individual's name, signature, address, phone number or date of birth, sensitive information, employee record information, and also customer information.

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Obtaining a 15-year mortgage instead of a 30-year mortgage would increase the speed of equity growth for a homebuyer. The answer is C)

The shorter the mortgage term, the faster the equity growth. When a homebuyer takes out a 15-year mortgage instead of a 30-year mortgage, they pay off the loan in half the time, which means they build equity at a much faster rate.

A larger down payment (option A) will decrease the loan amount, but it will not necessarily increase the rate of equity growth. Similarly, obtaining a mortgage interest rate of 9 percent instead of 8 percent (option B) will increase the cost of borrowing and decrease the rate of equity growth.

Making larger deposits to the escrow account (option D) will not affect the rate of equity growth since the equity is built by paying off the mortgage principal. Therefore, option C is the correct answer as it is the only option that directly affects the mortgage term and therefore the rate of equity growth.

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Answer:

3.20%

Explanation:

The firm's weighted average aftertax cost of debt can be determined by first of all determining the before-tax cost of each debt.

Using a financial calculator, the before-tax costs of debt are ascertained as follows:

Bond 1:

N=8(number of semiannual coupons in 4 years)

PMT=17.70  (semiannual coupon=face value*coupon rate/2=$1,000*3.54%/2=$17.70)

PV=-1030(current price=$1000*103%=$1030)

FV=1000(the face value is $1000)

CPT

I/Y=1.37%(the semannual yield, annual yield=1.37%*2=2.74%)

after-tax cost of first debt=2.74%*(1-39%)=1.67%

Bond 2:

N=46(number of semiannual coupons in 23  years)

PMT=30.50 (semiannual coupon=face value*coupon rate/2=$1,000*6.10%/2=$30.50)

PV=-950(current price=$1000*95%=$950)

FV=1000(the face value is $1000)

CPT

I/Y=3.26%%(the semannual yield, annual yield=3.26%%*2=6.52%)

after-tax cost of second debt=6.52%*(1-39%)=3.98%

market value of first debt=$3.8 million*103%=$3,914,000

market value of second debt=$8.1 million*95%=$7,695,000

total market value of debts=$3,914,000+$7,695,000=$11,609,000

firm's weighted average aftertax cost of debt=(1.67%*$3,914,000/$11,609,000)+(3.98%*$7,695,000/$11,609,000)

firm's weighted average aftertax cost of debt=3.20%

Answer:

Coke, Colgate, Subway and many others

Explanation:

They try to convince u to buy their products

When preparing the operating activities section of the statement of cash flows using the indirect method, adding a decrease in Accounts Receivable to net income allows the inclusion of transactions that increased cash, but did not affect net income decreased cash. Option A. is the correct answer.

In business and accounting, net income is an entity's income minus cost of goods sold, expenses, depreciation and amortization, interest, and taxes for an accounting period.

Therefore, the correct answer is as given above.

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The systemic risk that led to the financial crisis of 2008 was increased by all of the options (Option D).

The 2008 financial crisis was the result of a complex interplay of factors, including deregulation of the financial industry, lax lending standards, and the proliferation of complex financial instruments such as credit default swaps (CDS), subprime mortgages, and collateralized debt obligations (CDOs).

These factors created a situation in which risk was poorly understood and managed, leading to a collapse in the housing market and a subsequent financial meltdown. The combination of these factors amplified the systemic risk in the financial system, ultimately resulting in the crisis of 2008. Option D is the correct answer.

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A discount toy store can acquire products through various channels such as wholesale suppliers, manufacturers, distributors, and even online marketplaces. In the case of a decrease in interest in a particular toy, the store can monitor sales data to determine if there has been a decline in demand.

They can negotiate for lower prices with the suppliers to keep the cost of goods low. The store can also rely on customer feedback and market trends to decide on which products to stock. Once they have acquired the products, they can set prices based on the cost of goods, competition, and demand.

In the case of a decrease in interest in a particular toy, the store can monitor sales data to determine if there has been a decline in demand. They can also conduct surveys or use social media to gather feedback from customers. If they find that interest has declined, they can reduce the price of the toy to clear inventory or offer promotions such as buy-one-get-one-free deals to increase sales.

Having a huge supply of a particular product can be a problem for the store as it ties up their capital and storage space. It also increases the risk of the product becoming obsolete or outdated, which can result in losses. Therefore, it is important for the store to manage their inventory effectively by monitoring sales and adjusting their pricing strategy accordingly.

The store can also consider donating excess inventory to charity or selling it to liquidators to recoup some of their costs. In summary, a discount toy store can acquire products at low prices, set competitive prices based on demand and competition, and handle inventory by monitoring sales and adjusting prices as necessary.

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Answer:

A. a free checking account.

Explanation:

Saving involves putting money aside in a safe place for future use. Banks and financial institutions offer saving accounts as safe and secure platforms for firms and individuals to save.

A checking account is among the types of savings accounts offered by financial institutions. This type of savings account allows customers to save money that they do not wish to spend immediately. A checking account is risk-free and, therefore, a good strategy for short term saving.

Answer:

a low-interest bank account.

Explanation:

i got this right

The friest answer bc she said budget

Answer:

it's C, because when you budget you are trying to save money.

Explanation:

Answer:

B

Explanation:

The list of the items

Hope it helped brainiest plz

-Guesty

The correct option is B. A standard inventory form should include a list of the items. Using an inventory form, you can keep track of all the supplies, goods, and merchandise in your company at any one time.

Small businesses need inventory management because it helps them manage many locations, avoid stockouts, and maintain correct records. As opposed to attempting to complete them all manually, an inventory system makes these operations simpler.

The form typically serves three functions: requisitioning things from inventory, releasing inventory records in the quantity of the items selected, and billing the targeted task for the cost of the products requisitioned. Any inventory products that are not currently in stock can also be ordered again using the form as a guide.

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The nominal annual cost of trade credit for each is:

Nominal cost of trade Credit = Discount percentage/100- discount percentage * 365/Day Credit 0/s-Discounts period .

1/15, net 20

Here,

Nominal cost of trade credit = 1/100 - 1  x 365/20- 15 = 78.73%.

1. 2/10 net 50.

Nominal cost of trade credit = 2/100-2 * 365/50-10= 18.62%

2. 3 /10 net 50.

Nominal cost of trade credit = 3/100-3 * 365/50-10 = 28.22%

3. 2/ 10 net 55

Nominal cost of trade credit = 2/100-2 * 365/55-10 = 16.55%

4. 2/ 15 net 35 =

Nominal cost of trade credit = 2/100-2 * 365/35-15= 37.24%

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